Am I eligible?
To get this card, you must also:
Note: This information is only intended as a guide. The final decision is up to the bank and your application could still be rejected even if you can answer 'Yes' to all the minimum criteria above. Always consider your options and your financial situation before you apply for a credit card.
What the Critics Are Saying...
- Brendan Dyer, BankrateThe Blue Cash Everyday is one of the most competitive no-annual-fee cash back cards on the market thanks to its impressive rewards rate at U.S. supermarkets and U.S. gas stations as well as its U.S. online retail purchases bonus category, which can be hard to find on a rewards card.
- Gregory Karp, NerdWalletIf groceries, gas and online shopping are significant parts of your budget and you refuse to pay an annual fee, this card is a fine choice.
- Jaclyn DeJohn, CnetChoose the Blue Cash Everyday® Card from American Express if you’re looking to earn a return on popular spending categories like U.S. gas stations, U.S. supermarkets and U.S. online retail purchases. It’s an inexpensive way to put some money back into your pocket for purchases you regularly make.
- Robin Saks Frankel, ForbesThe Blue Cash Everyday® Card from American Express is a decent choice for those looking to earn rewards without paying an annual fee and who typically spend a good chunk of their household budget at supermarkets, gas stations and on online retail purchases in the U.S.
- Brian Martucci, Money CrashersWith 3% cash back at U.S. supermarkets, the Blue Cash Everyday® Card from American Express is great for people who eat lots of meals at home. With 2% cash back at U.S. gas stations and select U.S. department stores, it’s nice for folks who drive long distances and buy clothing or household goods reg...
Details
| Interest Rates | |
|---|---|
| Regular APR Interest Rate |
19.24% ‐ 29.99% (Variable) (0% for the first 15 months) This APR will vary with the market based on the Prime Rate. |
| Balance Transfer Interest Rate |
19.24% ‐ 29.99% (Variable) (0% for the first 15 months) Balance Transfer not available |
| Cash Advance Interest Rate |
29.99% (Variable) This APR will vary with the market based on the Prime Rate. |
| Rates & Fees | |
| Annual Fee | $0.00 |
| Balance Transfer Fee |
3% Minimum of $5 |
| Cash Advance Fee |
5% Minimum of $10 |
| Foreign Transaction Fee |
2.7% of each transaction in U.S. dollars. |
| Over Limit Fee | $0.00 |
| Late Payment Fee |
$40.00 Maximum |
| Promotions | |
| Sign up bonus |
$200 after spending $2,000 On purchases within the first 6 months
|
| Rewards | |
| All Purchases | 1% cash back |
| Restaurants | No |
| Gas | 3 points per $ spent (on first $6000 spent) |
| Groceries | 3% cash back (on first $6000 spent) |
| Hotels | No |
| Travel | No |
| Pharmacy | No |
| Bills | No |
| Additional Details |
3% cash back (on first $6000 spent) on U.S. online retail purchases |
| Features & Benefits | |
| Additional Card Holders | Yes |
| Travel Accident Insurance | No |
| Car Rental Insurance | Yes |
| Car Rental Discount | No |
| Extended Warranty | No |
| Purchase Protection | Yes |
| Zero Liability | Yes |
| No Foreign Transaction Fees | No |
| Emergency Assistance | No |
| Concierge Service | No |
| Price Protection | No |
| Fraud Protection | Yes |
| Free Credit Scores | No |
| Wireless Payments | No |
| Virtual Cards | Yes |
| Additional Benefits |
|
| Eligibility | |
| Minimum Security Deposit | $0 |
| Minimum Age | 18 |
| Minimum Personal Income | |
| Temporary Residents | No |
| More | |
| Additional comments | - |
| Terms & Conditions | Official Terms & Conditions |
| Suggest a correction |
Disclaimer: All products, logos, images and trademarks are the property of their respective owners. Content is not provided or commissioned by any company mentioned. Any views, analyses, or recommendations expressed here are those of the author's alone, and may not have been reviewed, approved or otherwise endorsed by any company mentioned.
Information in this article is believed to be accurate at the time it was written, but terms and conditions may change at any time. All information is presented without warranty or guarantee. Please verify all terms and conditions of any credit card prior to applying.
The Informr is an independent, advertising supported website and may receive compensation for sponsorships or when you click on certain affiliated links.
Use this card?
Help inform others by sharing your experience with Blue Cash Everyday® Card