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VentureOne® from Capital One® review

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Advertiser Disclosure

Annual Fee
$0.00
Interest Rate: Purchases
16.49% ‐ 26.49% (Variable) (0% for the first 15 months)
Interest Rate: Purchases
16.49% ‐ 26.49% (Variable) (0% for the first 15 months)
Balance Transfer
16.49% ‐ 26.49% (Variable) (0% for the first 15 months)
Balance Transfer
16.49% ‐ 26.49% (Variable) (0% for the first 15 months)
Rewards
1.25 Miles
Rewards
1.25 Miles
Signup Bonus
20000 miles (after spending $500)
Signup Bonus
20000 miles (after spending $500)


8.6/10
Informr score
The VentureOne® from Capital One® currently has an Informr score of 8.6 out of 10. This score is based on our evaluation of 26 sources including reviews from users and the web's most trusted critics.

Am I eligible?


VentureOne® from Capital One® is typically available to those with excellent credit scores (650 or greater).
To get this card, you must also:
Yes Be a permanent or temporary resident of USA

Note: This information is only intended as a guide. The final decision is up to the bank and your application could still be rejected even if you can answer 'Yes' to all the minimum criteria above. Always consider your options and your financial situation before you apply for a credit card.

What the Critics Are Saying...


FinanceBuzz
FinanceBuzz

The Capital One VentureOne Rewards Credit Card has a few attractive benefits. Infrequent travelers and frequent flyers alike might appreciate the card's no-fuss rewards, with 5X miles on hotels and rental cars booked through Capital One Travel and 1.25X miles on all other purchases. While there is a...

- Matt Miczulski, FinanceBuzz
Cardcruncher
Cardcruncher

The Capital One VentureOne Rewards Credit Card offers 1.25 miles per dollar spent on all purchases, plus 10 miles per dollar at hotels.com/venture. What's more, you'll get a sign-up bonus worth 20,000 miles in travel after you spend $1,000 in the first three months. While those are decent rewards fo...

- Cardcruncher
SmartAsset
SmartAsset

If you like to travel, but aren’t a frequent traveler or a big travel spender, the Capital One VentureOne Rewards Credit Card could be the card for you. It’s simple and easy to use, making it ideal for people who aren’t into strategizing their credit card rewards. Plus, the lack of an annual fee mea...

- Lauren Perez, SmartAsset
CardRatings.com
CardRatings.com

The Capital One VentureOne Rewards Credit Card is a great no annual fee credit card option for those who are in no hurry to cash in on their miles, and who have some time to work on their mile accumulation. Plus, if you're just looking for a card that earns miles in the background while you go about...

- Brooklyn Lowery, CardRatings.com
Hustler MoneyBlog
Hustler MoneyBlog

The Capital One VentureOne Rewards Card has an excellent welcome offer for those who like traveling. Plus, earn travel rewards through each swipe and online purchase with this card! You definitely want this annual fee-free card in your wallet to take advantage of the miles you’ll easily earn!

- Anthony Nguyen, Hustler MoneyBlog

Details


Interest Rates
Regular APR Interest Rate 16.49% ‐ 26.49% (Variable) (0% for the first 15 months)

This APR will vary with the market based on the Prime Rate.

Balance Transfer Interest Rate 16.49% ‐ 26.49% (Variable) (0% for the first 15 months)

This APR will vary with the market based on the Prime Rate.

Cash Advance Interest Rate 26.49% (Variable)

This APR will vary with the market based on the Prime Rate.

Rates & Fees
Annual Fee $0.00


Balance Transfer Fee $0.00

3% of the amount of each transferred balance that posts to your account during the first 15 months

Cash Advance Fee 3%

Minimum of $10

Foreign Transaction Fee $0.00
Over Limit Fee $0.00
Late Payment Fee $40.00

Maximum

Promotions
Sign up bonus 20000 miles after spending $500

On purchases within the first 3 months.

Rewards
All Purchases 1.25 miles for $1 spent
Restaurants No
Gas No
Groceries No
Hotels No
Travel No
Pharmacy No
Bills No
Features & Benefits
Additional Card Holders Yes
Travel Accident Insurance Yes
Car Rental Insurance Yes
Car Rental Discount No
Extended Warranty Yes
Purchase Protection Yes
Zero Liability Yes
No Foreign Transaction Fees Yes
Emergency Assistance Yes
Concierge Service Yes
Price Protection Yes
Fraud Protection Yes
Free Credit Scores No
Wireless Payments Apple Pay
Virtual Cards Yes
Additional Benefits
  • Lost Luggage Reimbursement
  • Take advantage of special discounts at retailers and online merchants with your Visa Signature card.
  • Access to Capital One Lounge
Eligibility
Minimum Security Deposit $0
Minimum Age 18
Minimum Personal Income
Temporary Residents No
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Additional comments -
Terms & Conditions Official Terms & Conditions
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