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SavorOne℠ Rewards from Capital One® review

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Advertiser Disclosure

Annual Fee
$0.00
Interest Rate: Purchases
16.49% ‐ 26.49% (Variable) (0% for the first 15 months)
Interest Rate: Purchases
16.49% ‐ 26.49% (Variable) (0% for the first 15 months)
Balance Transfer
16.49% ‐ 26.49% (Variable) (0% for the first 15 months)
Balance Transfer
16.49% ‐ 26.49% (Variable) (0% for the first 15 months)
Rewards
1 - 3% cashback
Rewards
1 - 3% cashback
Signup Bonus
$200 after spending $500
Signup Bonus
$200 after spending $500


8.8/10
Informr score
The SavorOne℠ Rewards from Capital One® currently has an Informr score of 8.8 out of 10. This score is based on our evaluation of 29 sources including reviews from users and the web's most trusted critics.

Am I eligible?


SavorOne℠ Rewards from Capital One® is typically available to those with excellent credit scores (650 or greater).
To get this card, you must also:
Yes Be a permanent or temporary resident of USA

Note: This information is only intended as a guide. The final decision is up to the bank and your application could still be rejected even if you can answer 'Yes' to all the minimum criteria above. Always consider your options and your financial situation before you apply for a credit card.

What the Critics Are Saying...


The Points Guy
The Points Guy

The Capital One SavorOne Cash Rewards Credit Card is a solid card with no annual fee that is great for those who regularly spend on dining and entertainment. It offers unlimited 3% cash back on dining, entertainment, popular streaming services, and at grocery stores (excluding superstores like Walma...

- Benét J. Wilson, The Points Guy
GOBankingRates
GOBankingRates

The Capital One SavorOne credit card is an ideal pick if you use your credit card for dining and grocery purchases regularly. Moreover, if you want to benefit from Capital One’s impressive credit card security features and $0 fraud liability, you should opt for this card. However, do note that you n...

- Scott Jeffries, GOBankingRates
Cnet
Cnet

You might be the kind of person who enjoys spending the weekend seeing new shows and checking out restaurants, or you might be someone who prefers ordering pizza and watching the new season of Stranger Things. Whatever your style, the Capital One SavorOne Cash Rewards Credit Card will earn you good...

- Jaclyn DeJohn, Cnet
Money.com
Money.com

Offers strong rewards for your most frequent purchases. If these rewards are what you're looking for, then you'll just need to choose the right version for your credit profile.

- Jason Steele, Money.com
MyBankTracker
MyBankTracker

The Capital One SavorOne Rewards Credit Card is a great credit card for someone who wants to earn extra rewards when they go out. It offers simple rewards and a solid rate and doesn’t come with an annual fee, meaning that anyone can take advantage of its benefits. It’s also a solid card for people w...

- Thomas (TJ) Porter, MyBankTracker

Details


Interest Rates
Regular APR Interest Rate 16.49% ‐ 26.49% (Variable) (0% for the first 15 months)

This APR will vary with the market based on the Prime Rate.

Balance Transfer Interest Rate 16.49% ‐ 26.49% (Variable) (0% for the first 15 months)

This APR will vary with the market based on the Prime Rate.

Cash Advance Interest Rate 26.49% (Variable)

This APR will vary with the market based on the Prime Rate.

Rates & Fees
Annual Fee $0.00


Balance Transfer Fee 3%

None for transferred balances at the Purchase APR after the first 15 months that your account has been open.

Cash Advance Fee 3%

Minimum of $10

Foreign Transaction Fee $0.00
Over Limit Fee $0.00
Late Payment Fee $40.00

Maximum

Promotions
Sign up bonus $200 after spending $500

On purchases within the first 3 months.

Rewards
All Purchases 1% cash back
Restaurants 3% cash back
Gas No
Groceries 3% cash back
Hotels No
Travel No
Pharmacy No
Bills No
Additional Details
  • 3% cash back on entertainment purchases
  • 3% cash back on popular streaming services
Features & Benefits
Additional Card Holders Yes
Travel Accident Insurance No
Car Rental Insurance No
Car Rental Discount No
Extended Warranty Yes
Purchase Protection No
Zero Liability Yes
No Foreign Transaction Fees Yes
Emergency Assistance No
Concierge Service Yes
Price Protection No
Fraud Protection Yes
Free Credit Scores Yes
Wireless Payments No
Virtual Cards Yes
Additional Benefits
  • Capital One Shopping
  • Emergency replacement card
  • Emergency cash advance
  • Premier Culinary Experiences
  • Must-See Music Events
  • Big-time Sports Events
Eligibility
Minimum Security Deposit $0
Minimum Age 18
Minimum Personal Income
Temporary Residents No
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Additional comments -
Terms & Conditions Official Terms & Conditions
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