Am I eligible?
To get this card, you must also:
Note: This information is only intended as a guide. The final decision is up to the bank and your application could still be rejected even if you can answer 'Yes' to all the minimum criteria above. Always consider your options and your financial situation before you apply for a credit card.
What the Critics Are Saying...
- John S Kiernan, WalletHubThe Best Buy® Credit Card is worth it for people with good credit or better who want to save 5% - 10% when they shop at Best Buy. The card offers a choice between 2.5 points / $1 and 0% for 12 - 24 months on Best Buy purchases.
- Jason Stauffer, SelectThe Best Buy Visa Platinum credit card is a tempting option for anyone who frequents Best Buy. However, the benefits and rewards this card offers are limited, compared to what other rewards credit cards offer. A number of no-annual-fee cards earn more flexible rewards and have built-in purchase prot...
- Nicole Dieker, CnetIf you love to shop at Best Buy, the Best Buy Visa offers competitive rewards on both Best Buy purchases as well as everyday spending categories like gas, groceries and dining. Its welcome offer -- 10% back on your first day of Best Buy purchases, or choose financing -- has the potential to be lucra...
- Kevin Payne, SlickDealsFrequent Best Buy shoppers with a big purchase to make will benefit the most from this card's 5% back on Best Buy purchases and its special financing options. One downside is that the rewards earned can only be redeemed toward the retailer's purchases.
- Holly Johnson, NextAdvisorThe My Best Buy Visa Credit Card* is best for consumers who spend a lot with the big box tech retailer, but most shoppers will probably find better value from a more general cash back card. When you use this card to make a purchase with Best Buy, you can choose between earning rewards or flexible fi...
Details
| Interest Rates | |
|---|---|
| Regular APR Interest Rate |
31.24% (Variable)
|
| Balance Transfer Interest Rate | |
| Cash Advance Interest Rate | |
| Rates & Fees | |
| Annual Fee | $0.00 |
| Balance Transfer Fee | |
| Cash Advance Fee |
5% Minimum of $10 |
| Foreign Transaction Fee | $0.00 |
| Over Limit Fee | $0.00 |
| Late Payment Fee |
$41.00 Maximum |
| Promotions | |
| Sign up bonus |
|
| Rewards | |
| All Purchases | 1% cash back |
| Restaurants | 2% cash back |
| Gas | 3% cash back |
| Groceries | 2% cash back |
| Hotels | No |
| Travel | No |
| Pharmacy | No |
| Bills | No |
| Additional Details |
5% cash back on qualifying Best Buy purchases (Elite Plus members get an additional 1% cash back) |
| Features & Benefits | |
| Additional Card Holders | Yes |
| Travel Accident Insurance | No |
| Car Rental Insurance | No |
| Car Rental Discount | No |
| Extended Warranty | No |
| Purchase Protection | No |
| Zero Liability | No |
| No Foreign Transaction Fees | Yes |
| Emergency Assistance | No |
| Concierge Service | No |
| Price Protection | No |
| Fraud Protection | No |
| Free Credit Scores | No |
| Wireless Payments | No |
| Virtual Cards | No |
| Eligibility | |
| Minimum Security Deposit | $0 |
| Minimum Age | 18 |
| Minimum Personal Income | |
| Temporary Residents | No |
| More | |
| Additional comments | - |
| Terms & Conditions | Official Terms & Conditions |
| Suggest a correction |
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Information in this article is believed to be accurate at the time it was written, but terms and conditions may change at any time. All information is presented without warranty or guarantee. Please verify all terms and conditions of any credit card prior to applying.
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