Interest Rates | |
---|---|
Regular APR Interest Rate |
13.99% ‐ 23.99% (Variable) This APR will vary with the market based on the Prime Rate. |
Balance Transfer Interest Rate |
13.99% ‐ 23.99% (Variable) This APR will vary with the market based on the Prime Rate. |
Cash Advance Interest Rate |
16.99% ‐ 26.99% (Variable) This APR will vary with the market based on the Prime Rate. |
Rates & Fees | |
Annual Fee | $0.00 |
Balance Transfer Fee |
3% Minimum of $10 |
Cash Advance Fee |
3% Minimum of $10 |
Foreign Transaction Fee | $0.00 |
Over Limit Fee | $0.00 |
Late Payment Fee |
$40.00 Maximum |
Promotions | |
Sign up bonus |
12000 points after spending $1,000 On purchases within the first 3 months. |
Rewards | |
All Purchases | 1 point per $1 spent |
Restaurants | No |
Gas | No |
Groceries | No |
Hotels | No |
Travel |
2 points per $1 spent On Amtrak travel, including onboard purchases |
Pharmacy | No |
Bills | No |
Additional Details |
Get a 5% Amtrak Guest Rewards point rebate when you book your Amtrak redemption travel. |
Features & Benefits | |
Additional Card Holders |
Yes |
Travel Accident Insurance | No |
Car Rental Insurance | No |
Car Rental Discount | No |
Extended Warranty | No |
Purchase Protection | No |
Zero Liability | Yes |
No Foreign Transaction Fees | Yes |
Emergency Assistance | No |
Concierge Service | No |
Price Protection | No |
Fraud Protection | Yes |
Free Credit Scores | Yes |
Wireless Payments | Apple Pay, Samsung Pay, Google Pay |
Virtual Cards | No |
Additional Benefits |
|
Eligibility | |
Minimum Security Deposit | $0 |
Minimum Age | 18 |
Minimum Personal Income | |
Temporary Residents | No |
More | |
Additional comments | |
Terms & Conditions | Official Terms & Conditions |
Suggest a correction |
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