Am I eligible?
To get this card, you must also:
Note: This information is only intended as a guide. The final decision is up to the bank and your application could still be rejected even if you can answer 'Yes' to all the minimum criteria above. Always consider your options and your financial situation before you apply for a credit card.
What the Critics Are Saying...
- Jeff Gitlen, LendEDUIf you frequently fly Cathay Pacific or Cathay Dragon airlines and you want to find a direct way to accumulate Asia Miles, then this card might be a good choice for you. If not, you may want to consider one of the other travel-based credit cards that offer similar or more competitive, transferable r...
- Robin Ratcliff, CreditCards.comCardholders seeking to earn Asia Miles are probably better off skipping the Asia Pacific Visa Signature card and sticking with a general rewards card that allows point transfer to the Asia Miles program.
- Chris Dong, The Points GuyDiversifying your portfolio of loyalty currencies is critical in the world of travel rewards, and the Cathay Pacific Visa Signature represents a satisfactory way to do that. If you’re ineligible for a sign-up bonus with card programs that transfer to Asia Miles — and you want to earn those miles spe...
- Kat Tretina, InvestopediaIf you’re a frequent international traveler who regularly flies on Cathay Pacific airlines, the Cathay Pacific Visa Signature card would be a useful addition to your wallet, despite its annual fee. You’ll earn higher rewards on your travel and purchases made outside of the country, and you can redee...
- Anthony Nguyen, Bank Deal GuyThe sign-up bonus for the Cathay Pacific Visa Signature® Card isn’t the best, but there are some perks to this card that might make it worth while. For example, the card offers 1.5X miles for international purchases. For an international airline, being able to make it more rewarding outside of the U...
Details
| Interest Rates | |
|---|---|
| Regular APR Interest Rate | 22.24% ‐ 25.24% (Variable) |
| Balance Transfer Interest Rate |
Balance Transfers Not Allowed |
| Cash Advance Interest Rate | 29.99% (Variable) |
| Rates & Fees | |
| Annual Fee | $95.00 |
| Balance Transfer Fee | |
| Cash Advance Fee |
5% Minimum of $10 |
| Foreign Transaction Fee | $0.00 |
| Over Limit Fee | $0.00 |
| Late Payment Fee |
$41.00 Maximum |
| Promotions | |
| Sign up bonus |
38000 miles after spending $3,000 On purchases within the first 90 days. |
| Rewards | |
| All Purchases | 1 mile for $1 spent |
| Restaurants |
1.5 miles for $1 spent On dining in the US or abroad |
| Gas | No |
| Groceries | No |
| Hotels | No |
| Travel |
2 miles for $1 spent On eligible Cathay Pacific travel and in-flight purchases |
| Pharmacy | No |
| Bills | No |
| Additional Details |
Earn 1.5 miles per $1 spent on purchases outside of the US |
| Features & Benefits | |
| Additional Card Holders | Yes |
| Travel Accident Insurance | Yes |
| Car Rental Insurance | No |
| Car Rental Discount | No |
| Extended Warranty | Yes |
| Purchase Protection | No |
| Zero Liability | No |
| No Foreign Transaction Fees | Yes |
| Emergency Assistance | No |
| Concierge Service | Yes |
| Price Protection | No |
| Fraud Protection | No |
| Free Credit Scores | No |
| Wireless Payments | Apple Pay, Samsung Pay, Google Pay |
| Virtual Cards | No |
| Additional Benefits |
|
| Eligibility | |
| Minimum Security Deposit | $0 |
| Minimum Age | 18 |
| Minimum Personal Income | |
| Temporary Residents | No |
| More | |
| Additional comments | - |
| Terms & Conditions | Official Terms & Conditions |
| Suggest a correction |
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