Am I eligible?
To get this card, you must also:
Note: This information is only intended as a guide. The final decision is up to the bank and your application could still be rejected even if you can answer 'Yes' to all the minimum criteria above. Always consider your options and your financial situation before you apply for a credit card.
What the Critics Are Saying...
- Jarrod West, Upgraded PointsThe Blue Cash Preferred® Card from American Express is a stellar cash-back credit card for those looking to maximize every purchase they make. With bonus categories like U.S. supermarkets, select streaming services, U.S. gas stations, and transit purchases, this card rewards you for the items you sp...
- Emily Sherman, CreditCards.comDespite its annual fee, the Blue Cash Preferred card is one of our favorite cards for families. It helps take the sting out of carpool lines and long commutes by offering a generous rewards rate on U.S. gas station spending and it offers one of the highest cash back rewards rate you can get when you...
- Holly Johnson, Business InsiderThe Blue Cash Preferred® Card from American Express is an excellent cash-back card for consumers who spend a lot of money at U.S. supermarkets, use streaming services, or have lots of commuting and gas expenses. The annual fee of $95 is worth it if your typical spending lines up with the card's bonu...
- Jennifer Doss, CardRatings.comBlue Cash Preferred® Card from American Express is great for frequent commuters, those who enjoy listening to their favorite albums throughout the day (or who appreciates a good Netflix binge), and for anyone who frequently spends at U.S. supermarkets and U.S. gas stations: think soccer parents toti...
- CardcruncherThe American Express Blue Cash Preferred Card is one of the best cards on the market for grocery shoppers. You'll earn 6% cash back on up to $6,000 in spending per year at supermarkets, an unbeatable rate by any other card on the market. You'll also get 3% back at gas stations, along and 1% back on...
Details
| Interest Rates | |
|---|---|
| Regular APR Interest Rate |
15.49% ‐ 25.49% (Variable) (0% for the first 12 months) This APR will vary with the market based on the Prime Rate. |
| Balance Transfer Interest Rate |
Not available |
| Cash Advance Interest Rate |
26.74% (Variable) This APR will vary with the market based on the Prime Rate. |
| Rates & Fees | |
| Annual Fee |
$95.00 |
| Balance Transfer Fee | |
| Cash Advance Fee |
5% Minimum of $10 |
| Foreign Transaction Fee |
2.7% of each transaction in U.S. dollars. |
| Over Limit Fee | $0.00 |
| Late Payment Fee |
$40.00 Maximum |
| Promotions | |
| Sign up bonus |
$400 after spending $3,000
|
| Rewards | |
| All Purchases | 1% cash back |
| Restaurants | No |
| Gas |
3% cash back |
| Groceries | 6% cash back (on first $6000 spent) |
| Hotels | No |
| Travel | No |
| Pharmacy | No |
| Bills | No |
| Additional Details |
3% cash back on transit (e.g., taxis/rideshare, parking, tolls, trains, buses and more) 6% cash back on select U.S. streaming subscriptions. |
| Features & Benefits | |
| Additional Card Holders | Yes |
| Travel Accident Insurance | No |
| Car Rental Insurance | Yes |
| Car Rental Discount | No |
| Extended Warranty | Yes |
| Purchase Protection | Yes |
| Zero Liability | Yes |
| No Foreign Transaction Fees | No |
| Emergency Assistance | Yes |
| Concierge Service | No |
| Price Protection | No |
| Fraud Protection | Yes |
| Free Credit Scores | No |
| Wireless Payments | No |
| Virtual Cards | Yes |
| Additional Benefits |
- Get free 2-day shipping on eligible items at a growing network of 140+ online stores with ShopRunner. - Return Protection |
| Eligibility | |
| Minimum Security Deposit | $0 |
| Minimum Age | 18 |
| Minimum Personal Income | |
| Temporary Residents | No |
| More | |
| Additional comments | - |
| Terms & Conditions | Official Terms & Conditions |
| Suggest a correction |
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Information in this article is believed to be accurate at the time it was written, but terms and conditions may change at any time. All information is presented without warranty or guarantee. Please verify all terms and conditions of any credit card prior to applying.
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