Note: We may earn commissions (at no cost to you) if you buy through links on our site. Learn more.

Amex EveryDay® Credit Card review

Compare Compare  
Advertiser Disclosure

Annual Fee
Interest Rate: Purchases
18.24% ‐ 29.24% (Variable) (0% for the first 15 months)
Interest Rate: Purchases
18.24% ‐ 29.24% (Variable) (0% for the first 15 months)
Balance Transfer
18.24% ‐ 29.24% (Variable) (0% for the first 15 months)
Balance Transfer
18.24% ‐ 29.24% (Variable) (0% for the first 15 months)
1 - 2 points
1 - 2 points
Signup Bonus
10000 points (after spending $2,000)
Signup Bonus
10000 points (after spending $2,000)

Informr score
The Amex EveryDay® Credit Card currently has an Informr score of 7.2 out of 10. This score is based on our evaluation of 28 sources including reviews from users and the web's most trusted critics.

Am I eligible?

Amex EveryDay® Credit Card is typically available to those with good credit scores (650 or greater).
To get this card, you must also:
Yes Be a permanent or temporary resident of USA

Note: This information is only intended as a guide. The final decision is up to the bank and your application could still be rejected even if you can answer 'Yes' to all the minimum criteria above. Always consider your options and your financial situation before you apply for a credit card.

What the Critics Are Saying...


The American Express EveryDay card is designed for consumers who don’t want to pay to own an American Express Membership Rewards card. However, this card is not likely to be the most rewarding option. Where this card could shine is for someone seeking an intro 0% APR offer on a rewards card or for a...

- Robin Saks Frankel, Caroline Lupini, Forbes

The Amex EveryDay® Credit Card from American Express wouldn’t be our first choice for an everyday credit card, but it offers 0% intro rate on purchases for the first 15 months your account is open. So if you have a big-ticket purchase coming up and the good or excellent credit needed for approval, y...

- John S Kiernan, WalletHub

The Amex EveryDay® Credit Card* is an introductory travel rewards credit card that offers lower-than-average rates on U.S. supermarket purchases. Rewards are doled out as Membership Rewards® Points, the rewards currency of American Express. If you're interested in the American Express rewards progra...

- Joe Van Brussel, Cnet
One Mile at a Time
One Mile at a Time

For someone who wants a no annual fee card that offers generous rewards, the Amex EveryDay Card is one of the most lucrative personal cards in the market. The card earns Membership Rewards points that can be transferred to airline and hotel partners, and is one of only two no annual fee cards accrui...

- Ben Schlappig, One Mile at a Time

The American Express® EveryDay credit card is, as the name would imply, a good choice for everyday purchases. The introductory interest rate stands out for those who may want to transfer balances or are making a large purchase they want some time to pay off. It does offer points, but if that’s your...

- Karen Doyle, GOBankingRates


Interest Rates
Regular APR Interest Rate 18.24% ‐ 29.24% (Variable) (0% for the first 15 months)

This APR will vary with the market based on the Prime Rate.

Balance Transfer Interest Rate 18.24% ‐ 29.24% (Variable) (0% for the first 15 months)

This APR will vary with the market based on the Prime Rate.

Cash Advance Interest Rate 29.99% (Variable)

This APR will vary with the market based on the Prime Rate.

Rates & Fees
Annual Fee $0.00
Balance Transfer Fee 3%

Minimum of $5

Cash Advance Fee 5%

Minimum of $10

Foreign Transaction Fee 2.7%

of each transaction in U.S. dollars.

Over Limit Fee $0.00
Late Payment Fee $40.00


Sign up bonus 10000 points after spending $2,000

On purchases within the first 6 months.

All Purchases 1 point per $1 spent
Restaurants No
Gas No
Groceries 2 points per $1 spent (on first $6000 spent)
Hotels No
Travel 2 points per $1 spent

On eligible travel purchases.

Pharmacy No
Bills No
Additional Details

Use your Card 20 or more times on purchases in a billing period and earn 20% extra points on those purchases less returns and credits.

Features & Benefits
Additional Card Holders Yes
Travel Accident Insurance No
Car Rental Insurance Yes
Car Rental Discount No
Extended Warranty No
Purchase Protection Yes
Zero Liability Yes
No Foreign Transaction Fees No
Emergency Assistance Yes
Concierge Service No
Price Protection No
Fraud Protection Yes
Free Credit Scores No
Wireless Payments No
Virtual Cards Yes
Additional Benefits

Get free 2-day shipping on eligible items at a growing network of 140+ online stores with ShopRunner.

Minimum Security Deposit $0
Minimum Age 18
Minimum Personal Income
Temporary Residents No
Additional comments -
Terms & Conditions Official Terms & Conditions
Suggest a correction

Disclaimer: All products, logos, images and trademarks are the property of their respective owners. Content is not provided or commissioned by any company mentioned. Any views, analyses, or recommendations expressed here are those of the author's alone, and may not have been reviewed, approved or otherwise endorsed by any company mentioned.

Information in this article is believed to be accurate at the time it was written, but terms and conditions may change at any time. All information is presented without warranty or guarantee. Please verify all terms and conditions of any credit card prior to applying.

The Informr is an independent, advertising supported website and may receive compensation for sponsorships or when you click on certain affiliated links.

Use this card?

Help inform others by sharing your experience with Amex EveryDay® Credit Card

Rate It: