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Blue Cash Preferred® Card review

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Advertiser Disclosure

Annual Fee
$95.00
Interest Rate: Purchases
15.49% ‐ 25.49% (Variable) (0% for the first 12 months)
Interest Rate: Purchases
15.49% ‐ 25.49% (Variable) (0% for the first 12 months)
Balance Transfer
-
Balance Transfer
-
Rewards
1 - 6% cashback
Rewards
1 - 6% cashback
Signup Bonus
$400 after spending $3,000
Signup Bonus
$400 after spending $3,000


8.9/10
Informr score
The Blue Cash Preferred® Card currently has an Informr score of 8.9 out of 10. This score is based on our evaluation of 39 sources including reviews from users and the web's most trusted critics.

Am I eligible?


Blue Cash Preferred® Card is typically available to those with good credit scores (650 or greater).
To get this card, you must also:
Yes Be a permanent or temporary resident of USA

Note: This information is only intended as a guide. The final decision is up to the bank and your application could still be rejected even if you can answer 'Yes' to all the minimum criteria above. Always consider your options and your financial situation before you apply for a credit card.

What the Critics Are Saying...


Upgraded Points
Upgraded Points

The Blue Cash Preferred® Card from American Express is a stellar cash-back credit card for those looking to maximize every purchase they make. With bonus categories like U.S. supermarkets, select streaming services, U.S. gas stations, and transit purchases, this card rewards you for the items you sp...

- Jarrod West, Upgraded Points
CreditCards.com
CreditCards.com

Despite its annual fee, the Blue Cash Preferred card is one of our favorite cards for families. It helps take the sting out of carpool lines and long commutes by offering a generous rewards rate on U.S. gas station spending and it offers one of the highest cash back rewards rate you can get when you...

- Emily Sherman, CreditCards.com
Business Insider
Business Insider

The Blue Cash Preferred® Card from American Express is an excellent cash-back card for consumers who spend a lot of money at U.S. supermarkets, use streaming services, or have lots of commuting and gas expenses. The annual fee of $95 is worth it if your typical spending lines up with the card's bonu...

- Holly Johnson, Business Insider
CardRatings.com
CardRatings.com

Blue Cash Preferred® Card from American Express is great for frequent commuters, those who enjoy listening to their favorite albums throughout the day (or who appreciates a good Netflix binge), and for anyone who frequently spends at U.S. supermarkets and U.S. gas stations: think soccer parents toti...

- Jennifer Doss, CardRatings.com
Cardcruncher
Cardcruncher

The American Express Blue Cash Preferred Card is one of the best cards on the market for grocery shoppers. You'll earn 6% cash back on up to $6,000 in spending per year at supermarkets, an unbeatable rate by any other card on the market. You'll also get 3% back at gas stations, along and 1% back on...

- Cardcruncher

Details


Interest Rates
Regular APR Interest Rate 15.49% ‐ 25.49% (Variable) (0% for the first 12 months)

This APR will vary with the market based on the Prime Rate.

Balance Transfer Interest Rate

Not available

Cash Advance Interest Rate 26.74% (Variable)

This APR will vary with the market based on the Prime Rate.

Rates & Fees
Annual Fee $95.00


Balance Transfer Fee
Cash Advance Fee 5%

Minimum of $10

Foreign Transaction Fee 2.7%

of each transaction in U.S. dollars.

Over Limit Fee $0.00
Late Payment Fee $40.00

Maximum

Promotions
Sign up bonus $400 after spending $3,000
  • On purchases within the first 6 months
  • You will receive the $400 back in the form of a statement credit
Rewards
All Purchases 1% cash back
Restaurants No
Gas 3% cash back


Groceries 6% cash back (on first $6000 spent)
Hotels No
Travel No
Pharmacy No
Bills No
Additional Details

3% cash back on transit (e.g., taxis/rideshare, parking, tolls, trains, buses and more)

6% cash back on select U.S. streaming subscriptions.

Features & Benefits
Additional Card Holders Yes
Travel Accident Insurance No
Car Rental Insurance Yes
Car Rental Discount No
Extended Warranty Yes
Purchase Protection Yes
Zero Liability Yes
No Foreign Transaction Fees No
Emergency Assistance Yes
Concierge Service No
Price Protection No
Fraud Protection Yes
Free Credit Scores No
Wireless Payments No
Virtual Cards Yes
Additional Benefits

- Get free 2-day shipping on eligible items at a growing network of 140+ online stores with ShopRunner.

- Return Protection

Eligibility
Minimum Security Deposit $0
Minimum Age 18
Minimum Personal Income
Temporary Residents No
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Additional comments -
Terms & Conditions Official Terms & Conditions
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Information in this article is believed to be accurate at the time it was written, but terms and conditions may change at any time. All information is presented without warranty or guarantee. Please verify all terms and conditions of any credit card prior to applying.

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