Am I eligible?
To get this card, you must also:
Note: This information is only intended as a guide. The final decision is up to the bank and your application could still be rejected even if you can answer 'Yes' to all the minimum criteria above. Always consider your options and your financial situation before you apply for a credit card.
What the Critics Are Saying...
- Jennifer Doss, CardRatings.comYes, the Blue Cash Everyday® Card from American Express is a good go-to credit card when you make purchases as part of your regular, weekly errands— filling up at the pump, buying groceries for the week and picking up some new pieces of wardrobe are the sorts of purchases that rack your points up qu...
- Jarrod West, Upgraded PointsThis card is excellent at earning you cash-back on your everyday purchases on items like gas and groceries. So if you’re someone who is regularly spending money on these items, then this could be the perfect card to add to your wallet. You collect your cash-back rewards directly from the account sum...
- Garrett Yarbrough, Nouri Zarrugh, Brady , BankrateAlthough recent updates to rival cash back cards have made the Blue Cash Everyday a little less competitive, it still stands high on the list for day-to-day bonus category rewards. Commuters that frequently embark on grocery runs may want to upgrade to the Blue Cash Preferred Card® from American Exp...
- Gregory Karp, NerdWalletIf groceries and gas are significant parts of your budget and you refuse to pay an annual fee, this card is a fine choice.
- Tracy Brackman, LendingTreeThe Blue Cash Everyday® Card from American Express is a good option for grocery shoppers who want to earn a generous amount of cash back while paying a $0 annual fee. But if you want to earn an even higher cashback rate at U.S. supermarkets, U.S. gas stations, select streaming services and transit,...
Details
| Interest Rates | |
|---|---|
| Regular APR Interest Rate |
13.99% ‐ 23.99% (Variable) (0% for the first 15 months) This APR will vary with the market based on the Prime Rate. |
| Balance Transfer Interest Rate |
Balance Transfer not available |
| Cash Advance Interest Rate |
25.24% (Variable) This APR will vary with the market based on the Prime Rate. |
| Rates & Fees | |
| Annual Fee | $0.00 |
| Balance Transfer Fee | |
| Cash Advance Fee |
3% Minimum of $10 |
| Foreign Transaction Fee |
2.7% of each transaction in U.S. dollars. |
| Over Limit Fee | $0.00 |
| Late Payment Fee |
$40.00 Maximum |
| Promotions | |
| Sign up bonus |
$200 after spending $2,000 On purchases within the first 6 months |
| Rewards | |
| All Purchases | 1% cash back |
| Restaurants | No |
| Gas | 2% cash back |
| Groceries | 3% cash back (on first $6000 spent) |
| Hotels | No |
| Travel | No |
| Pharmacy | No |
| Bills | No |
| Additional Details |
2% cash back at select US department stores |
| Features & Benefits | |
| Additional Card Holders | Yes |
| Travel Accident Insurance | No |
| Car Rental Insurance | Yes |
| Car Rental Discount | No |
| Extended Warranty | No |
| Purchase Protection | Yes |
| Zero Liability | Yes |
| No Foreign Transaction Fees | No |
| Emergency Assistance | Yes |
| Concierge Service | No |
| Price Protection | No |
| Fraud Protection | Yes |
| Free Credit Scores | No |
| Wireless Payments | No |
| Virtual Cards | Yes |
| Additional Benefits |
Get free 2-day shipping on eligible items at a growing network of 140+ online stores with ShopRunner. |
| Eligibility | |
| Minimum Security Deposit | $0 |
| Minimum Age | 18 |
| Minimum Personal Income | |
| Temporary Residents | No |
| More | |
| Additional comments | - |
| Terms & Conditions | Official Terms & Conditions |
| Suggest a correction |
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Information in this article is believed to be accurate at the time it was written, but terms and conditions may change at any time. All information is presented without warranty or guarantee. Please verify all terms and conditions of any credit card prior to applying.
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