Note: This information is only intended as a guide. The final decision is up to the bank and your application could still be rejected even if you can answer 'Yes' to all the minimum criteria above. Always consider your options and your financial situation before you apply for a credit card.
- Benji Stawski, The Points GuyIn addition to its perks and sign-up bonus, the Capital One VentureOne Rewards Credit Card also beats other no-annual-fee cards for perks such as purchase protection and no foreign transaction fees. It's a budget-friendly option for Capital One fans and frequent travelers alike.
- Ben Schlappig, One Mile at a TimeThe Capital One VentureOne Card is a solid no annual fee card that offers a huge bonus of 40K Venture miles, has no foreign transaction fees, and offers 1.25x transferable miles on all purchases. While that’s a well-rounded card, I think the much better play is to consider the Capital One Venture Ca...
- Garrett Yarbrough, BankrateThe VentureOne Rewards card has just enough features to make it worthwhile for occasional travelers looking for a no-annual-fee travel card. But if you want bigger rewards, more perks and better long-term value, upgrading to the Capital One Venture Rewards card makes a lot more sense.
- Alene Laney, MoneyGeekThis card is best suited for frequent travelers with excellent credit history looking for a card with no annual fees.
- Brooklyn Lowery, CardRatings.comThe Capital One VentureOne Rewards Credit Card is a great no annual fee credit card option for those who are in no hurry to cash in on their miles, and who have some time to work on their mile accumulation. Plus, if you're just looking for a card that earns miles in the background while you go about...
Interest Rates | |
---|---|
Regular APR Interest Rate |
19.24% ‐ 29.24% (Variable) (0% for the first 15 months) This APR will vary with the market based on the Prime Rate. |
Balance Transfer Interest Rate |
19.24% ‐ 29.24% (Variable) (0% for the first 15 months) This APR will vary with the market based on the Prime Rate. |
Cash Advance Interest Rate |
29.24% (Variable) This APR will vary with the market based on the Prime Rate. |
Rates & Fees | |
Annual Fee |
$0.00 |
Balance Transfer Fee |
$0.00 3% of the amount of each transferred balance that posts to your account during the first 15 months |
Cash Advance Fee |
3% Minimum of $3 |
Foreign Transaction Fee | $0.00 |
Over Limit Fee | $0.00 |
Late Payment Fee |
$40.00 Maximum |
Promotions | |
Sign up bonus |
20000 miles after spending $500 On purchases within the first 3 months. |
Rewards | |
All Purchases | 1.25 miles for $1 spent |
Restaurants | No |
Gas | No |
Groceries | No |
Hotels | No |
Travel | No |
Pharmacy | No |
Bills | No |
Features & Benefits | |
Additional Card Holders | Yes |
Travel Accident Insurance | Yes |
Car Rental Insurance | Yes |
Car Rental Discount | No |
Extended Warranty | Yes |
Purchase Protection | Yes |
Zero Liability | Yes |
No Foreign Transaction Fees | Yes |
Emergency Assistance | Yes |
Concierge Service | Yes |
Price Protection | Yes |
Fraud Protection | Yes |
Free Credit Scores | No |
Wireless Payments | Apple Pay |
Virtual Cards | Yes |
Additional Benefits |
|
Eligibility | |
Minimum Security Deposit | $0 |
Minimum Age | 18 |
Minimum Personal Income | |
Temporary Residents | No |
More | |
Additional comments | - |
Terms & Conditions | Official Terms & Conditions |
Suggest a correction |
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