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Aer Lingus Visa Signature® Card review

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Advertiser Disclosure

Annual Fee
$95.00
Interest Rate: Purchases
21.49% ‐ 28.49% (Variable)
Interest Rate: Purchases
21.49% ‐ 28.49% (Variable)
Balance Transfer
21.49% ‐ 28.49% (Variable)
Balance Transfer
21.49% ‐ 28.49% (Variable)
Rewards
1 - 3 points
Rewards
1 - 3 points
Signup Bonus
75000 points (after spending $5,000)
Signup Bonus
75000 points (after spending $5,000)


7.2/10
Informr score
The Aer Lingus Visa Signature® Card currently has an Informr score of 7.2 out of 10. This score is based on our evaluation of 12 sources including reviews from users and the web's most trusted critics.

Am I eligible?


Aer Lingus Visa Signature® Card is typically available to those with good credit scores (650 or greater).
To get this card, you must also:
Yes Be a permanent or temporary resident of USA

Note: This information is only intended as a guide. The final decision is up to the bank and your application could still be rejected even if you can answer 'Yes' to all the minimum criteria above. Always consider your options and your financial situation before you apply for a credit card.

What the Critics Are Saying...


One Mile at a Time
One Mile at a Time

The Aer Lingus Credit Card is one of the lesser-known Chase credit cards, though it’s one worth considering. The card has a nice welcome bonus of 75,000 Avios plus the ability to earn 5x Avios on some spending. You’re eligible for the Aer Lingus Card even if you’ve had the co-branded credit cards of...

- Ben Schlappig, One Mile at a Time
The Points Guy
The Points Guy

If Aer Lingus is the primary airline you fly between the U.S. and Europe, taking advantage of this offer and the card's benefits makes sense. However, if this isn't your primary airline, you'll want to choose a different option to earn Avios.

- Chris Nelson, Madison Blancaflor, The Points Guy
AwardWallet
AwardWallet

Even if you're unfamiliar with the Aer Lingus Visa, it's a card worth considering. You may not fly Aer Lingus often, but the ability to earn 3x Avios on all airfare purchases with multiple airlines makes this card worth considering. You won't get a ton of flashy perks here, but for a card that costs...

- Carissa Rawson, AwardWallet
Money Crashers
Money Crashers

Aer Lingus isn’t a household name in the United States like, say, United Airlines, but it does have something in common with its better-known alliance partner: a credit card that’s issued by Chase. And it’s not a bad card, thanks for a potential free (or nearly so) fare for eligible traveling compan...

- Jason Steele, Money Crashers
MoneyGeek
MoneyGeek

People who travel frequently on Aer Lingus or a partner airline and are looking for a credit card with no foreign transaction fee should consider the Aer Lingus Visa Signature® card.

- Alene Laney, MoneyGeek

Details


Interest Rates
Regular APR Interest Rate 21.49% ‐ 28.49% (Variable)

This APR will vary with the market based on the Prime Rate.

Balance Transfer Interest Rate 21.49% ‐ 28.49% (Variable)

This APR will vary with the market based on the Prime Rate.

Cash Advance Interest Rate 29.99% (Variable)

This APR will vary with the market based on the Prime Rate.

Rates & Fees
Annual Fee $95.00
Balance Transfer Fee 5%

Minimum of $5

Cash Advance Fee 5%

Minimum of $10

Foreign Transaction Fee $0.00
Over Limit Fee $0.00
Late Payment Fee $40.00

Maximum

Promotions
Sign up bonus 75000 points after spending $5,000
  • On purchases within the first 3 months
  • Earn 5 Avios for every $1 spent on gas, grocery stores and dining for the first 12 months of account opening or up to $10000
Rewards
All Purchases 1 point per $1 spent
Restaurants No
Gas No
Groceries No
Hotels 2 points per $1 spent
Travel 3 points per $1 spent

On British Airways, Aer Lingus, and Iberia purchases.

Pharmacy No
Bills No
Additional Details

Every calendar year you make purchases of $30,000 on your Aer Lingus Visa Signature Card, you'll receive an economy companion ticket good for 12 months.

Features & Benefits
Additional Card Holders Yes
Travel Accident Insurance No
Car Rental Insurance No
Car Rental Discount No
Extended Warranty No
Purchase Protection No
Zero Liability No
No Foreign Transaction Fees Yes
Emergency Assistance No
Concierge Service No
Price Protection No
Fraud Protection No
Free Credit Scores No
Wireless Payments Paywave
Virtual Cards No
Additional Benefits
  • Priority Boarding for you and any authorized users
  • Free year of DoorDash DashPass
Eligibility
Minimum Security Deposit $0
Minimum Age 18
Minimum Personal Income
Temporary Residents No
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Additional comments -
Terms & Conditions Official Terms & Conditions
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Information in this article is believed to be accurate at the time it was written, but terms and conditions may change at any time. All information is presented without warranty or guarantee. Please verify all terms and conditions of any credit card prior to applying.

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