VentureOne® from Capital One® review

Compare Compare  
Advertiser Disclosure

Interest Rate: Purchases
15.49% ‐ 25.49% (Variable) (0% for the first 12 months)
Balance Transfer
15.49% ‐ 25.49% (Variable)
Rewards
1.25 - 10 Miles
Signup Bonus
20000 miles (after spending $1,000)


8.6/10
Informr score
The VentureOne® from Capital One® currently has an Informr score of 8.6 out of 10. This score is based on our evaluation of 23 sources including reviews from users and the web's most trusted critics.

Am I eligible?


VentureOne® from Capital One® is typically available to those with good credit scores (650 or greater).
To get this card, you must also:
Yes Be a permanent or temporary resident of USA

Note: This information is only intended as a guide. The final decision is up to the bank and your application could still be rejected even if you can answer 'Yes' to all the minimum criteria above. Always consider your options and your financial situation before you apply for a credit card.

What the Critics Are Saying...


Credit Card Insider

A decent pick for for general use spending if you don’t want to pay an annual fee. This card has become more valuable since Capital One added the ability to transfer to airline loyalty programs, giving you more flexibility in redemptions with options that could provide more than 1 cent per mile. You...

- Brendan Harkness, Credit Card Insider
The Simple Dollar

The Capital One® VentureOne® Rewards Credit Card is a prudent choice for travelers who want simple, straightforward rewards. The flat rewards rate, sign up bonus and low fee structure are great features for travelers who want to cut expenses and earn points. But for those who are willing to invest a...

- Michelle Wilson, The Simple Dollar
FinanceBuzz

The Capital One VentureOne Rewards Credit Card has a few attractive benefits. Infrequent travelers will appreciate the card's no-fuss options to earn rewards, with 1.25X miles on every purchase, every day. Although your everyday purchases won't earn the highest rate around, it’s not completely ungen...

- Matt Miczulski, FinanceBuzz
SmartAsset

If you like to travel, but aren’t a frequent traveler or a big travel spender, the Capital One VentureOne Rewards Credit Card could be the card for you. It’s simple and easy to use, making it ideal for people who aren’t into strategizing their credit card rewards. Plus, the lack of an annual fee mea...

- Lauren Perez, SmartAsset
The Balance

At first glance, the VentureOne from Capital One may seem underwhelming, as its rewards earning rate can’t keep pace with the competition. However, it currently offers an outstanding rewards bonus on hotel rooms booked through Hotels.com. It's also one of the only no-annual fee travel cards that let...

- Kelly Dilworth, The Balance

Details


Interest Rates
Regular APR Interest Rate 15.49% ‐ 25.49% (Variable) (0% for the first 12 months)

This APR will vary with the market based on the Prime Rate.

Balance Transfer Interest Rate 15.49% ‐ 25.49% (Variable)

This APR will vary with the market based on the Prime Rate.

Cash Advance Interest Rate 25.49% (Variable)

This APR will vary with the market based on the Prime Rate.

Rates & Fees
Annual Fee $0.00


Balance Transfer Fee $0.00
Cash Advance Fee 3%

Minimum of $10

Foreign Transaction Fee $0.00
Over Limit Fee $0.00
Late Payment Fee $39.00

Maximum

Promotions
Sign up bonus 20000 miles after spending $1,000

On purchases within the first 3 months.

Rewards
All Purchases 1.25 miles for $1 spent
Restaurants No
Gas No
Groceries No
Hotels 10 miles for $1 spent

Only if you book a hotel through Hotels.com

Travel No
Pharmacy No
Bills No
Additional Details
  • Take advantage of special discounts at retailers and online merchants with your Visa Signature card.
Features & Benefits
Additional Card Holders Yes
Travel Accident Insurance Yes
Car Rental Insurance Yes
Car Rental Discount No
Extended Warranty Yes
Purchase Protection Yes
Zero Liability Yes
No Foreign Transaction Fees Yes
Emergency Assistance Yes
Concierge Service Yes
Price Protection Yes
Fraud Protection Yes
Free Credit Scores No
Wireless Payments Apple Pay
Virtual Cards Yes
Additional Benefits

