Capital One VentureOne

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Advertiser Disclosure

Interest Rate: Purchases
13.74 ‐ 23.74% (0% for the first 12 months)
Balance Transfer
13.74 ‐ 23.74%
Rewards
1.25 Miles
Signup Bonus
20000 miles (after spending $1,000)


8.6/10
Informr score
The Capital One VentureOne currently has an Informr score of 8.6 out of 10. This score is based on our evaluation of 14 sources including reviews from users and the web's most trusted critics.

Am I eligible?


Capital One VentureOne is typically available to those with good credit scores (650 or greater).
To get this card, you must also:
Yes Be a permanent or temporary resident of USA

Note: This information is only intended as a guide. The final decision is up to the bank and your application could still be rejected even if you can answer 'Yes' to all the minimum criteria above. Always consider your options and your financial situation before you apply for a credit card.

What the Critics Are Saying...


The Ascent

Travel cards with no annual fee generally pull back on cardholder favorites, but this offer keeps those perks intact, making it a solid offer for cardholders not spending enough to justify paying an annual fee.

- Nathan Hamilton, The Ascent
The Wirecutter

You’ll break even spending just $246/month on any type of expenses, and you’ll earn about 1.5 percent in travel rewards spending $1,000/month. It’s not the best deal, but earning Venture points is straightforward: 2 points per dollar. So is redemption: 100 points per dollar against any travel charge...

- Mark Smirniotis, The Wirecutter
Credit Card Insider

A great pick for earning rewards on hotel bookings, although your spending options will be a bit limited.

- Brendan Harkness, Credit Card Insider
CreditCards.com

Tries to offer something to everyone, and the card might have succeeded. It is not a great low interest rate card, or a great rewards card. But as a combination rewards card with a low APR and no annual fee, it is a worthy contender for the space in your wallet.

- Andy Shuman, CreditCards.com
Credit Sesame

We think the Capital One VentureOne Rewards Credit Card is a popular choice for travelers who may want a low-cost credit card that earns miles on every purchase.

- Gideon Sandford, Credit Sesame

Details


Interest Rates
Regular APR Interest Rate 13.74% ‐ 23.74% (0% for the first 12 months)

This APR will vary with the market based on the Prime Rate.

Balance Transfer Interest Rate 13.74% ‐ 23.74%

This APR will vary with the market based on the Prime Rate.

Cash Advance Interest Rate 24.74%

This APR will vary with the market based on the Prime Rate.

Rates & Fees
Annual Fee $0.00


Balance Transfer Fee $0.00
Cash Advance Fee 3%

Minimum of $10

Foreign Transaction Fee $0.00
Over Limit Fee $0.00
Late Payment Fee $38.00

Maximum

Promotions
Sign up bonus 20000 miles after spending $1,000

On purchases within the first 3 months.

Rewards
All Purchases 1.25 miles for $1 spent
Restaurants No
Gas No
Groceries No
Hotels No
Travel No
Pharmacy No
Bills No
Additional Details
  • Receive complimentary upgrades and special savings at hotels, resorts and spas with your Visa Signature card.
  • Take advantage of special discounts at retailers and online merchants with your Visa Signature card.
Features & Benefits
Additional Card Holders Yes
Travel Accident Insurance Yes
Car Rental Insurance Yes
Car Rental Discount No
Extended Warranty Yes
Purchase Protection Yes
Zero Liability Yes
No Foreign Transaction Fees Yes
Emergency Assistance Yes
Concierge Service Yes
Price Protection Yes
Fraud Protection Yes
Free Credit Scores No
Wireless Payments Apple Pay
Additional Benefits

Lost Luggage Reimbursement

Eligibility
Minimum Security Deposit $0
Minimum Age 18
Minimum Personal Income
Temporary Residents No
Terms & Conditions
Official Terms & Conditions

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Critic Reviews


The Ascent

Competitive rewards rate

from The Ascent

Travel cards with no annual fee generally pull back on cardholder favorites, but this offer keeps those perks intact, making it a solid offer for cardholders not spending enough to justify paying an annual fee.

Read full review

Travel cards with no annual fee generally pull back on cardholder favorites, but this offer keeps those perks intact, making it a solid offer for cardholders not spending enough to justify paying an annual fee.

