Am I eligible?
To get this card, you must also:
Note: This information is only intended as a guide. The final decision is up to the bank and your application could still be rejected even if you can answer 'Yes' to all the minimum criteria above. Always consider your options and your financial situation before you apply for a credit card.
What the Critics Are Saying...
- John S Kiernan, WalletHubThe U.S. Bank Visa® Platinum Card is a very good credit card for saving money on interest, worthwhile for anyone with good credit or better who could use a 0% introductory APR for an extended period on new purchases or balance transfers. U.S. Bank Platinum also has a $0* annual fee. Transferring a b...
- Garrett Yarbrough, BankrateGetting a head start on your debt can be easier with a lengthy intro APR period, and the U.S. Bank Visa® Platinum Card is a prime choice if you need as much breathing room as possible while paying off your balance and upcoming expenses.
- Lindsay VanSomeren, Michael Rosenston, The BalanceThere aren’t many noteworthy perks beyond the introductory 0% APR promotion. But if you use your card to pay your cellphone bill, each phone on the account will be covered against damage and theft.
- Jennifer Doss, CardRatings.comThe U.S. Bank Visa® Platinum Card is a no-frills, no-annual-fee credit card that's good for someone looking for a solid intro 0% APR offer. While it doesn't offer many of the rewards and perks that other cards come with, the long introductory APR period makes it an excellent choice for balance trans...
- Brian Martucci, Money CrashersThe U.S. Bank Visa® Platinum Card gives new meaning to the term “bare-bones.” This card has two interrelated use cases: financing large purchases and getting existing credit card debts under control. If you approach either case with discipline and resolve, you can dramatically increase your spending...
Details
| Interest Rates | |
|---|---|
| Regular APR Interest Rate |
14.74% ‐ 24.74% (Variable) (0% for the first 24 months) This APR will vary with the market based on the Prime Rate. |
| Balance Transfer Interest Rate |
14.74% ‐ 24.74% (Variable) (0% for the first 24 months) This APR will vary with the market based on the Prime Rate. |
| Cash Advance Interest Rate |
26.24% (Variable) This APR will vary with the market based on the Prime Rate. |
| Rates & Fees | |
| Annual Fee | $0.00 |
| Balance Transfer Fee |
3% Minimum of $5 |
| Cash Advance Fee |
4% Minimum of $10 |
| Foreign Transaction Fee |
2% of each transaction in U.S. dollars. 3% of each transaction in a Foreign Currency. |
| Over Limit Fee | $0.00 |
| Late Payment Fee |
$41.00 Maximum |
| Promotions | |
| Sign up bonus | No |
| Rewards | |
| All Purchases | No |
| Restaurants | No |
| Gas | No |
| Groceries | No |
| Hotels | No |
| Travel | No |
| Pharmacy | No |
| Bills | No |
| Features & Benefits | |
| Additional Card Holders | No |
| Travel Accident Insurance | No |
| Car Rental Insurance | Yes |
| Car Rental Discount | No |
| Extended Warranty | No |
| Purchase Protection | No |
| Zero Liability | No |
| No Foreign Transaction Fees | No |
| Emergency Assistance | No |
| Concierge Service | No |
| Price Protection | No |
| Fraud Protection | Yes |
| Free Credit Scores | No |
| Wireless Payments | Apple Pay, Samsung Pay, Google Pay |
| Virtual Cards | No |
| Additional Benefits |
Cell phone protection |
| Eligibility | |
| Minimum Security Deposit | $0 |
| Minimum Age | 18 |
| Minimum Personal Income | |
| Temporary Residents | No |
| More | |
| Additional comments | - |
| Terms & Conditions | Official Terms & Conditions |
| Suggest a correction |
Disclaimer: All products, logos, images and trademarks are the property of their respective owners. Content is not provided or commissioned by any company mentioned. Any views, analyses, or recommendations expressed here are those of the author's alone, and may not have been reviewed, approved or otherwise endorsed by any company mentioned.
Information in this article is believed to be accurate at the time it was written, but terms and conditions may change at any time. All information is presented without warranty or guarantee. Please verify all terms and conditions of any credit card prior to applying.
The Informr is an independent, advertising supported website and may receive compensation for sponsorships or when you click on certain affiliated links.
Use this card?
Help inform others by sharing your experience with U.S. Bank Visa® Platinum Card
