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My Best Buy® Visa® Card review

5.9/10 AVG.
RATING
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  • My Best Buy® Visa® Card

Specs / Features


Interest Rates
Regular APR Interest Rate 25.24% (Variable)
  • This APR will vary with the market based on the Prime Rate.
  • 11.90% for select purchases eligible for the 48 month reduced rate credit plan
  • 0% – 11.99% for select purchases eligible for the 24 month reduced rate credit plan
  • 8.99% – 12.99% for select purchases eligible for the 36 month reduced rate credit plan
Balance Transfer Interest Rate 25.24% (Variable)
  • For balance transfers completed within 4 months from date of account opening.
  • This APR will vary with the market based on the Prime Rate.
Cash Advance Interest Rate 27.99% (Variable)

This APR will vary with the market based on the Prime Rate.

Rates & Fees
Annual Fee $0.00
Balance Transfer Fee 5%

Minimum of $15

Cash Advance Fee 5%

Minimum of $10

Foreign Transaction Fee $0.00
Over Limit Fee $0.00
Late Payment Fee $40.00

Maximum

Promotions
Sign up bonus
5% cash back on home improvement
Rewards
All Purchases 1% cash back
Restaurants 2% cash back
Gas 3% cash back
Groceries 2% cash back
Hotels No
Travel No
Pharmacy No
Bills No
Additional Details

5% cash back on qualifying Best Buy purchases (Elite Plus members get an additional 1% cash back)

Features & Benefits
Additional Card Holders Yes
Travel Accident Insurance No
Car Rental Insurance No
Car Rental Discount No
Extended Warranty No
Purchase Protection No
Zero Liability No
No Foreign Transaction Fees Yes
Emergency Assistance No
Concierge Service No
Price Protection No
Fraud Protection No
Free Credit Scores No
Wireless Payments No
Virtual Cards No
Eligibility
Minimum Security Deposit $0
Minimum Age 18
Minimum Personal Income
Temporary Residents No
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Additional comments
Terms & Conditions Official Terms & Conditions
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