Read full review

Less

The Wirecutter

Low maintenance for lower spenders

from The Wirecutter

You’ll break even spending just $246/month on any type of expenses, and you’ll earn about 1.5 percent in travel rewards spending $1,000/month. It’s not the best deal, but earning Venture points is straightforward: 2 points per dollar. So is redemption: 100 points per dollar against any travel charge.

Read full review

You’ll break even spending just $246/month on any type of expenses, and you’ll earn about 1.5 percent in travel rewards spending $1,000/month. It’s not the best deal, but earning Venture points is straightforward: 2 points per dollar. So is redemption: 100 points per dollar against any travel charge.

Read full review

Less

Credit Card Insider

A general-use travel credit card

from Credit Card Insider

A great pick for earning rewards on hotel bookings, although your spending options will be a bit limited.

Read full review

A great pick for earning rewards on hotel bookings, although your spending options will be a bit limited.

Read full review

Less

CreditCards.com

Reasonable interest rate

from CreditCards.com

Tries to offer something to everyone, and the card might have succeeded. It is not a great low interest rate card, or a great rewards card. But as a combination rewards card with a low APR and no annual fee, it is a worthy contender for the space in your wallet.

Read full review

Tries to offer something to everyone, and the card might have succeeded. It is not a great low interest rate card, or a great rewards card. But as a combination rewards card with a low APR and no annual fee, it is a worthy contender for the space in your wallet.

Read full review

Less

Credit Sesame

For budget-conscious and doesn’t want to pay an annual fee

from Credit Sesame

We think the Capital One VentureOne Rewards Credit Card is a popular choice for travelers who may want a low-cost credit card that earns miles on every purchase.

Read full review

We think the Capital One VentureOne Rewards Credit Card is a popular choice for travelers who may want a low-cost credit card that earns miles on every purchase.

Read full review

Less

SmartAsset

For low-spenders and budget friendly travelers

from SmartAsset

If you like to travel, but aren’t a frequent traveler or a big travel spender, the Capital One VentureOne Rewards Credit Card could be the card for you. It’s simple and easy to use, making it ideal for people who aren’t into strategizing their credit card rewards.

Read full review

If you like to travel, but aren’t a frequent traveler or a big travel spender, the Capital One VentureOne Rewards Credit Card could be the card for you. It’s simple and easy to use, making it ideal for people who aren’t into strategizing their credit card rewards.

Read full review

Less

Get.com

Great card to earn unlimited 1.25 miles per dollar on every purchase

from Get.com

This card falls into the family of "cash back miles" cards, meaning that you don't earn actual frequent flyer miles, but instead you earn reward miles which you can then redeem towards the cost of any travel bookings you make.

Read full review

This card falls into the family of "cash back miles" cards, meaning that you don't earn actual frequent flyer miles, but instead you earn reward miles which you can then redeem towards the cost of any travel bookings you make.

Read full review

Less

Bankrate

Decent returns without paying a premium price

from Bankrate

This is a fine card if you primarily want to earn travel-based rewards — and you loathe the idea of paying an annual fee. VentureOne gives you the flexibility to book the airline or hotel of your choice with those rewards.

Read full review

This is a fine card if you primarily want to earn travel-based rewards — and you loathe the idea of paying an annual fee. VentureOne gives you the flexibility to book the airline or hotel of your choice with those rewards.

Read full review

Less

RewardExpert

Excellent no-fee rewards credit card

from RewardExpert

The VentureOne card from Capital One is an excellent no-fee rewards credit card. The card is part of the Venture Rewards program, which is easy to use, flexible and rewarding.

Read full review

The VentureOne card from Capital One is an excellent no-fee rewards credit card. The card is part of the Venture Rewards program, which is easy to use, flexible and rewarding.

Read full review

Less

Hustler MoneyBlog

Earn the best travel redemption compared to other credit cards

from Hustler MoneyBlog

Looking for a travel rewards card with no annual fee and flexibility, Capital One VentureOne Rewards Credit Card, provides just that for consumers. You definitely want this annual fee free card in your wallet and take advantage of the travel miles you’ll easily earn on all purchases, every day!

Read full review

Looking for a travel rewards card with no annual fee and flexibility, Capital One VentureOne Rewards Credit Card, provides just that for consumers. You definitely want this annual fee free card in your wallet and take advantage of the travel miles you’ll easily earn on all purchases, every day!

Read full review

Less

User Reviews


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