Am I eligible?
To get this card, you must also:
Note: This information is only intended as a guide. The final decision is up to the bank and your application could still be rejected even if you can answer 'Yes' to all the minimum criteria above. Always consider your options and your financial situation before you apply for a credit card.
What the Critics Are Saying...
- Steven Dashiell, FinderWhile the first year of use can be lucrative in terms of rewards for cardholders, maintaining that value the subsequent year and beyond can prove difficult if you don’t take frequent cruises on Celebrity Cruises or its sister cruise companies.
- Lance Cothern, InvestopediaUnless you’re a loyal Celebrity Cruises, Royal Caribbean, or Azamara cruiser, you won’t likely find much value in this card’s offerings. The 10,000 bonus MyCruise points for making an initial transaction and the 2 MyCruise points per dollar spent on Celebrity Cruises, Royal Caribbean, and Azamara pu...
- Robert Harrow, ValuePenguinThere are very few individuals who will find the offer of the Celebrity Credit Card worthwhile. Furthermore, the MyCruise Points you earn through this card can only be used to provide discounts on future cruises, or onboard credit – a reward with far less flexibility than most.
- Christine Krzyszton, RewardExpertYou’ll have to frequently cruise with Celebrity to reap the most rewards out of the Celebrity Cruises Visa Signature card. While the first year’s bonuses and discounts more than offset the $69 annual fee, finding enough value to keep the card for subsequent years may be a challenge.
Details
| Interest Rates | |
|---|---|
| Regular APR Interest Rate |
18.24% ‐ 28.24% (Variable) This APR will vary with the market based on the Prime Rate. |
| Balance Transfer Interest Rate |
18.24% ‐ 28.24% (Variable) This APR will vary with the market based on the Prime Rate. |
| Cash Advance Interest Rate |
21.24% ‐ 30.24% (Variable) This APR will vary with the market based on the Prime Rate. |
| Rates & Fees | |
| Annual Fee | $0.00 |
| Balance Transfer Fee | 3% |
| Cash Advance Fee |
3% |
| Foreign Transaction Fee | $0.00 |
| Over Limit Fee | $0.00 |
| Late Payment Fee |
$40.00 Maximum |
| Promotions | |
| Sign up bonus |
$25,000 after spending $1,000 On purchases within the first 3 months |
| Rewards | |
| All Purchases | 1 point per $1 spent |
| Restaurants | No |
| Gas | No |
| Groceries | No |
| Hotels | No |
| Travel |
2 points per $1 spent On qualifying purchases with Celebrity Cruises and our sister brands, Royal Caribbean and Azamara Club Cruises. |
| Pharmacy | No |
| Bills | No |
| Additional Details |
$50 ChoiceAir Airfare Discount upon approval (students not eligible) |
| Features & Benefits | |
| Additional Card Holders | Yes |
| Travel Accident Insurance | No |
| Car Rental Insurance | No |
| Car Rental Discount | No |
| Extended Warranty | No |
| Purchase Protection | No |
| Zero Liability | Yes |
| No Foreign Transaction Fees | Yes |
| Emergency Assistance | No |
| Concierge Service | No |
| Price Protection | No |
| Fraud Protection | Yes |
| Free Credit Scores | Yes |
| Wireless Payments | Apple Pay, Samsung Pay, Google Pay |
| Virtual Cards | No |
| Additional Benefits |
|
| Eligibility | |
| Minimum Security Deposit | $0 |
| Minimum Age | 18 |
| Minimum Personal Income | |
| Temporary Residents | No |
| More | |
| Additional comments | - |
| Terms & Conditions | Official Terms & Conditions |
| Suggest a correction |
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Information in this article is believed to be accurate at the time it was written, but terms and conditions may change at any time. All information is presented without warranty or guarantee. Please verify all terms and conditions of any credit card prior to applying.
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