Am I eligible?
To get this card, you must also:
Note: This information is only intended as a guide. The final decision is up to the bank and your application could still be rejected even if you can answer 'Yes' to all the minimum criteria above. Always consider your options and your financial situation before you apply for a credit card.
What the Critics Are Saying...
- Ben Schlappig, One Mile at a TimeThe Capital One Spark Cash Select is a no annual fee business card worth being aware of. The card offers 1.5% cash back on all purchases with no foreign transaction fees, and the card also has a generous welcome bonus. If you have the card in conjunction with something like the Capital One Venture X...
- Benilyn Formoso - Suralta, Fit Small BusinessCapital One® Spark® Cash Select Excellent Credit is best for business owners who want a card that offers fixed-rate cash back rewards with no annual fee.
- Benilyn Formoso - Suralta, Fit Small BusinessThe Capital One® Spark® Cash Select Good Credit card is best for business owners who want a no-annual-fee card that offers fixed-rate cash back rewards for all business-related purchases.
- Rebecca Lake, MyBankTrackerThis card is good if you want to keep earning and redeeming rewards as simple as possible for your business. Just remember to keep the ongoing APR in mind if you plan to carry a balance, since interest charges can cancel out rewards earnings.
- Lindsay VanSomeren, The BalanceIt is a big player in Capital One's collection of small-business credit cards. It comes in two versions: one with a 0% intro APR offer aimed at business owners with “good” credit, and one with a welcome offer aimed at those with “excellent” credit. Here’s our take on the no-fuss, no-welcome-bonus ve...
Details
| Interest Rates | |
|---|---|
| Regular APR Interest Rate |
13.49% ‐ 19.49% (Variable) This APR will vary with the market based on the Prime Rate. |
| Balance Transfer Interest Rate |
13.49% ‐ 19.49% (Variable) This APR will vary with the market based on the Prime Rate. |
| Cash Advance Interest Rate |
27.24% (Variable) This APR will vary with the market based on the Prime Rate. |
| Rates & Fees | |
| Annual Fee | $0.00 |
| Balance Transfer Fee | $0.00 |
| Cash Advance Fee |
3% Minimum of $10 |
| Foreign Transaction Fee | $0.00 |
| Over Limit Fee | $0.00 |
| Late Payment Fee |
$39.00 Maximum |
| Promotions | |
| Sign up bonus |
$500 after spending $4,500 On purchases within the first 3 months. |
| Rewards | |
| All Purchases | 1.5% cash back |
| Restaurants | No |
| Gas | No |
| Groceries | No |
| Hotels | No |
| Travel | No |
| Pharmacy | No |
| Bills | No |
| Features & Benefits | |
| Additional Card Holders | Yes |
| Travel Accident Insurance | Yes |
| Car Rental Insurance | Yes |
| Car Rental Discount | No |
| Extended Warranty | Yes |
| Purchase Protection | Yes |
| Zero Liability | Yes |
| No Foreign Transaction Fees | Yes |
| Emergency Assistance | Yes |
| Concierge Service | Yes |
| Price Protection | Yes |
| Fraud Protection | Yes |
| Free Credit Scores | No |
| Wireless Payments | No |
| Virtual Cards | Yes |
| Additional Benefits |
Lost Luggage Reimbursement |
| Eligibility | |
| Minimum Security Deposit | $0 |
| Minimum Age | 18 |
| Minimum Personal Income | |
| Temporary Residents | No |
| More | |
| Additional comments | - |
| Terms & Conditions | Official Terms & Conditions |
| Suggest a correction |
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Information in this article is believed to be accurate at the time it was written, but terms and conditions may change at any time. All information is presented without warranty or guarantee. Please verify all terms and conditions of any credit card prior to applying.
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