Am I eligible?
To get this card, you must also:
Note: This information is only intended as a guide. The final decision is up to the bank and your application could still be rejected even if you can answer 'Yes' to all the minimum criteria above. Always consider your options and your financial situation before you apply for a credit card.
What the Critics Are Saying...
- Kat Tretina, FinanceBuzzThe Blue Cash Preferred Card from American Express allows you to earn a significant amount of cashback rewards on routine purchases. With up to 6% cash back cash back on purchases at U.S. supermarkets and on U.S. streaming services, this card can help you earn rewards fast if these areas contribute...
- Evan Zimmer, Credit Card InsiderOne of the most rewarding cards on the market. The 6% cash back you earn is pretty incredible, and 3% in the other categories is also very good. Although this card has a $6,000 limit for the 6% rate at U.S. supermarkets, you’ll still get quite a bit of cash back even if you hit that limit. If you sp...
- Ben, One Mile at a TimeIf you spend a lot on groceries and want to earn cash back, then the Blue Cash Preferred is for you. Personally, I don’t have this card because I value earning rewards towards travel, but for those who don’t want to get involved in the complexities of miles & points, this is an excellent card. T...
- Andy Shuman, CreditCards.comDespite its high annual fee after the first year, the Blue Cash Preferred card is one of our favorite cards for families: It helps take the sting out of car pool lines and long commutes by offering a generous rewards rate on U.S. gas station spending and it offers one of the highest cash back bonuse...
- Ziggy, Traveling For MilesIf you prefer to earn cash back to miles and points, the Blue Cash Preferred Card is almost certainly a card that you should have in your wallet. Actually, even if you love the miles and points game you should probably consider it too. The Blue Cash Preferred Card offers great rates of cash back in...
Details
| Interest Rates | |
|---|---|
| Regular APR Interest Rate |
13.99% ‐ 23.99% (Variable) (0% for the first 12 months) This APR will vary with the market based on the Prime Rate. |
| Balance Transfer Interest Rate |
Not available |
| Cash Advance Interest Rate |
25.24% (Variable) This APR will vary with the market based on the Prime Rate. |
| Rates & Fees | |
| Annual Fee |
$95.00 Waived on the first year |
| Balance Transfer Fee | |
| Cash Advance Fee |
5% Minimum of $10 |
| Foreign Transaction Fee |
2.7% of each transaction in U.S. dollars. |
| Over Limit Fee | $0.00 |
| Late Payment Fee |
$40.00 Maximum |
| Promotions | |
| Sign up bonus |
$150 after spending $3,000
|
| Rewards | |
| All Purchases | 1% cash back |
| Restaurants | No |
| Gas |
3% cash back |
| Groceries | 6% cash back (on first $6000 spent) |
| Hotels | No |
| Travel | No |
| Pharmacy | No |
| Bills | No |
| Additional Details |
3% cash back on transit (e.g., taxis/rideshare, parking, tolls, trains, buses and more) 6% cash back on select U.S. streaming subscriptions. |
| Features & Benefits | |
| Additional Card Holders | Yes |
| Travel Accident Insurance | No |
| Car Rental Insurance | Yes |
| Car Rental Discount | No |
| Extended Warranty | Yes |
| Purchase Protection | Yes |
| Zero Liability | Yes |
| No Foreign Transaction Fees | No |
| Emergency Assistance | Yes |
| Concierge Service | No |
| Price Protection | No |
| Fraud Protection | Yes |
| Free Credit Scores | No |
| Wireless Payments | No |
| Virtual Cards | Yes |
| Additional Benefits |
- Get free 2-day shipping on eligible items at a growing network of 140+ online stores with ShopRunner. - Return Protection |
| Eligibility | |
| Minimum Security Deposit | $0 |
| Minimum Age | 18 |
| Minimum Personal Income | |
| Temporary Residents | No |
| More | |
| Additional comments | |
| Terms & Conditions | Official Terms & Conditions |
| Suggest a correction |
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Information in this article is believed to be accurate at the time it was written, but terms and conditions may change at any time. All information is presented without warranty or guarantee. Please verify all terms and conditions of any credit card prior to applying.
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