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U.S. Bank Business Leverage® Visa Signature® review

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Advertiser Disclosure

Annual Fee
$95.00
Interest Rate: Purchases
20.24% ‐ 25.24% (Variable)
Interest Rate: Purchases
20.24% ‐ 25.24% (Variable)
Balance Transfer
20.24% ‐ 25.24% (Variable)
Balance Transfer
20.24% ‐ 25.24% (Variable)
Rewards
1 - 2% cashback
Rewards
1 - 2% cashback
Signup Bonus
750 points (after spending $7,500)
Signup Bonus
750 points (after spending $7,500)


7.8/10
Informr score
The U.S. Bank Business Leverage® Visa Signature® currently has an Informr score of 7.8 out of 10. This score is based on our evaluation of 8 sources including reviews from users and the web's most trusted critics.

Am I eligible?


U.S. Bank Business Leverage® Visa Signature® is typically available to those with excellent credit scores (650 or greater).
To get this card, you must also:
Yes Be a permanent or temporary resident of USA

Note: This information is only intended as a guide. The final decision is up to the bank and your application could still be rejected even if you can answer 'Yes' to all the minimum criteria above. Always consider your options and your financial situation before you apply for a credit card.

What the Critics Are Saying...


FinanceBuzz
FinanceBuzz

The U.S. Bank Business Leverage Visa Signature Card makes sense if you don’t want to worry about using the right card for different spending categories. With the U.S. Bank Business Leverage, you can earn 2% back on the top two categories where you spend the most each month automatically. That means...

- Ben Walker, FinanceBuzz
The Ascent
The Ascent

For small business owners who want a U.S. Bank credit card with cash rewards and employee spending controls. The sign-up bonus is particularly competitive in the business cards space.

- Lyle Daly, The Ascent
NerdWallet
NerdWallet

The card's personalized rewards categories may seem appealing, but they'll limit your rewards-earning potential. Other business credit cards can offer more value.

- Melissa Lambarena, NerdWallet
Fit Small Business
Fit Small Business

The U.S. Bank Business Leverage® Visa Signature® Card offers rewards in various spending categories at a low annual fee. It also provides automatic bonus points in the top two categories that you spend in each month.

- Tricia Tetreault, Fit Small Business
Forbes
Forbes

The simple cash-back structure of the U.S. Bank Business Leverage Visa card isn’t a fit for anyone who wants a lot of perks with their credit card. For someone who wants an easy to manage rewards structure and only has two central expense categories worth putting on credit cards, the card may work o...

- Chauncey Crail, Robin Saks Frankel, Forbes

Details


Interest Rates
Regular APR Interest Rate 20.24% ‐ 25.24% (Variable)

This APR will vary with the market based on the Prime Rate.

Balance Transfer Interest Rate 20.24% ‐ 25.24% (Variable)

This APR will vary with the market based on the Prime Rate.

Cash Advance Interest Rate 30.24% (Variable)

This APR will vary with the market based on the Prime Rate.

Rates & Fees
Annual Fee $95.00

Waived on the first year.

Balance Transfer Fee 3%

Minimum of $5

Cash Advance Fee 5%

Minimum of $15

Foreign Transaction Fee 0%


Over Limit Fee $0.00
Late Payment Fee $39.00
Promotions
Sign up bonus 750 points after spending $7,500

On purchases within the first 4 months

Rewards
All Purchases 1% cash back
Restaurants No
Gas No
Groceries No
Hotels 2% cash back

On prepaid hotels booked directly in the Travel Rewards Center

Travel 2% cash back

On car rentals booked directly in the Travel Rewards Center

Pharmacy No
Bills No
Additional Details

Earn 2% cash back on eligible net purchases made in the top two categories where you spend the most each month – automatically.

Features & Benefits
Additional Card Holders Yes
Travel Accident Insurance Yes
Car Rental Insurance No
Car Rental Discount No
Extended Warranty No
Purchase Protection No
Zero Liability Yes
No Foreign Transaction Fees Yes
Emergency Assistance Yes
Concierge Service Yes
Price Protection Yes
Fraud Protection Yes
Free Credit Scores No
Wireless Payments No
Virtual Cards No
Additional Benefits
  • Emergency Cash Disbursement
  • Lost Luggage Reimbursement
  • Roadside Dispatch
  • Emergency Card Replacement
  • Global Entry Statement Credit
  • Trip Cancellation / Trip Interruption Reimbursement
  • Lounge Access
  • Baggage Delay Reimbursement
  • Hotel Theft Protection
  • Cell Phone Protection
  • Return Protection
Eligibility
Minimum Security Deposit $0
Minimum Age 18
Minimum Personal Income
Temporary Residents No
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Additional comments -
Terms & Conditions Official Terms & Conditions
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Information in this article is believed to be accurate at the time it was written, but terms and conditions may change at any time. All information is presented without warranty or guarantee. Please verify all terms and conditions of any credit card prior to applying.

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