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Bilt World Elite Mastercard® review

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Advertiser Disclosure

Annual Fee
$0.00
Interest Rate: Purchases
18.49% ‐ 26.49% (Variable)
Interest Rate: Purchases
18.49% ‐ 26.49% (Variable)
Balance Transfer
18.49% ‐ 26.49% (Variable)
Balance Transfer
18.49% ‐ 26.49% (Variable)
Rewards
1 - 3 points
Rewards
1 - 3 points
Signup Bonus
-
Signup Bonus
-


7.9/10
Informr score
The Bilt World Elite Mastercard® currently has an Informr score of 7.9 out of 10. This score is based on our evaluation of 10 sources including reviews from users and the web's most trusted critics.

Am I eligible?


Bilt World Elite Mastercard® is typically available to those with good credit scores (650 or greater).
To get this card, you must also:
Yes Be a permanent or temporary resident of USA

Note: This information is only intended as a guide. The final decision is up to the bank and your application could still be rejected even if you can answer 'Yes' to all the minimum criteria above. Always consider your options and your financial situation before you apply for a credit card.

What the Critics Are Saying...


FinanceBuzz
FinanceBuzz

If you want to earn rewards on rent payments, the Bilt Mastercard might be the way to go. Credit cards aren’t always accepted for rent payments and if they are, they often come with heavy processing fees. But because the Bilt Mastercard doesn’t have these fees and also has a $0 annual fee, it’s like...

- Ben Walker, FinanceBuzz
ValuePenguin
ValuePenguin

If you're looking to earn considerable rewards on everyday spending (including rent payments) and reap the benefits of numerous additional perks for no annual fee, you should definitely consider getting the Bilt Mastercard®. This card has much to offer consumers looking to earn on their day-to-day s...

- Sophia Mendel, ValuePenguin
MoneyUnder30
MoneyUnder30

Rent can easily be one of your biggest monthly expenses — and most people often get no reward for paying it. (Of course, paying rent keeps a roof over your head, but I’m talking about credit card rewards.) That’s why the Bilt Rewards program is such a breath of fresh air. If you’re an American rente...

- Stella Shon, MoneyUnder30
NextAdvisor
NextAdvisor

The Bilt World Elite Mastercard Mastercard® Credit Card offers rewards on your rent payments, plus on dining and travel purchases with no annual fee. However, there are limited redemption options, and some restrictions to keep in mind, including making at least five transactions per month to earn an...

- Holly Johnson, NextAdvisor
One Mile At A Time
One Mile At A Time

The no annual fee Bilt Mastercard is issued by Wells Fargo, and recently opened to applicants without a waitlist. This card has a unique value proposition, which is that you can pay up to $50,000 per year in rent without fees — just pay through the Bilt app, and a check will be sent to your landlord...

- Ben Schlappig, One Mile At A Time

Details


Interest Rates
Regular APR Interest Rate 18.49% ‐ 26.49% (Variable)

This APR will vary with the market based on the Prime Rate.

Balance Transfer Interest Rate 18.49% ‐ 26.49% (Variable)

This APR will vary with the market based on the Prime Rate.

Cash Advance Interest Rate 26.24% (Variable)

This APR will vary with the market based on the Prime Rate.

Rates & Fees
Annual Fee $0.00
Balance Transfer Fee 5%

Minimum of $5

Cash Advance Fee 5%

Minimum of $10

Foreign Transaction Fee $0.00
Over Limit Fee $0.00
Late Payment Fee $40.00

Maximum

Promotions
Sign up bonus No
Rewards
All Purchases 1 point per $1 spent
Restaurants 3 points per $1 spent

On eating places and restaurants, drinking places, bakeries or fast food restaurants

Gas No
Groceries No
Hotels 2 points per $1 spent

On hotels, motels, and resorts

Travel 2 points per $1 spent

On airlines, cruise lines, and car rental agencies

Pharmacy No
Bills No
Additional Details

1 point per $1 spent on rent paid through the Bilt App with your card account up to a maximum of Fifty Thousand (50,000) points each calendar year

Features & Benefits
Additional Card Holders Yes
Travel Accident Insurance No
Car Rental Insurance Yes
Car Rental Discount No
Extended Warranty No
Purchase Protection Yes
Zero Liability No
No Foreign Transaction Fees Yes
Emergency Assistance Yes
Concierge Service Yes
Price Protection No
Fraud Protection No
Free Credit Scores No
Wireless Payments Apple Pay, Google Pay
Virtual Cards No
Additional Benefits
  • Trip cancellation & interruption
  • Trip delay reimbursement
  • Take 3 rides in one calendar month, get a $5 Lyft credit with your Bilt Mastercard.
  • Get a 3-month DashPass membership for free as a new member with your Bilt Mastercard. Plus, both new and existing members get $5 off their first 2 orders each month.
  • Cell phone protection
  • Mastercard ID Theft Protection™
  • Mastercard Global Service
Eligibility
Minimum Security Deposit $0
Minimum Age 18
Minimum Personal Income
Temporary Residents No
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Additional comments -
Terms & Conditions Official Terms & Conditions
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