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Amex EveryDay® Credit Card review

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Advertiser Disclosure

Annual Fee
$0.00
Interest Rate: Purchases
16.74% ‐ 27.74% (Variable) (0% for the first 15 months)
Interest Rate: Purchases
16.74% ‐ 27.74% (Variable) (0% for the first 15 months)
Balance Transfer
16.74% ‐ 27.74% (Variable) (0% for the first 15 months)
Balance Transfer
16.74% ‐ 27.74% (Variable) (0% for the first 15 months)
Rewards
1 - 2 points
Rewards
1 - 2 points
Signup Bonus
10000 points (after spending $2,000)
Signup Bonus
10000 points (after spending $2,000)


7.4/10
Informr score
The Amex EveryDay® Credit Card currently has an Informr score of 7.4 out of 10. This score is based on our evaluation of 27 sources including reviews from users and the web's most trusted critics.

Am I eligible?


Amex EveryDay® Credit Card is typically available to those with good credit scores (650 or greater).
To get this card, you must also:
Yes Be a permanent or temporary resident of USA

Note: This information is only intended as a guide. The final decision is up to the bank and your application could still be rejected even if you can answer 'Yes' to all the minimum criteria above. Always consider your options and your financial situation before you apply for a credit card.

What the Critics Are Saying...


GOBankingRates
GOBankingRates

The American Express® EveryDay credit card is, as the name would imply, a good choice for everyday purchases. The introductory interest rate stands out for those who may want to transfer balances or are making a large purchase they want some time to pay off. It does offer points, but if that’s your...

- Karen Doyle, GOBankingRates
FinanceBuzz
FinanceBuzz

The Amex EveryDay Card is a great starter card for travel rewards beginners or those looking to transfer an existing credit card balance without costly fees. More experienced credit card aficionados would likely be better off with more elite rewards credit cards, even if they carry an annual fee. Th...

- Kevin Payne, FinanceBuzz
CreditCards.com
CreditCards.com

If you pay close attention to your card usage, the American Express Everyday card can deliver a great bonus rate on U.S. supermarket purchases, but there are many cards that offer better overall rewards for a lot less work.

- Robin Ratcliff, CreditCards.com
The Ascent
The Ascent

Amex EveryDay® Credit Card from American Express is a good choice if you want a no annual fee card that earns Membership Rewards points. You'll get the most out of it if you tend to use your credit card frequently. This card is also worth a look if you want a 0% intro APR on purchases, but to be fai...

- Lyle Daly, The Ascent
MyBankTracker
MyBankTracker

We give the Amex EveryDay Credit Card from American Express the nod for anyone who spends a lot on groceries each month and wants their rewards to go toward free travel. Certain gift cards would also be a good reward option. However, if you want other types of rewards on your high-volume supermarket...

- Rebecca Lake, MyBankTracker

Details


Interest Rates
Regular APR Interest Rate 16.74% ‐ 27.74% (Variable) (0% for the first 15 months)

This APR will vary with the market based on the Prime Rate.

Balance Transfer Interest Rate 16.74% ‐ 27.74% (Variable) (0% for the first 15 months)

This APR will vary with the market based on the Prime Rate.

Cash Advance Interest Rate 28.99% (Variable)

This APR will vary with the market based on the Prime Rate.

Rates & Fees
Annual Fee $0.00
Balance Transfer Fee 3%

Minimum of $5

Cash Advance Fee 5%

Minimum of $10

Foreign Transaction Fee 2.7%

of each transaction in U.S. dollars.

Over Limit Fee $0.00
Late Payment Fee $40.00

Maximum

Promotions
Sign up bonus 10000 points after spending $2,000

On purchases within the first 6 months.

Rewards
All Purchases 1 point per $1 spent
Restaurants No
Gas No
Groceries 2 points per $1 spent (on first $6000 spent)
Hotels No
Travel 2 points per $1 spent

On eligible travel purchases.

Pharmacy No
Bills No
Additional Details

Use your Card 20 or more times on purchases in a billing period and earn 20% extra points on those purchases less returns and credits.

Features & Benefits
Additional Card Holders Yes
Travel Accident Insurance No
Car Rental Insurance Yes
Car Rental Discount No
Extended Warranty No
Purchase Protection Yes
Zero Liability Yes
No Foreign Transaction Fees No
Emergency Assistance Yes
Concierge Service No
Price Protection No
Fraud Protection Yes
Free Credit Scores No
Wireless Payments No
Virtual Cards Yes
Additional Benefits

Get free 2-day shipping on eligible items at a growing network of 140+ online stores with ShopRunner.

Eligibility
Minimum Security Deposit $0
Minimum Age 18
Minimum Personal Income
Temporary Residents No
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Information in this article is believed to be accurate at the time it was written, but terms and conditions may change at any time. All information is presented without warranty or guarantee. Please verify all terms and conditions of any credit card prior to applying.

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