Am I eligible?
To get this card, you must also:
Note: This information is only intended as a guide. The final decision is up to the bank and your application could still be rejected even if you can answer 'Yes' to all the minimum criteria above. Always consider your options and your financial situation before you apply for a credit card.
What the Critics Are Saying...
- Becky Pokora, ForbesFor those who want to earn flexible Bilt Rewards on their rent spending and don’t want to fuss with multiple credit cards, the Bilt World Elite Mastercard® is a viable option. The selection of travel transfer partners is compelling, especially for a no annual fee card. It’s worthwhile to think throu...
- Craig Joseph, Erin Hurd, NerdWalletFor renters, it's a game-changer and among the best no-annual-fee travel rewards cards on the market. But it lacks a sign-up bonus, and you must use the card at least 5 times per billing cycle to qualify for meaningful rewards.
- Robert Thorpe, BankrateThis card is the first to let you pay for your rent without transaction fees. For maximum value, pair it with a card that offers high-earning bonus categories matching your spending habits.
- Danyal Ahmed, Ryan Smith, The Points GuyThe Bilt Mastercard is unique. It has its own rewards program and offers renters the ability to earn points every month without incurring transaction fees — plus, there's no annual fee on the card. There are insurance protections and multiple ways to redeem points, and the transfer partners provide...
- Alene Laney, TimeThe Bilt Mastercard® is worth having in your wallet, particularly for renters. There is no other card that earns travel rewards for paying rent, and without charging a transaction fee or an annual fee. The rewards earnings rate is good and the transfer partners are excellent. The main question prosp...
Details
| Interest Rates | |
|---|---|
| Regular APR Interest Rate |
21.49% ‐ 29.49% (Variable) This APR will vary with the market based on the Prime Rate. |
| Balance Transfer Interest Rate |
21.49% ‐ 29.49% (Variable) This APR will vary with the market based on the Prime Rate. |
| Cash Advance Interest Rate |
29.24% (Variable) This APR will vary with the market based on the Prime Rate. |
| Rates & Fees | |
| Annual Fee | $0.00 |
| Balance Transfer Fee |
5% Minimum of $5 |
| Cash Advance Fee |
5% Minimum of $10 |
| Foreign Transaction Fee | $0.00 |
| Over Limit Fee | $0.00 |
| Late Payment Fee |
$40.00 Maximum |
| Promotions | |
| Sign up bonus | No |
| Rewards | |
| All Purchases | 1 point per $1 spent |
| Restaurants |
3 points per $1 spent On eating places and restaurants, drinking places, bakeries or fast food restaurants |
| Gas | No |
| Groceries | No |
| Hotels |
2 points per $1 spent On hotels, motels, and resorts |
| Travel |
2 points per $1 spent On airlines, cruise lines, and car rental agencies |
| Pharmacy | No |
| Bills | No |
| Additional Details |
|
| Features & Benefits | |
| Additional Card Holders | Yes |
| Travel Accident Insurance | No |
| Car Rental Insurance | Yes |
| Car Rental Discount | No |
| Extended Warranty | No |
| Purchase Protection | Yes |
| Zero Liability | No |
| No Foreign Transaction Fees | Yes |
| Emergency Assistance | Yes |
| Concierge Service | Yes |
| Price Protection | No |
| Fraud Protection | No |
| Free Credit Scores | No |
| Wireless Payments | Apple Pay, Google Pay |
| Virtual Cards | No |
| Additional Benefits |
|
| Eligibility | |
| Minimum Security Deposit | $0 |
| Minimum Age | 18 |
| Minimum Personal Income | |
| Temporary Residents | No |
| More | |
| Additional comments | - |
| Terms & Conditions | Official Terms & Conditions |
| Suggest a correction |
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