Am I eligible?
To get this card, you must also:
Note: This information is only intended as a guide. The final decision is up to the bank and your application could still be rejected even if you can answer 'Yes' to all the minimum criteria above. Always consider your options and your financial situation before you apply for a credit card.
What the Critics Are Saying...
- Rebecca Lake, MyBankTrackerThe offers a streamlined way to earn rewards when you book travel through amextravel.com. You can easily accrue more points by adding employee cards and the annual fee isn't overwhelming. On the other hand, you may want to explore other card options if your business spending can generate more reward...
- Sophia Mendel, ValuePenguinThe Business Green Rewards Card from American Express is best for business owners looking for a straightforward business card who don't want to concern themselves with too many bells and whistles. For those looking for a card with some basic business perks like employee cards, no preset spending lim...
- Dawn Royski, Robin Saks Frankel, ForbesThe Business Green Rewards Card from American Express* is a surprisingly lackluster credit card from American Express. It earns Membership Rewards points, which can be valuable to small businesses with travel expenses. But at a rate of only 2 points for per dollar on eligible purchases at American E...
- Alex Miller, Upgraded PointsThe card can be well worth it for small business owners who travel domestically and use it to pay for monthly expenses. While the card has a $0 introductory annual fee for the first year, then $95, it has the potential to earn plenty of points (2x for travel through American Express Travel, 1x every...
- Kelly Dilworth, CreditCards.comThis classic American Express business card offers modest rewards and a more flexible spending limit, but it struggles to compete with other cards.
Details
| Interest Rates | |
|---|---|
| Regular APR Interest Rate |
17.99% ‐ 25.99% (Variable)
|
| Balance Transfer Interest Rate |
No interest charges because you pay your balance in full each month. |
| Cash Advance Interest Rate |
No interest charges because you pay your balance in full each month. |
| Rates & Fees | |
| Annual Fee |
$95.00 Waived on the first year. |
| Balance Transfer Fee | $0.00 |
| Cash Advance Fee | $0.00 |
| Foreign Transaction Fee |
2.7% Of each transaction in U.S. dollars. |
| Over Limit Fee | $0.00 |
| Late Payment Fee |
$39.00 Or 2.99% of any past due Pay in Full amount, whichever is greater. |
| Promotions | |
| Sign up bonus |
15000 points after spending $3,000 On purchases within the first 3 months. |
| Rewards | |
| All Purchases | 1 point per $1 spent |
| Restaurants | No |
| Gas | No |
| Groceries | No |
| Hotels | No |
| Travel |
2 points per $1 spent On eligible purchases made when you book on the American Express Travel website. |
| Pharmacy | No |
| Bills | No |
| Features & Benefits | |
| Additional Card Holders |
The maximum number of Additional Cards issued on each Account is 99. |
| Travel Accident Insurance | No |
| Car Rental Insurance | Yes |
| Car Rental Discount | No |
| Extended Warranty | Yes |
| Purchase Protection | Yes |
| Zero Liability | No |
| No Foreign Transaction Fees | No |
| Emergency Assistance | Yes |
| Concierge Service | No |
| Price Protection | No |
| Fraud Protection | No |
| Free Credit Scores | No |
| Wireless Payments | No |
| Virtual Cards | Yes |
| Additional Benefits |
Baggage Insurance Plan |
| Eligibility | |
| Minimum Security Deposit | $0 |
| Minimum Age | 18 |
| Minimum Personal Income | |
| Temporary Residents | No |
| More | |
| Additional comments | - |
| Terms & Conditions | Official Terms & Conditions |
| Suggest a correction |
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Information in this article is believed to be accurate at the time it was written, but terms and conditions may change at any time. All information is presented without warranty or guarantee. Please verify all terms and conditions of any credit card prior to applying.
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