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Blue Cash Everyday® Card review

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Advertiser Disclosure

Annual Fee
Interest Rate: Purchases
19.24% ‐ 29.99% (Variable) (0% for the first 15 months)
Interest Rate: Purchases
19.24% ‐ 29.99% (Variable) (0% for the first 15 months)
Balance Transfer
19.24% ‐ 29.99% (Variable) (0% for the first 15 months)
Balance Transfer
19.24% ‐ 29.99% (Variable) (0% for the first 15 months)
1 - 3% cashback
1 - 3% cashback
Signup Bonus
$200 after spending $2,000
Signup Bonus
$200 after spending $2,000

Informr score
The Blue Cash Everyday® Card currently has an Informr score of 8.4 out of 10. This score is based on our evaluation of 43 sources including reviews from users and the web's most trusted critics.

Am I eligible?

Blue Cash Everyday® Card is typically available to those with good credit scores (650 or greater).
To get this card, you must also:
Yes Be a permanent or temporary resident of USA

Note: This information is only intended as a guide. The final decision is up to the bank and your application could still be rejected even if you can answer 'Yes' to all the minimum criteria above. Always consider your options and your financial situation before you apply for a credit card.

What the Critics Are Saying...


The Blue Cash Everyday is one of the most competitive no-annual-fee cash back cards on the market thanks to its impressive rewards rate at U.S. supermarkets and U.S. gas stations as well as its U.S. online retail purchases bonus category, which can be hard to find on a rewards card.

- Brendan Dyer, Bankrate

If groceries, gas and online shopping are significant parts of your budget and you refuse to pay an annual fee, this card is a fine choice.

- Gregory Karp, NerdWallet

Choose the Blue Cash Everyday® Card from American Express if you’re looking to earn a return on popular spending categories like U.S. gas stations, U.S. supermarkets and U.S. online retail purchases. It’s an inexpensive way to put some money back into your pocket for purchases you regularly make.

- Jaclyn DeJohn, Cnet

The Blue Cash Everyday® Card from American Express is a decent choice for those looking to earn rewards without paying an annual fee and who typically spend a good chunk of their household budget at supermarkets, gas stations and on online retail purchases in the U.S.

- Robin Saks Frankel, Forbes
Money Crashers
Money Crashers

With 3% cash back at U.S. supermarkets, the Blue Cash Everyday® Card from American Express is great for people who eat lots of meals at home. With 2% cash back at U.S. gas stations and select U.S. department stores, it’s nice for folks who drive long distances and buy clothing or household goods reg...

- Brian Martucci, Money Crashers


Interest Rates
Regular APR Interest Rate 19.24% ‐ 29.99% (Variable) (0% for the first 15 months)

This APR will vary with the market based on the Prime Rate.

Balance Transfer Interest Rate 19.24% ‐ 29.99% (Variable) (0% for the first 15 months)

Balance Transfer not available

Cash Advance Interest Rate 29.99% (Variable)

This APR will vary with the market based on the Prime Rate.

Rates & Fees
Annual Fee $0.00
Balance Transfer Fee 3%

Minimum of $5

Cash Advance Fee 5%

Minimum of $10

Foreign Transaction Fee 2.7%

of each transaction in U.S. dollars.

Over Limit Fee $0.00
Late Payment Fee $40.00


Sign up bonus $200 after spending $2,000
On purchases within the first 6 months
All Purchases 1% cash back
Restaurants No
Gas 3 points per $ spent (on first $6000 spent)
Groceries 3% cash back (on first $6000 spent)
Hotels No
Travel No
Pharmacy No
Bills No
Additional Details

3% cash back (on first $6000 spent) on U.S. online retail purchases

Features & Benefits
Additional Card Holders Yes
Travel Accident Insurance No
Car Rental Insurance Yes
Car Rental Discount No
Extended Warranty No
Purchase Protection Yes
Zero Liability Yes
No Foreign Transaction Fees No
Emergency Assistance No
Concierge Service No
Price Protection No
Fraud Protection Yes
Free Credit Scores No
Wireless Payments No
Virtual Cards Yes
Additional Benefits
  • Receive $7 back each month (up to $84 back annually) after spending $12.99 or more each month on an eligible subscription to The Disney Bundle which includes Disney+, Hulu, and ESPN+ using your Card
  • $180 Home Chef Credit
  • 24/7 Global Assist® Hotline
  • American Express Experiences
Minimum Security Deposit $0
Minimum Age 18
Minimum Personal Income
Temporary Residents No
Additional comments -
Terms & Conditions Official Terms & Conditions
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Information in this article is believed to be accurate at the time it was written, but terms and conditions may change at any time. All information is presented without warranty or guarantee. Please verify all terms and conditions of any credit card prior to applying.

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