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SavorOne℠ Rewards from Capital One® review

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Advertiser Disclosure

Interest Rate: Purchases
15.49% ‐ 25.49% (Variable) (0% for the first 15 months)
Balance Transfer
15.49% ‐ 25.49% (Variable)
Rewards
1 - 3% cashback
Signup Bonus
$200 after spending $500


8.8/10
Informr score
The SavorOne℠ Rewards from Capital One® currently has an Informr score of 8.8 out of 10. This score is based on our evaluation of 20 sources including reviews from users and the web's most trusted critics.

Am I eligible?


SavorOne℠ Rewards from Capital One® is typically available to those with excellent credit scores (650 or greater).
To get this card, you must also:
Yes Be a permanent or temporary resident of USA

Note: This information is only intended as a guide. The final decision is up to the bank and your application could still be rejected even if you can answer 'Yes' to all the minimum criteria above. Always consider your options and your financial situation before you apply for a credit card.

What the Critics Are Saying...


WalletHub

This Capital One credit card allows people with great credit to savor significant savings long after they finish eating. And who knows, maybe those savings will allow you to travel and sample some new cuisines. Or perhaps saving more on dining will lead to less stress eating.

- John S Kiernan, WalletHub
FinanceBuzz

If you’re looking for a generous cashback card that rewards dining and entertainment purchases, the Capital One SavorOne Cash Rewards Credit Card is an ideal choice. Since the card also offers a 0% introductory APR on purchases for the first 15 months, it’s also a good option for people who want to...

- Christy Rakoczy, FinanceBuzz
NextAdvisor

If you frequently hit the town, the Capital One SavorOne Cash Rewards card will get you solid cash back on purchases with no annual fee, but you should evaluate how your regular spending aligns with dining and entertainment bonus categories before applying. Depending on how heavily you spend in thes...

- Ryan Haar, NextAdvisor
Credit Card Insider

The Capital One SavorOne Cash Rewards Credit Card is focused on rewarding you for buying food. You’ll earn 3% at restaurants and on entertainment, as well as 2% at grocery stores (it’s rare to find both categories on one card). You’ll also get access to a better-than-average benefits package, geared...

- Brendan Harkness, Credit Card Insider
The Wirecutter

If you prefer to spend money on experiences (think concerts, bowling, miniature golf, or dinners out) rather than things—and if you don’t want to pay an annual fee—the SavorOne Rewards from Capital One might be for you. With bonus categories for entertainment and food, this card rewards you for spen...

- Sally French, The Wirecutter

Details


Interest Rates
Regular APR Interest Rate 15.49% ‐ 25.49% (Variable) (0% for the first 15 months)

This APR will vary with the market based on the Prime Rate.

Balance Transfer Interest Rate 15.49% ‐ 25.49% (Variable)

This APR will vary with the market based on the Prime Rate.

Cash Advance Interest Rate 25.49% (Variable)

This APR will vary with the market based on the Prime Rate.

Rates & Fees
Annual Fee $0.00


Balance Transfer Fee 3%

None for transferred balances at the Purchase APR after the first 15 months that your account has been open.

Cash Advance Fee 3%

Minimum of $10

Foreign Transaction Fee $0.00
Over Limit Fee $0.00
Late Payment Fee $40.00

Maximum

Promotions
Sign up bonus $200 after spending $500

On purchases within the first 3 months.

Rewards
All Purchases 1% cash back
Restaurants 3% cash back
Gas No
Groceries 3% cash back
Hotels No
Travel No
Pharmacy No
Bills No
Additional Details
  • 3% cash back on entertainment purchases
  • 3% cash back on popular streaming services
Features & Benefits
Additional Card Holders Yes
Travel Accident Insurance No
Car Rental Insurance No
Car Rental Discount No
Extended Warranty Yes
Purchase Protection No
Zero Liability Yes
No Foreign Transaction Fees Yes
Emergency Assistance No
Concierge Service Yes
Price Protection No
Fraud Protection Yes
Free Credit Scores Yes
Wireless Payments No
Virtual Cards Yes
Additional Benefits
  • Capital One Shopping
  • Emergency replacement card
  • Emergency cash advance
  • Premier Culinary Experiences
  • Must-See Music Events
  • Big-time Sports Events
Eligibility
Minimum Security Deposit $0
Minimum Age 18
Minimum Personal Income
Temporary Residents No
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Additional comments
Terms & Conditions Official Terms & Conditions
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