Lost Luggage Reimbursement

Eligibility
Minimum Security Deposit $0
Minimum Age 18
Minimum Personal Income
Temporary Residents No
More
Additional comments
Terms & Conditions Official Terms & Conditions
Suggest a correction

Disclaimer: All products, logos, images and trademarks are the property of their respective owners. Content is not provided or commissioned by any company mentioned. Any views, analyses, or recommendations expressed here are those of the author's alone, and may not have been reviewed, approved or otherwise endorsed by any company mentioned.

Information in this article is believed to be accurate at the time it was written, but terms and conditions may change at any time. All information is presented without warranty or guarantee. Please verify all terms and conditions of any credit card prior to applying.

Mastercard is a registered trademark, and the circles design is a trademark of Mastercard International Incorporated.

The Informr is an independent, advertising supported website and may receive compensation for sponsorships or when you click on certain affiliated links.

Use this card?

Help inform others by sharing your experience with VentureOne® from Capital One®

Rate It:

Critic Reviews


Credit Card Insider

A general-use travel credit card

from Credit Card Insider

A decent pick for for general use spending if you don’t want to pay an annual fee. This card has become more valuable since Capital One added the ability to transfer to airline loyalty programs, giving you more flexibility in redemptions with options that could provide more than 1 cent per mil...More

A decent pick for for general use spending if you don’t want to pay an annual fee. This card has become more valuable since Capital One added the ability to transfer to airline loyalty programs, giving you more flexibility in redemptions with options that could provide more than 1 cent per mile. Your card benefits will come at the upgraded Visa Signature level if your credit limit is $5,000 or above, otherwise you’ll just get more basic protections. These can potentially save you some time and money while shopping and traveling.

Read full review

Less

The Simple Dollar

Solid flat-rate rewards that apply to all of your purchases

from The Simple Dollar

The Capital One® VentureOne® Rewards Credit Card is a prudent choice for travelers who want simple, straightforward rewards. The flat rewards rate, sign up bonus and low fee structure are great features for travelers who want to cut expenses and earn points. But for those who are willing to inv...More

The Capital One® VentureOne® Rewards Credit Card is a prudent choice for travelers who want simple, straightforward rewards. The flat rewards rate, sign up bonus and low fee structure are great features for travelers who want to cut expenses and earn points. But for those who are willing to invest a little more money, there are other travel cards that boast higher rewards rates and provide more value in the long run.

Read full review

Less

FinanceBuzz

Easy rewards for the infrequent traveler

from FinanceBuzz

The Capital One VentureOne Rewards Credit Card has a few attractive benefits. Infrequent travelers will appreciate the card's no-fuss options to earn rewards, with 1.25X miles on every purchase, every day. Although your everyday purchases won't earn the highest rate around, it’s not completely...More

The Capital One VentureOne Rewards Credit Card has a few attractive benefits. Infrequent travelers will appreciate the card's no-fuss options to earn rewards, with 1.25X miles on every purchase, every day. Although your everyday purchases won't earn the highest rate around, it’s not completely ungenerous either — especially considering the fact that there's no annual fee. Even better, the card also offers a 0% intro APR for the first 12 months, which allows you to take your time paying off any purchases you make.

Read full review

Less

SmartAsset

A simple and useful travel rewards card

from SmartAsset

If you like to travel, but aren’t a frequent traveler or a big travel spender, the Capital One VentureOne Rewards Credit Card could be the card for you. It’s simple and easy to use, making it ideal for people who aren’t into strategizing their credit card rewards. Plus, the lack of an annua...More

If you like to travel, but aren’t a frequent traveler or a big travel spender, the Capital One VentureOne Rewards Credit Card could be the card for you. It’s simple and easy to use, making it ideal for people who aren’t into strategizing their credit card rewards. Plus, the lack of an annual fee means you won’t be overwhelmed by simply owning the card.

