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Celebrity Cruises® Visa Signature® Credit Card review

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Advertiser Disclosure

Annual Fee
$0.00
Interest Rate: Purchases
16.24% ‐ 26.24% (Variable)
Interest Rate: Purchases
16.24% ‐ 26.24% (Variable)
Balance Transfer
16.24% ‐ 26.24% (Variable)
Balance Transfer
16.24% ‐ 26.24% (Variable)
Rewards
1 - 2 points
Rewards
1 - 2 points
Signup Bonus
$10,000 after spending $1,000
Signup Bonus
$10,000 after spending $1,000


6.6/10
Informr score
The Celebrity Cruises® Visa Signature® Credit Card currently has an Informr score of 6.6 out of 10. This score is based on our evaluation of 4 sources including reviews from users and the web's most trusted critics.

Am I eligible?


Celebrity Cruises® Visa Signature® Credit Card is typically available to those with good credit scores (650 or greater).
To get this card, you must also:
Yes Be a permanent or temporary resident of USA

Note: This information is only intended as a guide. The final decision is up to the bank and your application could still be rejected even if you can answer 'Yes' to all the minimum criteria above. Always consider your options and your financial situation before you apply for a credit card.

What the Critics Are Saying...


Finder
Finder

While the first year of use can be lucrative in terms of rewards for cardholders, maintaining that value the subsequent year and beyond can prove difficult if you don’t take frequent cruises on Celebrity Cruises or its sister cruise companies.

- Steven Dashiell, Finder
Investopedia
Investopedia

Unless you’re a loyal Celebrity Cruises, Royal Caribbean, or Azamara cruiser, you won’t likely find much value in this card’s offerings. The 10,000 bonus MyCruise points for making an initial transaction and the 2 MyCruise points per dollar spent on Celebrity Cruises, Royal Caribbean, and Azamara pu...

- Lance Cothern, Investopedia
ValuePenguin
ValuePenguin

There are very few individuals who will find the offer of the Celebrity Credit Card worthwhile. Furthermore, the MyCruise Points you earn through this card can only be used to provide discounts on future cruises, or onboard credit – a reward with far less flexibility than most.

- Robert Harrow, ValuePenguin
RewardExpert
RewardExpert

You’ll have to frequently cruise with Celebrity to reap the most rewards out of the Celebrity Cruises Visa Signature card. While the first year’s bonuses and discounts more than offset the $69 annual fee, finding enough value to keep the card for subsequent years may be a challenge.

- Christine Krzyszton, RewardExpert

Details


Interest Rates
Regular APR Interest Rate 16.24% ‐ 26.24% (Variable)

This APR will vary with the market based on the Prime Rate.

Balance Transfer Interest Rate 16.24% ‐ 26.24% (Variable)

This APR will vary with the market based on the Prime Rate.

Cash Advance Interest Rate 19.24% ‐ 29.24% (Variable)

This APR will vary with the market based on the Prime Rate.

Rates & Fees
Annual Fee $0.00
Balance Transfer Fee 3%

Minimum of $10

Cash Advance Fee 3%

Minimum of $10

Foreign Transaction Fee $0.00
Over Limit Fee $0.00
Late Payment Fee $40.00

Maximum

Promotions
Sign up bonus $10,000 after spending $1,000
On purchases within the first 3 months
Rewards
All Purchases 1 point per $1 spent
Restaurants No
Gas No
Groceries No
Hotels No
Travel 2 points per $1 spent

On qualifying purchases with Celebrity Cruises and our sister brands, Royal Caribbean and Azamara Club Cruises.

Pharmacy No
Bills No
Additional Details

$50 ChoiceAir Airfare Discount upon approval (students not eligible)

Features & Benefits
Additional Card Holders Yes
Travel Accident Insurance No
Car Rental Insurance No
Car Rental Discount No
Extended Warranty No
Purchase Protection No
Zero Liability Yes
No Foreign Transaction Fees Yes
Emergency Assistance No
Concierge Service No
Price Protection No
Fraud Protection Yes
Free Credit Scores Yes
Wireless Payments Apple Pay, Samsung Pay, Google Pay
Virtual Cards No
Additional Benefits
  • Online Shopping Security
  • Online & Mobile Banking
  • Overdraft Protection
Eligibility
Minimum Security Deposit $0
Minimum Age 18
Minimum Personal Income
Temporary Residents No
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Additional comments -
Terms & Conditions Official Terms & Conditions
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Information in this article is believed to be accurate at the time it was written, but terms and conditions may change at any time. All information is presented without warranty or guarantee. Please verify all terms and conditions of any credit card prior to applying.

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