Am I eligible?
To get this card, you must also:
Note: This information is only intended as a guide. The final decision is up to the bank and your application could still be rejected even if you can answer 'Yes' to all the minimum criteria above. Always consider your options and your financial situation before you apply for a credit card.
What the Critics Are Saying...
- SmartAssetThis card is a great option and one of the best cash back cards with no annual fee on the market today. It is popular with good reason and is a great choice for your everyday purchases.
- Miranda Marquit, FinanceBuzzThe Amex Blue Cash Everyday is a rewards credit card aimed at those who want cash back when they spend on regular, everyday purchases such as groceries and gas. The tiered bonus categories allow consumers to get cash back (in the form of statement credits) on things that are probably in their budget...
- Katie Genter, The Points GuyTo be a top cash-back credit card, a card must offer an excellent rewards structure. The Blue Cash Everyday Card doesn’t quite have that, but could still be a solid cash-back card for many, especially students and credit card beginners with low monthly budgets. And with increased earning rates and n...
- CardcruncherThe Amex Blue Cash Everyday is a great way to earn rewards on your US supermarket purchases without paying an annual fee.
- Gregory Karp, NerdWalletIf groceries, gas and online shopping are significant parts of your budget and you refuse to pay an annual fee, this card is a fine choice.
Details
| Interest Rates | |
|---|---|
| Regular APR Interest Rate |
16.99% ‐ 27.99% (Variable) (0% for the first 15 months) This APR will vary with the market based on the Prime Rate. |
| Balance Transfer Interest Rate |
16.99% ‐ 27.99% (Variable) (0% for the first 15 months) Balance Transfer not available |
| Cash Advance Interest Rate |
28.24% (Variable) This APR will vary with the market based on the Prime Rate. |
| Rates & Fees | |
| Annual Fee | $0.00 |
| Balance Transfer Fee |
3% Minimum of $5 |
| Cash Advance Fee |
5% Minimum of $10 |
| Foreign Transaction Fee |
2.7% of each transaction in U.S. dollars. |
| Over Limit Fee | $0.00 |
| Late Payment Fee |
$40.00 Maximum |
| Promotions | |
| Sign up bonus |
$200 after spending $2,000 On purchases within the first 6 months |
| Rewards | |
| All Purchases | 1% cash back |
| Restaurants | No |
| Gas | 3 points per $ spent (on first $6000 spent) |
| Groceries | 3% cash back (on first $6000 spent) |
| Hotels | No |
| Travel | No |
| Pharmacy | No |
| Bills | No |
| Additional Details |
3% cash back (on first $6000 spent) on U.S. online retail purchases |
| Features & Benefits | |
| Additional Card Holders | Yes |
| Travel Accident Insurance | No |
| Car Rental Insurance | Yes |
| Car Rental Discount | No |
| Extended Warranty | No |
| Purchase Protection | Yes |
| Zero Liability | Yes |
| No Foreign Transaction Fees | No |
| Emergency Assistance | No |
| Concierge Service | No |
| Price Protection | No |
| Fraud Protection | Yes |
| Free Credit Scores | No |
| Wireless Payments | No |
| Virtual Cards | Yes |
| Additional Benefits |
|
| Eligibility | |
| Minimum Security Deposit | $0 |
| Minimum Age | 18 |
| Minimum Personal Income | |
| Temporary Residents | No |
| More | |
| Additional comments | - |
| Terms & Conditions | Official Terms & Conditions |
| Suggest a correction |
Disclaimer: All products, logos, images and trademarks are the property of their respective owners. Content is not provided or commissioned by any company mentioned. Any views, analyses, or recommendations expressed here are those of the author's alone, and may not have been reviewed, approved or otherwise endorsed by any company mentioned.
Information in this article is believed to be accurate at the time it was written, but terms and conditions may change at any time. All information is presented without warranty or guarantee. Please verify all terms and conditions of any credit card prior to applying.
The Informr is an independent, advertising supported website and may receive compensation for sponsorships or when you click on certain affiliated links.
Use this card?
Help inform others by sharing your experience with Blue Cash Everyday® Card