Am I eligible?
To get this card, you must also:
Note: This information is only intended as a guide. The final decision is up to the bank and your application could still be rejected even if you can answer 'Yes' to all the minimum criteria above. Always consider your options and your financial situation before you apply for a credit card.
What the Critics Are Saying...
- Ashley Onadele, AwardWalletAll in all, the Capital One SavorOne is a solid cash-back credit card with no annual fee. You'll earn unlimited 3% cash back on the categories where you probably spend the most each month: dining, entertainment, streaming services, and grocery stores. Finally, you'll also get access to Capital One T...
- Brendan Dyer, BankrateIf you spend heavily on groceries, dining and entertainment, this is one of your best no-annual-fee options. But if you don’t concentrate your spending on these categories, you might be better off with a flat-rate cash back card instead.
- Claire Tsosie, Robin Saks Frankel, NerdWalletIf you're a frequent restaurant diner or grocery shopper, it'll be hard to find a better cash-back card for an annual fee of $0. And it's also a great pick for entertainment spending, whether you're catching a movie in the theater or at home.
- Emily Sherman, CreditCards.comThe SavorOne card offers a good rewards rate for cardholders who spend a heavy amount on food, but most cardholders are probably better off searching for a card with a flat 2% rate.
- Brooklyn Lowery, CardRatings.comThe Capital One SavorOne Cash Rewards Credit Card is designed for people who spend a good deal of money on food, either dining out or at the grocery store. If you dine out frequently, have a big family or enjoy gourmet foods, this is the card for you. That said, if you’re someone who REALLY likes to...
Details
| Interest Rates | |
|---|---|
| Regular APR Interest Rate |
19.99% ‐ 29.99% (Variable) (0% for the first 15 months) This APR will vary with the market based on the Prime Rate. |
| Balance Transfer Interest Rate |
19.99% ‐ 29.99% (Variable) (0% for the first 15 months) This APR will vary with the market based on the Prime Rate. |
| Cash Advance Interest Rate |
29.99% (Variable) This APR will vary with the market based on the Prime Rate. |
| Rates & Fees | |
| Annual Fee |
$0.00 |
| Balance Transfer Fee |
3% None for transferred balances at the Purchase APR after the first 15 months that your account has been open. |
| Cash Advance Fee |
3% Minimum of $3 |
| Foreign Transaction Fee | $0.00 |
| Over Limit Fee | $0.00 |
| Late Payment Fee |
$40.00 Maximum |
| Promotions | |
| Sign up bonus |
$200 after spending $500 On purchases within the first 3 months. |
| Rewards | |
| All Purchases | 1% cash back |
| Restaurants | 3% cash back |
| Gas | No |
| Groceries | 3% cash back |
| Hotels | No |
| Travel | No |
| Pharmacy | No |
| Bills | No |
| Additional Details |
|
| Features & Benefits | |
| Additional Card Holders | Yes |
| Travel Accident Insurance | No |
| Car Rental Insurance | No |
| Car Rental Discount | No |
| Extended Warranty | Yes |
| Purchase Protection | No |
| Zero Liability | Yes |
| No Foreign Transaction Fees | Yes |
| Emergency Assistance | No |
| Concierge Service | Yes |
| Price Protection | No |
| Fraud Protection | Yes |
| Free Credit Scores | Yes |
| Wireless Payments | No |
| Virtual Cards | Yes |
| Additional Benefits |
|
| Eligibility | |
| Minimum Security Deposit | $0 |
| Minimum Age | 18 |
| Minimum Personal Income | |
| Temporary Residents | No |
| More | |
| Additional comments | - |
| Terms & Conditions | Official Terms & Conditions |
| Suggest a correction |
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