Am I eligible?
To get this card, you must also:
Note: This information is only intended as a guide. The final decision is up to the bank and your application could still be rejected even if you can answer 'Yes' to all the minimum criteria above. Always consider your options and your financial situation before you apply for a credit card.
What the Critics Are Saying...
- Elite Personal FinanceThe broad rewards program, no annual fee, and no APR on purchases and balance transfers during the first year make this card very attractive to many cardholders. Wells Fargo Propel American Express Card is a good choice for people who spend lots of money eating out, traveling, or gas stations. It ha...
- Larissa Runkle, FinanceBuzzThe Wells Fargo Propel American Express Card is best for someone with good to excellent credit who can take full advantage of the bonus points by frequently using it at restaurants or for flights booked through an airline. Because there’s no annual fee involved, it’s also a good card for the casual...
- Lyle Daly, The AscentThis no-annual-fee rewards card enables you to earn 3X points for dining out, travel, gas stations, and more, plus a big welcome bonus. The addition of a 0% Intro APR offer makes it even more surprising that there's no annual fee.
- Valencia Patrice Higuera, MyBankTrackerIt is notable because there’s no annual fee, no foreign transaction fee, and no interest for the first 12 months — this is on top of the potential to earn a sign-up bonus. Between triple point values and the aforementioned benefits, you might not find a better card if you eat out frequently, travel...
- John S Kiernan, WalletHubWells Fargo Propel is a solid card for people with good or excellent credit to use for travel, gas, dining out, and staying entertained while staying in.
Details
| Interest Rates | |
|---|---|
| Regular APR Interest Rate |
14.49% ‐ 24.99% (Variable) (0% for the first 12 months) This APR will vary with the market based on the Prime Rate. |
| Balance Transfer Interest Rate |
14.49% ‐ 24.99% (Variable) (0% for the first 12 months) This APR will vary with the market based on the Prime Rate. |
| Cash Advance Interest Rate |
23.99% ‐ 25.99% (Variable) This APR will vary with the market based on the Prime Rate. |
| Rates & Fees | |
| Annual Fee | $0.00 |
| Balance Transfer Fee |
5%
|
| Cash Advance Fee |
5% Minimum of $10 |
| Foreign Transaction Fee | $0.00 |
| Over Limit Fee |
$0.00 |
| Late Payment Fee |
$37.00 Maximum |
| Promotions | |
| Sign up bonus |
20000 points after spending $1,000 On purchases within the first 3 months. |
| Rewards | |
| All Purchases | 1 point per $1 spent |
| Restaurants |
3 points per $1 spent On purchases made for eating out and ordering in |
| Gas | 3 points per $1 spent |
| Groceries | No |
| Hotels |
3 points per $1 spent On purchases made for hotels and homestays |
| Travel |
3 points per $1 spent On purchases made for rideshares, transit, flights, car rentals |
| Pharmacy | No |
| Bills | No |
| Additional Details |
3 points per $1 spent on popular streaming services |
| Features & Benefits | |
| Additional Card Holders | Yes |
| Travel Accident Insurance | Yes |
| Car Rental Insurance | Yes |
| Car Rental Discount | No |
| Extended Warranty | Yes |
| Purchase Protection | Yes |
| Zero Liability | Yes |
| No Foreign Transaction Fees | Yes |
| Emergency Assistance | Yes |
| Concierge Service | No |
| Price Protection | No |
| Fraud Protection | No |
| Free Credit Scores | No |
| Wireless Payments | No |
| Virtual Cards | No |
| Additional Benefits |
|
| Eligibility | |
| Minimum Security Deposit | $0 |
| Minimum Age | 18 |
| Minimum Personal Income | |
| Temporary Residents | No |
| More | |
| Additional comments | - |
| Terms & Conditions | Official Terms & Conditions |
| Suggest a correction |
Disclaimer: All products, logos, images and trademarks are the property of their respective owners. Content is not provided or commissioned by any company mentioned. Any views, analyses, or recommendations expressed here are those of the author's alone, and may not have been reviewed, approved or otherwise endorsed by any company mentioned.
Information in this article is believed to be accurate at the time it was written, but terms and conditions may change at any time. All information is presented without warranty or guarantee. Please verify all terms and conditions of any credit card prior to applying.
The Informr is an independent, advertising supported website and may receive compensation for sponsorships or when you click on certain affiliated links.
Use this card?
Help inform others by sharing your experience with Wells Fargo Propel American Express® Card