Am I eligible?
To get this card, you must also:
Note: This information is only intended as a guide. The final decision is up to the bank and your application could still be rejected even if you can answer 'Yes' to all the minimum criteria above. Always consider your options and your financial situation before you apply for a credit card.
What the Critics Are Saying...
- Evan Coleman, ForbesThe U.S. Bank Business Leverage® Visa Signature® Card is a business credit card with rewards that adapt to your business’ expenses. The card earns 5% cash back on prepaid hotels and car rentals booked directly in the Rewards Center, 2% back in the top two categories each month and 1% back per dollar...
- Ben Walker, FinanceBuzzThe U.S. Bank Business Leverage Visa Signature Card makes sense if you don’t want to worry about using the right card for different spending categories. With the U.S. Bank Business Leverage, you can earn 2% back on the top two categories where you spend the most each month automatically. That means...
- Lyle Daly, The AscentFor small business owners who want a U.S. Bank credit card with cash rewards and employee spending controls. The sign-up bonus is particularly competitive in the business cards space.
- Melissa Lambarena, NerdWalletThe card's personalized rewards categories may seem appealing, but they'll limit your rewards-earning potential. Other business credit cards can offer more value.
- Tricia Tetreault, Fit Small BusinessThe U.S. Bank Business Leverage® Visa Signature® Card offers rewards in various spending categories at a low annual fee. It also provides automatic bonus points in the top two categories that you spend in each month.
Details
| Interest Rates | |
|---|---|
| Regular APR Interest Rate |
21.24% ‐ 26.24% (Variable) This APR will vary with the market based on the Prime Rate. |
| Balance Transfer Interest Rate |
21.24% ‐ 26.24% (Variable) This APR will vary with the market based on the Prime Rate. |
| Cash Advance Interest Rate |
29.99% (Variable) This APR will vary with the market based on the Prime Rate. |
| Rates & Fees | |
| Annual Fee |
$95.00 Waived on the first year. |
| Balance Transfer Fee |
3% Minimum of $5 |
| Cash Advance Fee |
5% Minimum of $15 |
| Foreign Transaction Fee |
0% |
| Over Limit Fee | $0.00 |
| Late Payment Fee | $39.00 |
| Promotions | |
| Sign up bonus |
$750 after spending $7,500 On purchases within the first 4 months |
| Rewards | |
| All Purchases | 1% cash back |
| Restaurants | No |
| Gas | No |
| Groceries | No |
| Hotels |
2% cash back On prepaid hotels booked directly in the Travel Rewards Center |
| Travel |
2% cash back On car rentals booked directly in the Travel Rewards Center |
| Pharmacy | No |
| Bills | No |
| Additional Details |
Earn 2% cash back on eligible net purchases made in the top two categories where you spend the most each month – automatically. |
| Features & Benefits | |
| Additional Card Holders | Yes |
| Travel Accident Insurance | Yes |
| Car Rental Insurance | No |
| Car Rental Discount | No |
| Extended Warranty | No |
| Purchase Protection | No |
| Zero Liability | Yes |
| No Foreign Transaction Fees | Yes |
| Emergency Assistance | Yes |
| Concierge Service | Yes |
| Price Protection | Yes |
| Fraud Protection | Yes |
| Free Credit Scores | No |
| Wireless Payments | No |
| Virtual Cards | No |
| Additional Benefits |
|
| Eligibility | |
| Minimum Security Deposit | $0 |
| Minimum Age | 18 |
| Minimum Personal Income | |
| Temporary Residents | No |
| More | |
| Additional comments | - |
| Terms & Conditions | Official Terms & Conditions |
| Suggest a correction |
Disclaimer: All products, logos, images and trademarks are the property of their respective owners. Content is not provided or commissioned by any company mentioned. Any views, analyses, or recommendations expressed here are those of the author's alone, and may not have been reviewed, approved or otherwise endorsed by any company mentioned.
Information in this article is believed to be accurate at the time it was written, but terms and conditions may change at any time. All information is presented without warranty or guarantee. Please verify all terms and conditions of any credit card prior to applying.
The Informr is an independent, advertising supported website and may receive compensation for sponsorships or when you click on certain affiliated links.
Use this card?
Help inform others by sharing your experience with U.S. Bank Business Leverage® Visa Signature®