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Bluebird® by American Express Prepaid Card review

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Advertiser Disclosure

Card Price
$5.00
Card Maintenance Fee
$0.00
Rewards
No
Signup Bonus
No


8.5/10
Informr score
The Bluebird® by American Express Prepaid Card currently has an Informr score of 8.5 out of 10. This score is based on our evaluation of 16 sources including reviews from users and the web's most trusted critics.

What the Critics Are Saying...


FinanceBuzz
FinanceBuzz

Amex Bluebird offers money management solutions to help with your finances on an everyday basis. There are no monthly fees, no overdraft fees, and you’re free to use your Bluebird card just about anywhere American Express credit cards are accepted.

- Ben Walker, FinanceBuzz
MyBankTracker
MyBankTracker

Bluebird by American Express and Walmart is a must-have if you’re looking for a debit card that functions like a checking account without all the added fees. Compared to other prepaid cards on the market, this one is hands-down one of the best deals around based on the cost. If we had to point out a...

- Rebecca Lake, MyBankTracker
NerdWallet
NerdWallet

The Bluebird card, offered by American Express, is an FDIC-insured prepaid debit card with virtually no fees. It functions almost like a checking account, making it a useful substitute for consumers who don’t have a bank account. And even if you have a bank account, Bluebird’s family-friendly money...

- Alice Holbrook, NerdWallet
SimpleMoneyLyfe
SimpleMoneyLyfe

Bluebird® by American Express® is an FDIC-insured debit card that conveys many perks of traditional banking. Perks include AMEX Offers, money management tools, low (to no) fees, and online and in-store payment options. In other words, Bluebird® makes it easy to avoid pay-to-play alternatives and enj...

- Jordan Blansit, SimpleMoneyLyfe
Bank Bonus
Bank Bonus

With Bluebird by American Express, there’s plenty to like. You’ll rarely need to worry about fees, and the card mirrors most of the features of major checking accounts. Plus, you’ll get access to tempting Amex offers without having to pay credit card fees.

- Grant Sabatier, Bank Bonus

Details


Overview
Card Price $5.00
Activation Fee $0.00
Card Maintenance Fee $0.00
Minimum Load Amount $1.00
Maximum Load Amount $100,000.00
Max Balance $100,000.00
Transaction Fees
Add Money
Direct Deposit
$0.00
Cash Loads
$0.00

Up to $3.95 at other participating retailers. Fee varies by retailer.

Card to card transfer
$0.00
Spend Money
Purchase Fee
$0.00
Bill Payment
$0.00
Foreign Transaction Fee
$0.00
Get Cash
ATM withdrawal fee (Domestic) - In Network
$0.00
ATM withdrawal fee (Domestic) - Out of Network
$2.50

You may also be charged a fee by the ATM operator

ATM withdrawal fee (International)
$2.50

You may also be charged a fee by the ATM operator

Over-the-counter cash withdrawal (Domestic)
$9.00

Depends on the withdrawal amount:

  • $3 per withdrawal for cash out up to $500
  • $6 per withdrawal for cash $500.01-$1,000
  • $9 per withdrawal for cash $1,000.01-$2,900
Over-the-counter cash withdrawal (International)
Unknown
Other
Balance Inquiry (at ATM)
$0.00

Not Available

Inactivity
$0.00
Card replacement
$0.00
Card Replacement and Express Delivery Fee
$20.00
Monthly Paper Statements
$0.00

Not Available

Custom Card Fee OR Customization
$0.00

Not Available

Promotions
Sign up bonus -
Rewards -
Features & Benefits
Additional Card Holders Yes
Funds Don't Expire Yes
Supported Currencies USD
Zero Liability Yes
Fraud Protection Yes
Custom Design No
Wireless Payments Apple Pay, Samsung Pay, Google Pay
Virtual Cards No
Additional Benefits
  • Purchase Protection
  • Amex Offers
  • Roadside Assistance
  • American Express Experience
  • Emergency Assistance
Eligibility
Minimum Age 18
Temporary Residents Yes
More
Additional comments -
Terms & Conditions Official Terms & Conditions
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