Am I eligible?
To get this card, you must also:
Note: This information is only intended as a guide. The final decision is up to the bank and your application could still be rejected even if you can answer 'Yes' to all the minimum criteria above. Always consider your options and your financial situation before you apply for a credit card.
What the Critics Are Saying...
- Brett Holzhauer, MoneyGeekBusiness owners who frequently spend money on dining and other business-related services, such as gas, office supply stores, domestic travel and computer services, will find value in the Bank of America Business Advantage Customized Cash Rewards credit card benefits. The 0% introductory APR combined...
- Ashley Parks, BankrateThe best thing about the Bank of America Business Advantage Customized Cash Rewards Mastercard is that it gives cardholders the power to choose where they earn the most. If you’ve streamlined your business spending enough and you know where the bulk of your budget goes, this card allows you to make...
- Tricia Tetreault, Fit Small BusinessBank of America® Business Advantage Customized Cash Rewards is an excellent cash back credit card for business owners with existing Bank of America accounts and those wanting to maximize bonus rewards and needing flexible redemption options.
- Kimberly Palmer, NerdWalletWorth a look for those who spend a lot in one or more of the 3% cash-back category options, as well as those who already do business with Bank of America®. But because the bonus rewards are capped, it's not a good fit for big spenders.
- Kelly Dilworth, CreditCards.comThis is a good pick for business cardholders who are often on the road, offering a generous cash back rate in a category of your choice, as well as on dining purchases.
Details
| Interest Rates | |
|---|---|
| Regular APR Interest Rate |
16.49% ‐ 26.49% (Variable) (0% for the first 9 months) This APR will vary with the market based on the Prime Rate. |
| Balance Transfer Interest Rate |
16.49% ‐ 26.49% (Variable) This APR will vary with the market based on the Prime Rate. |
| Cash Advance Interest Rate |
28.49% (Variable) This APR will vary with the market based on the Prime Rate. |
| Rates & Fees | |
| Annual Fee | $0.00 |
| Balance Transfer Fee |
4% Minimum of $10 |
| Cash Advance Fee |
4% Minimum of $10 |
| Foreign Transaction Fee |
3% Of each transaction in U.S. dollars. |
| Over Limit Fee | $0.00 |
| Late Payment Fee |
$49.00 Maximum |
| Promotions | |
| Sign up bonus |
$300 after spending $3,000 On purchases within the first 90 days. |
| Rewards | |
| All Purchases | 1% cash back |
| Restaurants | 2% cash back |
| Gas | No |
| Groceries | No |
| Hotels | No |
| Travel | No |
| Pharmacy | No |
| Bills | No |
| Additional Details |
|
| Features & Benefits | |
| Additional Card Holders | Yes |
| Travel Accident Insurance | Yes |
| Car Rental Insurance | Yes |
| Car Rental Discount | No |
| Extended Warranty | Yes |
| Purchase Protection | Yes |
| Zero Liability | Yes |
| No Foreign Transaction Fees | No |
| Emergency Assistance | No |
| Concierge Service | No |
| Price Protection | No |
| Fraud Protection | Yes |
| Free Credit Scores | No |
| Wireless Payments | No |
| Virtual Cards | No |
| Additional Benefits |
|
| Eligibility | |
| Minimum Security Deposit | $0 |
| Minimum Age | 18 |
| Minimum Personal Income | |
| Temporary Residents | No |
| More | |
| Additional comments | - |
| Terms & Conditions | Official Terms & Conditions |
| Suggest a correction |
Disclaimer: All products, logos, images and trademarks are the property of their respective owners. Content is not provided or commissioned by any company mentioned. Any views, analyses, or recommendations expressed here are those of the author's alone, and may not have been reviewed, approved or otherwise endorsed by any company mentioned.
Information in this article is believed to be accurate at the time it was written, but terms and conditions may change at any time. All information is presented without warranty or guarantee. Please verify all terms and conditions of any credit card prior to applying.
Mastercard is a registered trademark, and the circles design is a trademark of Mastercard International Incorporated.
The Informr is an independent, advertising supported website and may receive compensation for sponsorships or when you click on certain affiliated links.
Use this card?
Help inform others by sharing your experience with Business Advantage Customized Cash Rewards credit card