Am I eligible?
To get this card, you must also:
Note: This information is only intended as a guide. The final decision is up to the bank and your application could still be rejected even if you can answer 'Yes' to all the minimum criteria above. Always consider your options and your financial situation before you apply for a credit card.
What the Critics Are Saying...
- Dawn Allcot, GOBankingRatesThe American Express® Blue Cash Preferred credit card is an impressive offering for several reasons. For starters, the card offers an impressive cash back in popular categories, like groceries at U.S. supermarkets and gas at U.S. gas stations. It also comes with many perks and benefits you'll find o...
- Ethan Steinberg, The Points GuyWith the enticing bonus categories and a solid welcome offer, many who prefer cash-back cards will have no problem justifying the annual fee on the Blue Cash Preferred. This card is best for those who spend on groceries and streaming services as well as transit and gas. Finally, Disney fans can get...
- Kat Tretina, FinanceBuzzThe Blue Cash Preferred Card from American Express allows you to earn a significant amount of cashback rewards on routine purchases. With 6% cash back at U.S. supermarkets (for first $6,000 per year, after that 1X) and on U.S. streaming services, 3% at U.S. gas stations and on eligible transit, and...
- Kate Van Pelt, MoneyUnder30If you’re spending hundreds of dollars each month on groceries and gas, consider the Amex Blue Cash Preferred® credit card, which rewards cardholders with a whopping 6% cash back on groceries and 3% back at gas stations.
- Ben Schlappig, One Mile at a TimeIf you spend a lot on groceries and want to earn cash back, then the Blue Cash Preferred is for you. Personally, I don’t have this card because I value earning rewards toward travel, but for those who don’t want to get involved in the complexities of miles & points, this is an excellent card. Af...
Details
| Interest Rates | |
|---|---|
| Regular APR Interest Rate |
17.74% ‐ 28.74% (Variable) (0% for the first 12 months) This APR will vary with the market based on the Prime Rate. |
| Balance Transfer Interest Rate |
Not available |
| Cash Advance Interest Rate |
28.99% (Variable) This APR will vary with the market based on the Prime Rate. |
| Rates & Fees | |
| Annual Fee |
$95.00 |
| Balance Transfer Fee | |
| Cash Advance Fee |
5% Minimum of $10 |
| Foreign Transaction Fee |
2.7% of each transaction in U.S. dollars. |
| Over Limit Fee | $0.00 |
| Late Payment Fee |
$40.00 Maximum |
| Promotions | |
| Sign up bonus |
$300 after spending $3,000
|
| Rewards | |
| All Purchases | 1% cash back |
| Restaurants | No |
| Gas |
3% cash back |
| Groceries | 6% cash back (on first $6000 spent) |
| Hotels | No |
| Travel | No |
| Pharmacy | No |
| Bills | No |
| Additional Details |
3% cash back on transit (e.g., taxis/rideshare, parking, tolls, trains, buses and more) 6% cash back on select U.S. streaming subscriptions. |
| Features & Benefits | |
| Additional Card Holders | Yes |
| Travel Accident Insurance | No |
| Car Rental Insurance | Yes |
| Car Rental Discount | No |
| Extended Warranty | Yes |
| Purchase Protection | Yes |
| Zero Liability | Yes |
| No Foreign Transaction Fees | No |
| Emergency Assistance | Yes |
| Concierge Service | No |
| Price Protection | No |
| Fraud Protection | Yes |
| Free Credit Scores | No |
| Wireless Payments | No |
| Virtual Cards | Yes |
| Additional Benefits |
|
| Eligibility | |
| Minimum Security Deposit | $0 |
| Minimum Age | 18 |
| Minimum Personal Income | |
| Temporary Residents | No |
| More | |
| Additional comments | - |
| Terms & Conditions | Official Terms & Conditions |
| Suggest a correction |
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