Read full review

Less

The Balance

Simple and predictable rewards, good APR

from The Balance

At first glance, the VentureOne from Capital One may seem underwhelming, as its rewards earning rate can’t keep pace with the competition. However, it currently offers an outstanding rewards bonus on hotel rooms booked through Hotels.com. It's also one of the only no-annual fee travel cards tha...More

At first glance, the VentureOne from Capital One may seem underwhelming, as its rewards earning rate can’t keep pace with the competition. However, it currently offers an outstanding rewards bonus on hotel rooms booked through Hotels.com. It's also one of the only no-annual fee travel cards that lets you transfer miles to airline partners, making it an intriguing pick for frequent flyers.

Read full review

Less

The Points Guy

Great redemption options and earning potential

from The Points Guy

The Capital One VentureOne Rewards Credit Card is a very strong contender if you want to boost your return on hotel spending and aren’t loyal to a particular chain. There aren’t many no-annual-fee cards with the ability to transfer points directly to travel partners so it’s nice that this c...More

The Capital One VentureOne Rewards Credit Card is a very strong contender if you want to boost your return on hotel spending and aren’t loyal to a particular chain. There aren’t many no-annual-fee cards with the ability to transfer points directly to travel partners so it’s nice that this card offers that. This card also beats other no-fee cards when it comes to perks like purchase protection and no foreign transaction fees.

Read full review

Less

Compare Cards

A wonderfully flexible travel card with a $0 annual fee

Compare Cards

The Capital One® VentureOne® Rewards Credit Card is a flexible travel rewards card with a $0 annual fee and a solid rewards rate. There is also a nice intro APR and a generous sign up bonus.

Read full review

The Capital One® VentureOne® Rewards Credit Card is a flexible travel rewards card with a $0 annual fee and a solid rewards rate. There is also a nice intro APR and a generous sign up bonus.

Read full review

Less

LendEDU

An ideal choice for frequent travelers

from LendEDU

The VentureOne doesn’t provide all of the same benefits as travel cards with higher annual fees, but it’s a good starter card with an easy-to-earn signup bonus and straightforward rewards program. You could always start with the VentureOne and upgrade to a better Capital One card over time as you build a positive credit history.

Read full review

The VentureOne doesn’t provide all of the same benefits as travel cards with higher annual fees, but it’s a good starter card with an easy-to-earn signup bonus and straightforward rewards program. You could always start with the VentureOne and upgrade to a better Capital One card over time as you build a positive credit history.

Read full review

Less

CreditCards.com

For cardholders who want rewards-funded travel

from CreditCards.com

If you are an occasional traveler looking to rack up some miles to use toward your next trip – but can’t justify paying the high annual fee that comes with many travel cards – the VentureOne from Capital One can be a great choice. The card offers a good flat rate of miles on all purchases,...More

If you are an occasional traveler looking to rack up some miles to use toward your next trip – but can’t justify paying the high annual fee that comes with many travel cards – the VentureOne from Capital One can be a great choice. The card offers a good flat rate of miles on all purchases, plus a generous bonus on hotels booked and paid through Hotels.com/venture.

Read full review

Less

Cardcruncher

A decent card for people who don't want to pay an annual fee

The Capital One VentureOne Rewards Credit Card offers 1.25 miles per dollar spent on all purchases, plus 10 miles per dollar at hotels.com/venture. What's more, you'll get a sign-up bonus worth 20,000 miles in travel after you spend $1,000 in the first three months. While those are decent rewards...More

The Capital One VentureOne Rewards Credit Card offers 1.25 miles per dollar spent on all purchases, plus 10 miles per dollar at hotels.com/venture. What's more, you'll get a sign-up bonus worth 20,000 miles in travel after you spend $1,000 in the first three months. While those are decent rewards for a card with no annual fee, other travel cards with no annual fee offer a higher rewards rate, giving you more value over time.

Read full review

Less

User Reviews


Darn, there are no reviews yet for this credit card. Be the first to write a review.