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Blue Cash Everyday® Card review

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Advertiser Disclosure

Interest Rate: Purchases
13.99% ‐ 23.99% (Variable) (0% for the first 15 months)
Balance Transfer
-
Rewards
1 - 3% cashback
Signup Bonus
$200 after spending $2,000


8.5/10
Informr score
The Blue Cash Everyday® Card currently has an Informr score of 8.5 out of 10. This score is based on our evaluation of 38 sources including reviews from users and the web's most trusted critics.

Am I eligible?


Blue Cash Everyday® Card is typically available to those with good credit scores (650 or greater).
To get this card, you must also:
Yes Be a permanent or temporary resident of USA

Note: This information is only intended as a guide. The final decision is up to the bank and your application could still be rejected even if you can answer 'Yes' to all the minimum criteria above. Always consider your options and your financial situation before you apply for a credit card.

What the Critics Are Saying...


CardRatings.com

Yes, the Blue Cash Everyday® Card from American Express is a good go-to credit card when you make purchases as part of your regular, weekly errands— filling up at the pump, buying groceries for the week and picking up some new pieces of wardrobe are the sorts of purchases that rack your points up qu...

- Jennifer Doss, CardRatings.com
Upgraded Points

This card is excellent at earning you cash-back on your everyday purchases on items like gas and groceries. So if you’re someone who is regularly spending money on these items, then this could be the perfect card to add to your wallet. You collect your cash-back rewards directly from the account sum...

- Jarrod West, Upgraded Points
Bankrate

Although recent updates to rival cash back cards have made the Blue Cash Everyday a little less competitive, it still stands high on the list for day-to-day bonus category rewards. Commuters that frequently embark on grocery runs may want to upgrade to the Blue Cash Preferred Card® from American Exp...

- Garrett Yarbrough, Nouri Zarrugh, Brady , Bankrate
NerdWallet

If groceries and gas are significant parts of your budget and you refuse to pay an annual fee, this card is a fine choice.

- Gregory Karp, NerdWallet
LendingTree

The Blue Cash Everyday® Card from American Express is a good option for grocery shoppers who want to earn a generous amount of cash back while paying a $0 annual fee. But if you want to earn an even higher cashback rate at U.S. supermarkets, U.S. gas stations, select streaming services and transit,...

- Tracy Brackman, LendingTree

Details


Interest Rates
Regular APR Interest Rate 13.99% ‐ 23.99% (Variable) (0% for the first 15 months)

This APR will vary with the market based on the Prime Rate.

Balance Transfer Interest Rate

Balance Transfer not available

Cash Advance Interest Rate 25.24% (Variable)

This APR will vary with the market based on the Prime Rate.

Rates & Fees
Annual Fee $0.00
Balance Transfer Fee
Cash Advance Fee 3%

Minimum of $10

Foreign Transaction Fee 2.7%

of each transaction in U.S. dollars.

Over Limit Fee $0.00
Late Payment Fee $40.00

Maximum

Promotions
Sign up bonus $200 after spending $2,000

On purchases within the first 6 months

Rewards
All Purchases 1% cash back
Restaurants No
Gas 2% cash back
Groceries 3% cash back (on first $6000 spent)
Hotels No
Travel No
Pharmacy No
Bills No
Additional Details

2% cash back at select US department stores

Features & Benefits
Additional Card Holders Yes
Travel Accident Insurance No
Car Rental Insurance Yes
Car Rental Discount No
Extended Warranty No
Purchase Protection Yes
Zero Liability Yes
No Foreign Transaction Fees No
Emergency Assistance Yes
Concierge Service No
Price Protection No
Fraud Protection Yes
Free Credit Scores No
Wireless Payments No
Virtual Cards Yes
Additional Benefits

Get free 2-day shipping on eligible items at a growing network of 140+ online stores with ShopRunner.

Eligibility
Minimum Security Deposit $0
Minimum Age 18
Minimum Personal Income
Temporary Residents No
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Additional comments -
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Information in this article is believed to be accurate at the time it was written, but terms and conditions may change at any time. All information is presented without warranty or guarantee. Please verify all terms and conditions of any credit card prior to applying.

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