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SavorOne℠ Rewards from Capital One® review

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Advertiser Disclosure

Interest Rate: Purchases
14.99% ‐ 24.99% (Variable) (0% for the first 15 months)
Balance Transfer
14.99% ‐ 24.99% (Variable)
Rewards
1 - 3% cashback
Signup Bonus
$200 after spending $500


8.9/10
Informr score
The SavorOne℠ Rewards from Capital One® currently has an Informr score of 8.9 out of 10. This score is based on our evaluation of 25 sources including reviews from users and the web's most trusted critics.

Am I eligible?


SavorOne℠ Rewards from Capital One® is typically available to those with excellent credit scores (650 or greater).
To get this card, you must also:
Yes Be a permanent or temporary resident of USA

Note: This information is only intended as a guide. The final decision is up to the bank and your application could still be rejected even if you can answer 'Yes' to all the minimum criteria above. Always consider your options and your financial situation before you apply for a credit card.

What the Critics Are Saying...


One Mile at a Time

The Capital One SavorOne is a no annual fee card that offers 3% cash back on dining, grocery stores, entertainment, and streaming services, all with no annual fee. In and of itself this could be am extremely rewarding card. However, personally I think the much more interesting angle is pairing the c...

- Ben Schlappig, One Mile at a Time
CardRatings.com

The Capital One SavorOne Cash Rewards Credit Card is designed for people who spend a good deal of money on food, either dining out or at the grocery store. If you dine out frequently, have a big family or enjoy gourmet foods, this is the card for you. That said, if you’re someone who REALLY likes to...

- Brooklyn Lowery, CardRatings.com
NerdWallet

If you're a frequent restaurant diner or grocery shopper, it'll be hard to find a better cash-back card for an annual fee of $0. And it's also a great pick for entertainment spending, whether you're catching a movie in the theater or at home.

- Claire Tsosie, Robin Saks Frankel, NerdWallet
WalletHub

This Capital One credit card allows people with great credit to savor significant savings long after they finish eating. And who knows, maybe those savings will allow you to travel and sample some new cuisines. Or perhaps saving more on dining will lead to less stress eating.

- John S Kiernan, WalletHub
LendingTree

If your idea of a good time is dinner and a show, and you do that frequently, the Capital One SavorOne Cash Rewards Credit Card would make a great cash back rewards card to have in your wallet. Not only will you earn a better cashback rate on the things you enjoy spending money on the most, but it’s...

- Dawn Papandrea, LendingTree

Details


Interest Rates
Regular APR Interest Rate 14.99% ‐ 24.99% (Variable) (0% for the first 15 months)

This APR will vary with the market based on the Prime Rate.

Balance Transfer Interest Rate 14.99% ‐ 24.99% (Variable)

This APR will vary with the market based on the Prime Rate.

Cash Advance Interest Rate 24.99% (Variable)

This APR will vary with the market based on the Prime Rate.

Rates & Fees
Annual Fee $0.00


Balance Transfer Fee 3%

None for transferred balances at the Purchase APR after the first 15 months that your account has been open.

Cash Advance Fee 3%

Minimum of $10

Foreign Transaction Fee $0.00
Over Limit Fee $0.00
Late Payment Fee $40.00

Maximum

Promotions
Sign up bonus $200 after spending $500

On purchases within the first 3 months.

Rewards
All Purchases 1% cash back
Restaurants 3% cash back
Gas No
Groceries 3% cash back
Hotels No
Travel No
Pharmacy No
Bills No
Additional Details
  • 3% cash back on entertainment purchases
  • 3% cash back on popular streaming services
Features & Benefits
Additional Card Holders Yes
Travel Accident Insurance No
Car Rental Insurance No
Car Rental Discount No
Extended Warranty Yes
Purchase Protection No
Zero Liability Yes
No Foreign Transaction Fees Yes
Emergency Assistance No
Concierge Service Yes
Price Protection No
Fraud Protection Yes
Free Credit Scores Yes
Wireless Payments No
Virtual Cards Yes
Additional Benefits
  • Capital One Shopping
  • Emergency replacement card
  • Emergency cash advance
  • Premier Culinary Experiences
  • Must-See Music Events
  • Big-time Sports Events
Eligibility
Minimum Security Deposit $0
Minimum Age 18
Minimum Personal Income
Temporary Residents No
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Additional comments -
Terms & Conditions Official Terms & Conditions
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