Note: We may earn commissions (at no cost to you) if you buy through links on our site. Learn more.

Aer Lingus Visa Signature® Card review

Compare Compare  
Advertiser Disclosure

Annual Fee
$95.00
Interest Rate: Purchases
16.74% ‐ 23.74% (Variable)
Interest Rate: Purchases
16.74% ‐ 23.74% (Variable)
Balance Transfer
16.74% ‐ 23.74% (Variable)
Balance Transfer
16.74% ‐ 23.74% (Variable)
Rewards
1 - 5 points
Rewards
1 - 5 points
Signup Bonus
100000 points (after spending $5,000)
Signup Bonus
100000 points (after spending $5,000)


7.7/10
Informr score
The Aer Lingus Visa Signature® Card currently has an Informr score of 7.7 out of 10. This score is based on our evaluation of 8 sources including reviews from users and the web's most trusted critics.

Am I eligible?


Aer Lingus Visa Signature® Card is typically available to those with good credit scores (650 or greater).
To get this card, you must also:
Yes Be a permanent or temporary resident of USA

Note: This information is only intended as a guide. The final decision is up to the bank and your application could still be rejected even if you can answer 'Yes' to all the minimum criteria above. Always consider your options and your financial situation before you apply for a credit card.

What the Critics Are Saying...


One Mile at a Time
One Mile at a Time

The Aer Lingus Credit Card is one of the lesser-known Chase credit cards, though it’s one worth considering. The card has a big welcome bonus of 100,000 Avios, all with a reasonable spending requirement. You’re eligible for the Aer Lingus Card even if you’ve had the co-branded credit cards of Britis...

- Ben Schlappig, One Mile at a Time
SimpleMoneyLyfe
SimpleMoneyLyfe

With the myriad of ways you can spend Avios points, a credit card that earns them is worthy of consideration, especially if you fly international often. If you happen to travel to Ireland regularly or even just once a year, you need to get this Aer Lingus Visa Signature® Card. But if your travels ar...

- Samantha Cathey, SimpleMoneyLyfe
NerdWallet
NerdWallet

The card is most beneficial to high spenders who can earn the largest bonus tier and the annual companion pass. Otherwise, its true value comes from Avios rewards points' flexibility.

- Sara Rathner, NerdWallet
FinanceBuzz
FinanceBuzz

The Aer Lingus Visa is a good card for someone who plans to meet the first-year spending requirements to earn the highest welcome bonus. It’s also a good card for regular travelers on Aer Lingus or partner airlines.

- Kevin Payne, FinanceBuzz
Investopedia
Investopedia

The Aer Lingus Signature Visa offers strong rewards, and comes with an outstanding one-time offer worth an estimated $2,000 when used for flights on Aer Lingus and its partners, including British Airways and Iberia. It does, though, require relatively heavy spending to receive the card’s main ongoin...

- Mitchell Strohm, Investopedia

Details


Interest Rates
Regular APR Interest Rate 16.74% ‐ 23.74% (Variable)

This APR will vary with the market based on the Prime Rate.

Balance Transfer Interest Rate 16.74% ‐ 23.74% (Variable)

This APR will vary with the market based on the Prime Rate.

Cash Advance Interest Rate 25.74% (Variable)

This APR will vary with the market based on the Prime Rate.

Rates & Fees
Annual Fee $95.00
Balance Transfer Fee 5%

Minimum of $5

Cash Advance Fee 5%

Minimum of $10

Foreign Transaction Fee $0.00
Over Limit Fee $0.00
Late Payment Fee $40.00

Maximum

Promotions
Sign up bonus 100000 points after spending $5,000
  • On purchases within the first 3 months.
  • Earn 5 points per $1 spent on flight purchases with Iberia, British Airways, and Aer Lingus within the first 12 months from account opening, 5 points per $1 thereafter.
  • Earn 3 points per $1 spent on hotel accomodations booked directly with the hotel within the first 12 months from account opening, 3 points per $1 thereafter
Rewards
All Purchases 1 point per $1 spent
Restaurants No
Gas No
Groceries No
Hotels 3 points per $1 spent

On hotel accommodations booked directly through the hotel within your first 12 months of account opening, thereafter earn 2 Avios

Travel 5 points per $1 spent

On purchases made directly with Aer Lingus within your first 12 months of account opening, thereafter earn 3 Avios

Pharmacy No
Bills No
Additional Details

Recieve an economy companion ticket good for 12 months every calendar year you make purchases of $30,000 on your card.

Features & Benefits
Additional Card Holders Yes
Travel Accident Insurance No
Car Rental Insurance No
Car Rental Discount No
Extended Warranty No
Purchase Protection No
Zero Liability No
No Foreign Transaction Fees Yes
Emergency Assistance No
Concierge Service No
Price Protection No
Fraud Protection No
Free Credit Scores No
Wireless Payments Paywave
Virtual Cards No
Additional Benefits
  • Priority Boarding for you and any authorized users
  • Free year of DoorDash DashPass
Eligibility
Minimum Security Deposit $0
Minimum Age 18
Minimum Personal Income
Temporary Residents No
More
Additional comments -
Terms & Conditions Official Terms & Conditions
Suggest a correction

Disclaimer: All products, logos, images and trademarks are the property of their respective owners. Content is not provided or commissioned by any company mentioned. Any views, analyses, or recommendations expressed here are those of the author's alone, and may not have been reviewed, approved or otherwise endorsed by any company mentioned.

Information in this article is believed to be accurate at the time it was written, but terms and conditions may change at any time. All information is presented without warranty or guarantee. Please verify all terms and conditions of any credit card prior to applying.

The Informr is an independent, advertising supported website and may receive compensation for sponsorships or when you click on certain affiliated links.

Use this card?

Help inform others by sharing your experience with Aer Lingus Visa Signature® Card

Rate It: