Am I eligible?
To get this card, you must also:
Note: This information is only intended as a guide. The final decision is up to the bank and your application could still be rejected even if you can answer 'Yes' to all the minimum criteria above. Always consider your options and your financial situation before you apply for a credit card.
What the Critics Are Saying...
- Jennifer Doss, CardRatings.comA good card if you frequently shop with Amazon but don’t have an Amazon Prime membership. It may also serve as a helping hand if you need extra time to pay off your purchases.
- Brett Holzhauer, MoneyGeekThe Amazon Business Card doesn’t have a foreign transaction fee or annual fee. It also includes different protections such as baggage insurance, dispute resolution, purchase protection and more. These features work well for many business owners.
- Kevin Payne, FinanceBuzzThe Amazon Business American Express Card is for business owners looking for a solid business credit card for office spending, especially at Amazon, Amazon Business, and AWS. If you’re looking for an American Express business card that offers free employee credit cards, this is also a decent option....
- Melissa Lambarena, NerdWalletYou'll get valuable, flexible incentives, if you don't mind keeping track of them. But Amazon super-users might be better served by the Prime version of this card: the Amazon Business Prime American Express Card.
- Tricia Tetreault, Fit Small BusinessThe Amazon Business American Express Card is a no-annual-fee, points-based rewards credit card designed for business owners who frequently shop at Amazon stores but aren’t members of Amazon Prime.
Details
| Interest Rates | |
|---|---|
| Regular APR Interest Rate |
19.49% ‐ 27.49% (Variable) This APR will vary with the market based on the Prime Rate. |
| Balance Transfer Interest Rate |
Not available |
| Cash Advance Interest Rate |
29.99% (Variable) This APR will vary with the market based on the Prime Rate. |
| Rates & Fees | |
| Annual Fee | $0.00 |
| Balance Transfer Fee | |
| Cash Advance Fee |
3% Minimum of $5 |
| Foreign Transaction Fee | $0.00 |
| Over Limit Fee | $0.00 |
| Late Payment Fee |
$39.00 Maximum |
| Promotions | |
| Sign up bonus |
Get a $100 Amazon.com Gift Card upon approval |
| Rewards | |
| All Purchases | 1% cash back |
| Restaurants | 2% cash back |
| Gas | 2% cash back |
| Groceries | No |
| Hotels | No |
| Travel | No |
| Pharmacy | No |
| Bills | No |
| Additional Details |
|
| Features & Benefits | |
| Additional Card Holders | Yes |
| Travel Accident Insurance | No |
| Car Rental Insurance | Yes |
| Car Rental Discount | No |
| Extended Warranty | Yes |
| Purchase Protection | Yes |
| Zero Liability | No |
| No Foreign Transaction Fees | Yes |
| Emergency Assistance | Yes |
| Concierge Service | No |
| Price Protection | No |
| Fraud Protection | No |
| Free Credit Scores | No |
| Wireless Payments | No |
| Virtual Cards | Yes |
| Additional Benefits |
|
| Eligibility | |
| Minimum Security Deposit | $0 |
| Minimum Age | 18 |
| Minimum Personal Income | |
| Temporary Residents | No |
| More | |
| Additional comments | - |
| Terms & Conditions | Official Terms & Conditions |
| Suggest a correction |
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Information in this article is believed to be accurate at the time it was written, but terms and conditions may change at any time. All information is presented without warranty or guarantee. Please verify all terms and conditions of any credit card prior to applying.
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