Am I eligible?
To get this card, you must also:
Note: This information is only intended as a guide. The final decision is up to the bank and your application could still be rejected even if you can answer 'Yes' to all the minimum criteria above. Always consider your options and your financial situation before you apply for a credit card.
What the Critics Are Saying...
- Ryan Haar, NextAdvisorThe Blue Cash Everyday is a solid card for everyday spending on gas and groceries, especially if you’re unwilling to pay an annual fee. But if these are your most frequent spending categories, you can likely find higher rewards rates elsewhere. Make sure you consider other cash back options, includi...
- Ziggy, Traveling For MilesThe Blue Cash Everyday Card doesn’t charge an annual fee, it’s currently offering a very good welcome bonus, and it gives cardholders a very good rate of return for spending made at US supermarkets. As an added bonus it offers 2% cash back at US gas stations and select department stores and, as with...
- Brian Martucci, Money CrashersIf you have more specific spending needs, such as travel or business expenses, Blue Cash Everyday is a good card to keep in your wallet.
- Evan Zimmer, Credit Card InsiderVery rewarding for not having an annual fee. The 3% you’ll earn at U.S. supermarkets is pretty much as good as it gets for a card like this, and the 2% in the remaining categories is solid. Despite the $6,000 yearly spending cap at U.S. supermarkets, you can still see quite the return on spend. If y...
- Nick Cole, ClarkIt’s hard to pinpoint the perfect consumer for this cash back credit card. If you’re serious about dedicating yourself to a grocery store cash back card from American Express, you may want to consider spending the extra $95 in annual fees to get 6% back from the Blue Cash Preferred. And if you are l...
Details
| Interest Rates | |
|---|---|
| Regular APR Interest Rate |
13.99% ‐ 23.99% (Variable) (0% for the first 15 months) This APR will vary with the market based on the Prime Rate. |
| Balance Transfer Interest Rate |
Balance Transfer not available |
| Cash Advance Interest Rate |
25.24% (Variable) This APR will vary with the market based on the Prime Rate. |
| Rates & Fees | |
| Annual Fee | $0.00 |
| Balance Transfer Fee | |
| Cash Advance Fee |
3% Minimum of $10 |
| Foreign Transaction Fee |
2.7% of each transaction in U.S. dollars. |
| Over Limit Fee | $0.00 |
| Late Payment Fee |
$40.00 Maximum |
| Promotions | |
| Sign up bonus |
$150 after spending $1,000
|
| Rewards | |
| All Purchases | 1% cash back |
| Restaurants | No |
| Gas | 2% cash back |
| Groceries | 3% cash back (on first $6000 spent) |
| Hotels | No |
| Travel | No |
| Pharmacy | No |
| Bills | No |
| Additional Details |
2% cash back at select US department stores |
| Features & Benefits | |
| Additional Card Holders | Yes |
| Travel Accident Insurance | No |
| Car Rental Insurance | Yes |
| Car Rental Discount | No |
| Extended Warranty | No |
| Purchase Protection | Yes |
| Zero Liability | Yes |
| No Foreign Transaction Fees | No |
| Emergency Assistance | Yes |
| Concierge Service | No |
| Price Protection | No |
| Fraud Protection | Yes |
| Free Credit Scores | No |
| Wireless Payments | No |
| Virtual Cards | Yes |
| Additional Benefits |
Get free 2-day shipping on eligible items at a growing network of 140+ online stores with ShopRunner. |
| Eligibility | |
| Minimum Security Deposit | $0 |
| Minimum Age | 18 |
| Minimum Personal Income | |
| Temporary Residents | No |
| More | |
| Additional comments | |
| Terms & Conditions | Official Terms & Conditions |
| Suggest a correction |
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Information in this article is believed to be accurate at the time it was written, but terms and conditions may change at any time. All information is presented without warranty or guarantee. Please verify all terms and conditions of any credit card prior to applying.
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