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VentureOne® from Capital One® review

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Advertiser Disclosure

Annual Fee
$0.00
Interest Rate: Purchases
19.99% ‐ 29.99% (Variable) (0% for the first 15 months)
Interest Rate: Purchases
19.99% ‐ 29.99% (Variable) (0% for the first 15 months)
Balance Transfer
19.99% ‐ 29.99% (Variable) (0% for the first 15 months)
Balance Transfer
19.99% ‐ 29.99% (Variable) (0% for the first 15 months)
Rewards
1.25 Miles
Rewards
1.25 Miles
Signup Bonus
20000 miles (after spending $500)
Signup Bonus
20000 miles (after spending $500)


8.5/10
Informr score
The VentureOne® from Capital One® currently has an Informr score of 8.5 out of 10. This score is based on our evaluation of 32 sources including reviews from users and the web's most trusted critics.

Am I eligible?


VentureOne® from Capital One® is typically available to those with excellent credit scores (650 or greater).
To get this card, you must also:
Yes Be a permanent or temporary resident of USA

Note: This information is only intended as a guide. The final decision is up to the bank and your application could still be rejected even if you can answer 'Yes' to all the minimum criteria above. Always consider your options and your financial situation before you apply for a credit card.

What the Critics Are Saying...


SlickDeals
SlickDeals

The Capital One VentureOne Rewards Credit Card features several standout benefits, including the ability to transfer miles to Capital One travel partners—an uncommon feature on a card with no annual fee. Plus, the ability to transfer miles to travel partners—both airlines and hotels—is arguably the...

- Michelle Lambright Black, SlickDeals
Time
Time

Capital One VentureOne Rewards Credit Card is one of the only no-annual-fee credit cards on the market that gives you the option to transfer rewards directly to airlines and hotels. While its earning rate and travel benefits leave a lot to be desired, its simplicity is a big win for those just start...

- Sarah Hostetler, Time
Bankrate
Bankrate

The VentureOne Rewards card has just enough features to make it worthwhile for occasional travelers looking for a no-annual-fee travel card. But if you want bigger rewards, more perks and better long-term value, upgrading to the Capital One Venture Rewards card makes a lot more sense.

- Rebekah Hovey, Bankrate
Forbes
Forbes

Like all of Capital One’s cards that have a “One” postfixed to the name, the Capital One VentureOne Rewards Credit Card is the casual alternative to its more hefty sibling, the Capital One Venture Rewards Credit Card. This doesn’t limit the card’s viability for some consumers, however. The Capital O...

- Caroline Lupini, Forbes
CreditCards.com
CreditCards.com

The VentureOne card from Capital One is a good pick for cardholders who want rewards-funded travel, but don’t want to deal with blackout dates or complicated rewards schemes: In lieu of complicated bonuses, the card awards 1.25 miles on every purchase and it allows you to book your rewards-funded tr...

- Nouri Zarrugh, CreditCards.com

Details


Interest Rates
Regular APR Interest Rate 19.99% ‐ 29.99% (Variable) (0% for the first 15 months)

This APR will vary with the market based on the Prime Rate.

Balance Transfer Interest Rate 19.99% ‐ 29.99% (Variable) (0% for the first 15 months)

This APR will vary with the market based on the Prime Rate.

Cash Advance Interest Rate 29.99% (Variable)

This APR will vary with the market based on the Prime Rate.

Rates & Fees
Annual Fee $0.00


Balance Transfer Fee $0.00

3% of the amount of each transferred balance that posts to your account during the first 15 months

Cash Advance Fee 3%

Minimum of $3

Foreign Transaction Fee $0.00
Over Limit Fee $0.00
Late Payment Fee $40.00

Maximum

Promotions
Sign up bonus 20000 miles after spending $500

On purchases within the first 3 months.

Rewards
All Purchases 1.25 miles for $1 spent
Restaurants No
Gas No
Groceries No
Hotels No
Travel No
Pharmacy No
Bills No
Features & Benefits
Additional Card Holders Yes
Travel Accident Insurance Yes
Car Rental Insurance Yes
Car Rental Discount No
Extended Warranty Yes
Purchase Protection Yes
Zero Liability Yes
No Foreign Transaction Fees Yes
Emergency Assistance Yes
Concierge Service Yes
Price Protection Yes
Fraud Protection Yes
Free Credit Scores No
Wireless Payments Apple Pay
Virtual Cards Yes
Additional Benefits
  • Lost Luggage Reimbursement
  • Take advantage of special discounts at retailers and online merchants with your Visa Signature card.
  • Access to Capital One Lounge
Eligibility
Minimum Security Deposit $0
Minimum Age 18
Minimum Personal Income
Temporary Residents No
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Additional comments -
Terms & Conditions Official Terms & Conditions
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