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Amazon Business American Express Card review

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Advertiser Disclosure

Annual Fee
Interest Rate: Purchases
17.99% ‐ 25.99% (Variable)
Interest Rate: Purchases
17.99% ‐ 25.99% (Variable)
Balance Transfer
Balance Transfer
1 - 2% cashback
1 - 2% cashback
Signup Bonus
Signup Bonus

Informr score
The Amazon Business American Express Card currently has an Informr score of 7.2 out of 10. This score is based on our evaluation of 4 sources including reviews from users and the web's most trusted critics.

Am I eligible?

Amazon Business American Express Card is typically available to those with good credit scores (650 or greater).
To get this card, you must also:
Yes Be a permanent or temporary resident of USA

Note: This information is only intended as a guide. The final decision is up to the bank and your application could still be rejected even if you can answer 'Yes' to all the minimum criteria above. Always consider your options and your financial situation before you apply for a credit card.

What the Critics Are Saying...


The Amazon Business American Express Card is for business owners looking for a solid business credit card for office spending, especially at Amazon, Amazon Business, and AWS. If you’re looking for an American Express business card that offers free employee credit cards, this is also a decent option....

- Kevin Payne, FinanceBuzz

You'll get valuable, flexible incentives, if you don't mind keeping track of them. But Amazon super-users might be better served by the Prime version of this card: the Amazon Business Prime American Express Card.

- Melissa Lambarena, NerdWallet
Fit Small Business
Fit Small Business

The Amazon Business American Express Card is a no-annual-fee, points-based rewards credit card designed for business owners who frequently shop at Amazon stores but aren’t members of Amazon Prime.

- Tricia Tetreault, Fit Small Business

Get the Amazon Business Prime American Express Card only if you're a small business that has Prime membership and already spends a good deal of money through Amazon. Even then, we recommend this be a secondary card and to use another card for your other day-to-day expenses.

- Robert Harrow, ValuePenguin


Interest Rates
Regular APR Interest Rate 17.99% ‐ 25.99% (Variable)

This APR will vary with the market based on the Prime Rate.

Balance Transfer Interest Rate

Not available

Cash Advance Interest Rate 28.74% (Variable)

This APR will vary with the market based on the Prime Rate.

Rates & Fees
Annual Fee $0.00
Balance Transfer Fee
Cash Advance Fee 3%

Minimum of $5

Foreign Transaction Fee $0.00
Over Limit Fee $0.00
Late Payment Fee $39.00


Sign up bonus

Get a $100 Gift Card upon approval

All Purchases 1% cash back
Restaurants 2% cash back
Gas 2% cash back
Groceries No
Hotels No
Travel No
Pharmacy No
Bills No
Additional Details
  • 2% cash back on wireless telephone services purchased directly from U.S. service providers
  • Take advantage of 3% Back or 60 days to pay interest free on U.S. purchases at Amazon Business, AWS, and Whole Foods Market
Features & Benefits
Additional Card Holders Yes
Travel Accident Insurance No
Car Rental Insurance Yes
Car Rental Discount No
Extended Warranty Yes
Purchase Protection Yes
Zero Liability No
No Foreign Transaction Fees Yes
Emergency Assistance Yes
Concierge Service No
Price Protection No
Fraud Protection No
Free Credit Scores No
Wireless Payments No
Virtual Cards Yes
Additional Benefits
  • Amazon Business Enhanced Data Views
  • Amazon Shop with Points
  • Account Manager
  • Spend Manager
  • Connect to Quickbooks
  • Account Alerts
  • Year-End Summary
  • Online Statements
  • Relationship Care Service
  • Baggage Insurance Plan
  • Dispute Resolution
Minimum Security Deposit $0
Minimum Age 18
Minimum Personal Income
Temporary Residents No
Additional comments -
Terms & Conditions Official Terms & Conditions
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Information in this article is believed to be accurate at the time it was written, but terms and conditions may change at any time. All information is presented without warranty or guarantee. Please verify all terms and conditions of any credit card prior to applying.

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