Am I eligible?
To get this card, you must also:
Note: This information is only intended as a guide. The final decision is up to the bank and your application could still be rejected even if you can answer 'Yes' to all the minimum criteria above. Always consider your options and your financial situation before you apply for a credit card.
What the Critics Are Saying...
- Brian Martucci, Money CrashersThe U.S. Bank Visa® Platinum Card gives new meaning to the term “bare-bones.” This card has two interrelated use cases: financing large purchases and getting existing credit card debts under control. If you approach either case with discipline and resolve, you can dramatically increase your spending...
- Emily Sherman, CreditCards.comThe combination of a low APR and introductory offer make the U.S. Bank Visa Platinum card a good value for cardholders seeking to save money on interest.
- Evan Zimmer, Credit Card InsiderThe U.S. Bank Visa® Platinum Card is a strong contender if you need to take advantage of a balance transfer or want to avoid paying interest on a new purchase. By taking advantage of a balance transfer, or using this card for any large purchases, whether they be appliances or vacations or anything e...
- Kevin Payne, FinanceBuzzThe U.S Bank Visa Platinum Card could be a great option if you plan to use it to fund large purchases or transfer existing credit card debt and pay it off over time. The card comes with one of the longest 0% intro APR offers on the market. However, it’s probably not the best option if you’re looking...
- Kendall Little, NextAdvisorThe U.S. Bank Visa Platinum is a winner on multiple fronts; it’s our pick for both the best balance transfer credit card and the best 0% interest card. Compared to other 0% introductory interest offers on new purchases and balance transfers, this card’s extended 20-billing-cycle no-interest intro pe...
Details
| Interest Rates | |
|---|---|
| Regular APR Interest Rate |
14.49% ‐ 24.49% (Variable) (0% for the first 20 months) This APR will vary with the market based on the Prime Rate. |
| Balance Transfer Interest Rate |
14.49% ‐ 24.49% (Variable) (0% for the first 20 months) This APR will vary with the market based on the Prime Rate. |
| Cash Advance Interest Rate |
25.99% (Variable) This APR will vary with the market based on the Prime Rate. |
| Rates & Fees | |
| Annual Fee | $0.00 |
| Balance Transfer Fee |
3% Minimum of $5 |
| Cash Advance Fee |
4% Minimum of $10 |
| Foreign Transaction Fee |
2% of each transaction in U.S. dollars. 3% of each transaction in a Foreign Currency. |
| Over Limit Fee | $0.00 |
| Late Payment Fee |
$40.00 Maximum |
| Promotions | |
| Sign up bonus | No |
| Rewards | |
| All Purchases | No |
| Restaurants | No |
| Gas | No |
| Groceries | No |
| Hotels | No |
| Travel | No |
| Pharmacy | No |
| Bills | No |
| Features & Benefits | |
| Additional Card Holders | No |
| Travel Accident Insurance | No |
| Car Rental Insurance | Yes |
| Car Rental Discount | No |
| Extended Warranty | No |
| Purchase Protection | No |
| Zero Liability | No |
| No Foreign Transaction Fees | No |
| Emergency Assistance | No |
| Concierge Service | No |
| Price Protection | No |
| Fraud Protection | Yes |
| Free Credit Scores | No |
| Wireless Payments | Apple Pay, Samsung Pay, Google Pay |
| Virtual Cards | No |
| Additional Benefits |
Cell phone protection |
| Eligibility | |
| Minimum Security Deposit | $0 |
| Minimum Age | 18 |
| Minimum Personal Income | |
| Temporary Residents | No |
| More | |
| Additional comments | |
| Terms & Conditions | Official Terms & Conditions |
| Suggest a correction |
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Information in this article is believed to be accurate at the time it was written, but terms and conditions may change at any time. All information is presented without warranty or guarantee. Please verify all terms and conditions of any credit card prior to applying.
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