Interest Rates | |
---|---|
Regular APR Interest Rate |
13.99% ‐ 23.99% (Variable) (0% for the first 12 months) This APR will vary with the market based on the Prime Rate. |
Balance Transfer Interest Rate |
Not available |
Cash Advance Interest Rate |
25.24% (Variable) This APR will vary with the market based on the Prime Rate. |
Rates & Fees | |
Annual Fee |
$95.00 Waived on the first year |
Balance Transfer Fee | |
Cash Advance Fee |
5% Minimum of $10 |
Foreign Transaction Fee |
2.7% of each transaction in U.S. dollars. |
Over Limit Fee | $0.00 |
Late Payment Fee |
$40.00 Maximum |
Promotions | |
Sign up bonus |
$300 after spending $3,000
|
Rewards | |
All Purchases | 1% cash back |
Restaurants | No |
Gas |
3% cash back |
Groceries | 6% cash back (on first $6000 spent) |
Hotels | No |
Travel | No |
Pharmacy | No |
Bills | No |
Additional Details |
3% cash back on transit (e.g., taxis/rideshare, parking, tolls, trains, buses and more) 6% cash back on select U.S. streaming subscriptions. |
Features & Benefits | |
Additional Card Holders | Yes |
Travel Accident Insurance | No |
Car Rental Insurance | Yes |
Car Rental Discount | No |
Extended Warranty | Yes |
Purchase Protection | Yes |
Zero Liability | Yes |
No Foreign Transaction Fees | No |
Emergency Assistance | Yes |
Concierge Service | No |
Price Protection | No |
Fraud Protection | Yes |
Free Credit Scores | No |
Wireless Payments | No |
Virtual Cards | Yes |
Additional Benefits |
- Get free 2-day shipping on eligible items at a growing network of 140+ online stores with ShopRunner. - Return Protection |
Eligibility | |
Minimum Security Deposit | $0 |
Minimum Age | 18 |
Minimum Personal Income | |
Temporary Residents | No |
More | |
Additional comments | |
Terms & Conditions | Official Terms & Conditions |
Suggest a correction |
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