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Blue Cash Everyday® Card review

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Advertiser Disclosure

Annual Fee
$0.00
Interest Rate: Purchases
16.99% ‐ 27.99% (Variable) (0% for the first 15 months)
Interest Rate: Purchases
16.99% ‐ 27.99% (Variable) (0% for the first 15 months)
Balance Transfer
16.99% ‐ 27.99% (Variable) (0% for the first 15 months)
Balance Transfer
16.99% ‐ 27.99% (Variable) (0% for the first 15 months)
Rewards
1 - 3% cashback
Rewards
1 - 3% cashback
Signup Bonus
$200 after spending $2,000
Signup Bonus
$200 after spending $2,000


8.6/10
Informr score
The Blue Cash Everyday® Card currently has an Informr score of 8.6 out of 10. This score is based on our evaluation of 39 sources including reviews from users and the web's most trusted critics.

Am I eligible?


Blue Cash Everyday® Card is typically available to those with good credit scores (650 or greater).
To get this card, you must also:
Yes Be a permanent or temporary resident of USA

Note: This information is only intended as a guide. The final decision is up to the bank and your application could still be rejected even if you can answer 'Yes' to all the minimum criteria above. Always consider your options and your financial situation before you apply for a credit card.

What the Critics Are Saying...


SmartAsset
SmartAsset

This card is a great option and one of the best cash back cards with no annual fee on the market today. It is popular with good reason and is a great choice for your everyday purchases.

- SmartAsset
FinanceBuzz
FinanceBuzz

The Amex Blue Cash Everyday is a rewards credit card aimed at those who want cash back when they spend on regular, everyday purchases such as groceries and gas. The tiered bonus categories allow consumers to get cash back (in the form of statement credits) on things that are probably in their budget...

- Miranda Marquit, FinanceBuzz
The Points Guy
The Points Guy

To be a top cash-back credit card, a card must offer an excellent rewards structure. The Blue Cash Everyday Card doesn’t quite have that, but could still be a solid cash-back card for many, especially students and credit card beginners with low monthly budgets. And with increased earning rates and n...

- Katie Genter, The Points Guy
Cardcruncher
Cardcruncher

The Amex Blue Cash Everyday is a great way to earn rewards on your US supermarket purchases without paying an annual fee.

- Cardcruncher
NerdWallet
NerdWallet

If groceries, gas and online shopping are significant parts of your budget and you refuse to pay an annual fee, this card is a fine choice.

- Gregory Karp, NerdWallet

Details


Interest Rates
Regular APR Interest Rate 16.99% ‐ 27.99% (Variable) (0% for the first 15 months)

This APR will vary with the market based on the Prime Rate.

Balance Transfer Interest Rate 16.99% ‐ 27.99% (Variable) (0% for the first 15 months)

Balance Transfer not available

Cash Advance Interest Rate 28.24% (Variable)

This APR will vary with the market based on the Prime Rate.

Rates & Fees
Annual Fee $0.00
Balance Transfer Fee 3%

Minimum of $5

Cash Advance Fee 5%

Minimum of $10

Foreign Transaction Fee 2.7%

of each transaction in U.S. dollars.

Over Limit Fee $0.00
Late Payment Fee $40.00

Maximum

Promotions
Sign up bonus $200 after spending $2,000

On purchases within the first 6 months

Rewards
All Purchases 1% cash back
Restaurants No
Gas 3 points per $ spent (on first $6000 spent)
Groceries 3% cash back (on first $6000 spent)
Hotels No
Travel No
Pharmacy No
Bills No
Additional Details

3% cash back (on first $6000 spent) on U.S. online retail purchases

Features & Benefits
Additional Card Holders Yes
Travel Accident Insurance No
Car Rental Insurance Yes
Car Rental Discount No
Extended Warranty No
Purchase Protection Yes
Zero Liability Yes
No Foreign Transaction Fees No
Emergency Assistance No
Concierge Service No
Price Protection No
Fraud Protection Yes
Free Credit Scores No
Wireless Payments No
Virtual Cards Yes
Additional Benefits
  • Receive $7 back each month (up to $84 back annually) after spending $13.99 or more each month on an eligible subscription to The Disney Bundle which includes Disney+, Hulu, and ESPN+ using your Card
  • $180 Home Chef Credit
  • 24/7 Global Assist® Hotline
  • American Express Experiences
Eligibility
Minimum Security Deposit $0
Minimum Age 18
Minimum Personal Income
Temporary Residents No
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Additional comments -
Terms & Conditions Official Terms & Conditions
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Information in this article is believed to be accurate at the time it was written, but terms and conditions may change at any time. All information is presented without warranty or guarantee. Please verify all terms and conditions of any credit card prior to applying.

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