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VentureOne® from Capital One® review

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Advertiser Disclosure

Annual Fee
$0.00
Interest Rate: Purchases
15.24% ‐ 25.24% (Variable) (0% for the first 15 months)
Interest Rate: Purchases
15.24% ‐ 25.24% (Variable) (0% for the first 15 months)
Balance Transfer
15.24% ‐ 25.24% (Variable) (0% for the first 15 months)
Balance Transfer
15.24% ‐ 25.24% (Variable) (0% for the first 15 months)
Rewards
1.25 Miles
Rewards
1.25 Miles
Signup Bonus
20000 miles (after spending $500)
Signup Bonus
20000 miles (after spending $500)


8.4/10
Informr score
The VentureOne® from Capital One® currently has an Informr score of 8.4 out of 10. This score is based on our evaluation of 29 sources including reviews from users and the web's most trusted critics.

Am I eligible?


VentureOne® from Capital One® is typically available to those with excellent credit scores (650 or greater).
To get this card, you must also:
Yes Be a permanent or temporary resident of USA

Note: This information is only intended as a guide. The final decision is up to the bank and your application could still be rejected even if you can answer 'Yes' to all the minimum criteria above. Always consider your options and your financial situation before you apply for a credit card.

What the Critics Are Saying...


One Mile at a Time
One Mile at a Time

The Capital One VentureOne Card is a solid no annual fee card that offers a bonus of 20K Venture miles, has no foreign transaction fees, and offers 1.25x miles on all purchases. While that’s a well rounded card, I think the much better play is to consider the Capital One Venture Card. The card has a...

- Ben Schlappig, One Mile at a Time
The Points Guy
The Points Guy

The Capital One VentureOne Rewards Credit Card is solid. There aren’t many no-annual-fee cards with the ability to transfer points and miles directly to travel partners, so it’s nice that this card offers that option. This card also beats other no-annual-fee cards when it comes to perks such as purc...

- Benji Stawski, The Points Guy
Bankrate
Bankrate

If you’re looking for a low-cost travel rewards card, the Capital One VentureOne Rewards Credit Card may be the right fit for you. You’ll earn miles on all of your purchases and get the opportunity to boost your first-year earnings with a generous sign-up bonus. It also comes with a lineup of Capita...

- Garrett Yarbrough, Rebekah Hovey, Bankrate
MyBankTracker
MyBankTracker

The Capital One VentureOne Rewards Card shines with its travel rewards program. This card isn’t best for someone who prefers a larger introductory bonus or doesn’t mind paying an annual fee to earn a higher rewards rate.

- Rebecca Lake, MyBankTracker
US Credit Card Guide
US Credit Card Guide

The welcome offer is pretty good for a no annual fee card. If you want to earn a lot of Capital One Miles, maybe Capital One Venture of Venture X is more suitable. But what’s good about this card is it has no annual fee, so it’s a good downgrade option. You should be careful that Capital One will pu...

- US Credit Card Guide

Details


Interest Rates
Regular APR Interest Rate 15.24% ‐ 25.24% (Variable) (0% for the first 15 months)

This APR will vary with the market based on the Prime Rate.

Balance Transfer Interest Rate 15.24% ‐ 25.24% (Variable) (0% for the first 15 months)

This APR will vary with the market based on the Prime Rate.

Cash Advance Interest Rate 25.24% (Variable)

This APR will vary with the market based on the Prime Rate.

Rates & Fees
Annual Fee $0.00


Balance Transfer Fee $0.00

3% of the amount of each transferred balance that posts to your account during the first 15 months

Cash Advance Fee 3%

Minimum of $10

Foreign Transaction Fee $0.00
Over Limit Fee $0.00
Late Payment Fee $40.00

Maximum

Promotions
Sign up bonus 20000 miles after spending $500

On purchases within the first 3 months.

Rewards
All Purchases 1.25 miles for $1 spent
Restaurants No
Gas No
Groceries No
Hotels No
Travel No
Pharmacy No
Bills No
Features & Benefits
Additional Card Holders Yes
Travel Accident Insurance Yes
Car Rental Insurance Yes
Car Rental Discount No
Extended Warranty Yes
Purchase Protection Yes
Zero Liability Yes
No Foreign Transaction Fees Yes
Emergency Assistance Yes
Concierge Service Yes
Price Protection Yes
Fraud Protection Yes
Free Credit Scores No
Wireless Payments Apple Pay
Virtual Cards Yes
Additional Benefits
  • Lost Luggage Reimbursement
  • Take advantage of special discounts at retailers and online merchants with your Visa Signature card.
  • Access to Capital One Lounge
Eligibility
Minimum Security Deposit $0
Minimum Age 18
Minimum Personal Income
Temporary Residents No
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Additional comments -
Terms & Conditions Official Terms & Conditions
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