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VentureOne® from Capital One® review

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Advertiser Disclosure

Annual Fee
Interest Rate: Purchases
19.24% ‐ 29.24% (Variable) (0% for the first 15 months)
Interest Rate: Purchases
19.24% ‐ 29.24% (Variable) (0% for the first 15 months)
Balance Transfer
19.24% ‐ 29.24% (Variable) (0% for the first 15 months)
Balance Transfer
19.24% ‐ 29.24% (Variable) (0% for the first 15 months)
1.25 Miles
1.25 Miles
Signup Bonus
20000 miles (after spending $500)
Signup Bonus
20000 miles (after spending $500)

Informr score
The VentureOne® from Capital One® currently has an Informr score of 8.6 out of 10. This score is based on our evaluation of 28 sources including reviews from users and the web's most trusted critics.

Am I eligible?

VentureOne® from Capital One® is typically available to those with excellent credit scores (650 or greater).
To get this card, you must also:
Yes Be a permanent or temporary resident of USA

Note: This information is only intended as a guide. The final decision is up to the bank and your application could still be rejected even if you can answer 'Yes' to all the minimum criteria above. Always consider your options and your financial situation before you apply for a credit card.

What the Critics Are Saying...

The Points Guy
The Points Guy

In addition to its perks and sign-up bonus, the Capital One VentureOne Rewards Credit Card also beats other no-annual-fee cards for perks such as purchase protection and no foreign transaction fees. It's a budget-friendly option for Capital One fans and frequent travelers alike.

- Benji Stawski, The Points Guy
One Mile at a Time
One Mile at a Time

The Capital One VentureOne Card is a solid no annual fee card that offers a huge bonus of 40K Venture miles, has no foreign transaction fees, and offers 1.25x transferable miles on all purchases. While that’s a well-rounded card, I think the much better play is to consider the Capital One Venture Ca...

- Ben Schlappig, One Mile at a Time

The VentureOne Rewards card has just enough features to make it worthwhile for occasional travelers looking for a no-annual-fee travel card. But if you want bigger rewards, more perks and better long-term value, upgrading to the Capital One Venture Rewards card makes a lot more sense.

- Garrett Yarbrough, Bankrate

This card is best suited for frequent travelers with excellent credit history looking for a card with no annual fees.

- Alene Laney, MoneyGeek

The Capital One VentureOne Rewards Credit Card is a great no annual fee credit card option for those who are in no hurry to cash in on their miles, and who have some time to work on their mile accumulation. Plus, if you're just looking for a card that earns miles in the background while you go about...

- Brooklyn Lowery,


Interest Rates
Regular APR Interest Rate 19.24% ‐ 29.24% (Variable) (0% for the first 15 months)

This APR will vary with the market based on the Prime Rate.

Balance Transfer Interest Rate 19.24% ‐ 29.24% (Variable) (0% for the first 15 months)

This APR will vary with the market based on the Prime Rate.

Cash Advance Interest Rate 29.24% (Variable)

This APR will vary with the market based on the Prime Rate.

Rates & Fees
Annual Fee $0.00

Balance Transfer Fee $0.00

3% of the amount of each transferred balance that posts to your account during the first 15 months

Cash Advance Fee 3%

Minimum of $3

Foreign Transaction Fee $0.00
Over Limit Fee $0.00
Late Payment Fee $40.00


Sign up bonus 20000 miles after spending $500

On purchases within the first 3 months.

All Purchases 1.25 miles for $1 spent
Restaurants No
Gas No
Groceries No
Hotels No
Travel No
Pharmacy No
Bills No
Features & Benefits
Additional Card Holders Yes
Travel Accident Insurance Yes
Car Rental Insurance Yes
Car Rental Discount No
Extended Warranty Yes
Purchase Protection Yes
Zero Liability Yes
No Foreign Transaction Fees Yes
Emergency Assistance Yes
Concierge Service Yes
Price Protection Yes
Fraud Protection Yes
Free Credit Scores No
Wireless Payments Apple Pay
Virtual Cards Yes
Additional Benefits
  • Lost Luggage Reimbursement
  • Take advantage of special discounts at retailers and online merchants with your Visa Signature card.
  • Access to Capital One Lounge
Minimum Security Deposit $0
Minimum Age 18
Minimum Personal Income
Temporary Residents No
Additional comments -
Terms & Conditions Official Terms & Conditions
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