Cathay Pacific Visa Signature® card review

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Advertiser Disclosure

Interest Rate: Purchases
15.99% ‐ 18.99% (Variable)
Balance Transfer
-
Rewards
1 - 2 Miles
Signup Bonus
40000 miles (after spending $2,000)


6.6/10
Informr score
The Cathay Pacific Visa Signature® card currently has an Informr score of 6.6 out of 10. This score is based on our evaluation of 5 sources including reviews from users and the web's most trusted critics.

Am I eligible?


Cathay Pacific Visa Signature® card is typically available to those with good credit scores (650 or greater).
To get this card, you must also:
Yes Be a permanent or temporary resident of USA

Note: This information is only intended as a guide. The final decision is up to the bank and your application could still be rejected even if you can answer 'Yes' to all the minimum criteria above. Always consider your options and your financial situation before you apply for a credit card.

What the Critics Are Saying...


The Points Guy

Diversifying your portfolio of loyalty currencies is critical in the world of travel rewards, and the Cathay Pacific Visa Signature represents a satisfactory way to do that. If you’re ineligible for a sign-up bonus with card programs that transfer to Asia Miles — and you want to earn those miles spe...

- Chris Dong, The Points Guy
Investopedia

If you’re a frequent international traveler who regularly flies on Cathay Pacific airlines, the Cathay Pacific Visa Signature card would be a useful addition to your wallet, despite its annual fee. You’ll earn higher rewards on your travel and purchases made outside of the country, and you can redee...

- Kat Tretina, Investopedia
CreditCards.com

Cardholders seeking to earn Asia Miles are probably better off skipping the Asia Pacific Visa Signature card and sticking with a general rewards card that allows point transfer to the Asia Miles program.

- Robin Ratcliff, CreditCards.com
LendEDU

If you frequently fly Cathay Pacific or Cathay Dragon airlines and you want to find a direct way to accumulate Asia Miles, then this card might be a good choice for you. If not, you may want to consider one of the other travel-based credit cards that offer similar or more competitive, transferable r...

- Jeff Gitlen, LendEDU
Bank Deal Guy

There are also better airline cards out there that will offer the same things along with a higher bonus-sign up. But if you do spend more time outside of the country, would like to earn Asia miles, and think this card’s unique perks are appealing, this card might just fit your foreign spending needs...

- Anthony Nguyen, Bank Deal Guy

Details


Interest Rates
Regular APR Interest Rate 15.99% ‐ 18.99% (Variable)
Balance Transfer Interest Rate

Balance Transfers Not Allowed

Cash Advance Interest Rate 29.99% (Variable)
Rates & Fees
Annual Fee $95.00
Balance Transfer Fee
Cash Advance Fee 5%

Minimum of $10

Foreign Transaction Fee $0.00
Over Limit Fee $0.00
Late Payment Fee $38.00

Maximum

Promotions
Sign up bonus 40000 miles after spending $2,000

On purchases within the first 3 months.

Rewards
All Purchases 1 mile for $1 spent
Restaurants 1.5 miles for $1 spent

On dining in the US or abroad

Gas No
Groceries No
Hotels No
Travel 2 miles for $1 spent

On eligible Cathay Pacific travel and in-flight purchases

Pharmacy No
Bills No
Additional Details

Earn 1.5 miles per $1 spent on purchases outside of the US

Features & Benefits
Additional Card Holders Yes
Travel Accident Insurance Yes
Car Rental Insurance No
Car Rental Discount No
Extended Warranty Yes
Purchase Protection No
Zero Liability No
No Foreign Transaction Fees Yes
Emergency Assistance No
Concierge Service Yes
Price Protection No
Fraud Protection No
Free Credit Scores No
Wireless Payments Apple Pay, Samsung Pay, Android Pay
Virtual Cards No
Additional Benefits

- Enjoy 10% savings on Asia Miles Gift Miles, Mileage Renewals and Mileage Transfer Fees online.

- Roadside Dispatch

- Complimentary Green membership in the Marco Polo Club.

- Lost Luggage Reimbursement

- Trip Cancellation/Interruption Insurance

Eligibility
Minimum Security Deposit $0
Minimum Age 18
Minimum Personal Income
Temporary Residents No
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Additional comments
Terms & Conditions Official Terms & Conditions
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