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Academy Sports + Outdoors Credit card review

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Advertiser Disclosure

Annual Fee
Interest Rate: Purchases
33.24% (Variable)
Interest Rate: Purchases
33.24% (Variable)
Balance Transfer
Balance Transfer
1 - 2 points
1 - 2 points
Signup Bonus
Signup Bonus

Informr score
The Academy Sports + Outdoors Credit card currently has an Informr score of 1 out of 10. This score is based on our evaluation of 3 sources including reviews from users and the web's most trusted critics.

Am I eligible?

Academy Sports + Outdoors Credit card is typically available to those with good credit scores (650 or greater).
To get this card, you must also:
Yes Be a permanent or temporary resident of USA

Note: This information is only intended as a guide. The final decision is up to the bank and your application could still be rejected even if you can answer 'Yes' to all the minimum criteria above. Always consider your options and your financial situation before you apply for a credit card.

What the Critics Are Saying...


The Academy Sports + Outdoors Visa card earns a generous five points per dollar at Academy stores. However, it might not be the best card for you. The rewards are limited to Academy Sports, and you can’t redeem the points any time you want. The reward certificates are automatically mailed to you aft...

- Anya Kartashova, RewardExpert


Interest Rates
Regular APR Interest Rate 33.24% (Variable)

This APR will vary with the market based on the Prime Rate.

Balance Transfer Interest Rate
Cash Advance Interest Rate
Rates & Fees
Annual Fee $0.00
Balance Transfer Fee
Cash Advance Fee
Foreign Transaction Fee
Over Limit Fee
Late Payment Fee $41.00


Sign up bonus

$15 Off first purchase

All Purchases 1 point per $1 spent
Restaurants No
Gas 2 points per $ spent

Maximum $150 in spending per billing cycle

Groceries No
Hotels No
Travel No
Pharmacy No
Bills No
Additional Details

- 5 points per $1 spent at Academy Sports + Outdoors and (Maximum $150 in spending per billing cycle)

- Earn a $25 Rewards Card every time you reach 2,500 Rewards Points with the card.

Features & Benefits
Additional Card Holders Yes
Travel Accident Insurance Yes
Car Rental Insurance Yes
Car Rental Discount No
Extended Warranty Yes
Purchase Protection No
Zero Liability Yes
No Foreign Transaction Fees -
Emergency Assistance Yes
Concierge Service Yes
Price Protection No
Fraud Protection Yes
Free Credit Scores No
Wireless Payments No
Virtual Cards No
Minimum Security Deposit $0
Minimum Age 18
Minimum Personal Income
Temporary Residents No
Additional comments -
Terms & Conditions Official Terms & Conditions
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Information in this article is believed to be accurate at the time it was written, but terms and conditions may change at any time. All information is presented without warranty or guarantee. Please verify all terms and conditions of any credit card prior to applying.

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