Am I eligible?
To get this card, you must also:
Note: This information is only intended as a guide. The final decision is up to the bank and your application could still be rejected even if you can answer 'Yes' to all the minimum criteria above. Always consider your options and your financial situation before you apply for a credit card.
What the Critics Are Saying...
- India Davis, BankrateThe U.S. Bank Visa Platinum offers cardholders dedicated to paying down a balance a solid introductory offer on both balance transfers and new purchases, although its lack of rewards limits its long-term viability.
- John S Kiernan, WalletHubThe U.S. Bank Visa® Platinum Card is a very good credit card for saving money on interest, worthwhile for anyone with good credit or better who could use a 0% introductory APR for an extended period on new purchases or balance transfers. U.S. Bank Platinum also has a $0 annual fee.
- Robin Saks Frankel, Gregory Karp, NerdWalletThis card can buy you time to pay off a large purchase, and it's not a bad balance transfer option either.
- Jennifer Doss, CardRatings.comThe U.S. Bank Visa® Platinum Card is a no-frills, no-annual-fee credit card that's good for someone looking for a solid intro 0% APR offer. While it doesn't offer many of the rewards and perks that other cards come with, the long introductory APR period makes it an excellent choice for balance trans...
- Emily Sherman, CreditCards.comThe U.S. Bank Visa Platinum card offers cardholders with excellent credit a below average minimum interest rate and reasonable terms, including no penalty APR, and a long introductory period.
Details
| Interest Rates | |
|---|---|
| Regular APR Interest Rate |
18.24% ‐ 28.24% (Variable) (0% for the first 18 months) This APR will vary with the market based on the Prime Rate. |
| Balance Transfer Interest Rate |
18.24% ‐ 28.24% (Variable) (0% for the first 18 months) This APR will vary with the market based on the Prime Rate. |
| Cash Advance Interest Rate |
29.74% (Variable) This APR will vary with the market based on the Prime Rate. |
| Rates & Fees | |
| Annual Fee | $0.00 |
| Balance Transfer Fee |
3% Minimum of $5 |
| Cash Advance Fee |
4% Minimum of $10 |
| Foreign Transaction Fee |
2% of each transaction in U.S. dollars. 3% of each transaction in a Foreign Currency. |
| Over Limit Fee | $0.00 |
| Late Payment Fee |
$41.00 Maximum |
| Promotions | |
| Sign up bonus | No |
| Rewards | |
| All Purchases | No |
| Restaurants | No |
| Gas | No |
| Groceries | No |
| Hotels | No |
| Travel | No |
| Pharmacy | No |
| Bills | No |
| Features & Benefits | |
| Additional Card Holders | No |
| Travel Accident Insurance | No |
| Car Rental Insurance | Yes |
| Car Rental Discount | No |
| Extended Warranty | No |
| Purchase Protection | No |
| Zero Liability | No |
| No Foreign Transaction Fees | No |
| Emergency Assistance | No |
| Concierge Service | No |
| Price Protection | No |
| Fraud Protection | Yes |
| Free Credit Scores | No |
| Wireless Payments | Apple Pay, Samsung Pay, Google Pay |
| Virtual Cards | No |
| Additional Benefits |
Cell phone protection |
| Eligibility | |
| Minimum Security Deposit | $0 |
| Minimum Age | 18 |
| Minimum Personal Income | |
| Temporary Residents | No |
| More | |
| Additional comments | - |
| Terms & Conditions | Official Terms & Conditions |
| Suggest a correction |
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Information in this article is believed to be accurate at the time it was written, but terms and conditions may change at any time. All information is presented without warranty or guarantee. Please verify all terms and conditions of any credit card prior to applying.
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