Am I eligible?
To get this card, you must also:
Note: This information is only intended as a guide. The final decision is up to the bank and your application could still be rejected even if you can answer 'Yes' to all the minimum criteria above. Always consider your options and your financial situation before you apply for a credit card.
What the Critics Are Saying...
- Rebecca Lake, MyBankTrackerWe give the USAA Secured Card Platinum Visa the thumbs up if achieving a better credit score is your goal. We would caution you to keep the APR and annual fee in mind. If you’ve got a higher rate, building good credit could come at a premium -- just remember to pay it off every month.
- Kelly Dilworth, CreditCards.comThis affordable credit-builder card offers lower rates than many of its competitors and perks that are especially appealing to military families, including no foreign transaction fee and exclusive benefits for active duty service members.
- Sean Bryant, Credit Cards ExplainedA great choice when it comes to picking a secured credit card. Cardholders have the ability to choose their credit limit and the deposit they put on their account gets deposited into a CD earning interest. Plus, a combination of its low fees and benefits for military personal make it the perfect fit...
- Finder team, FinderIf you’re affiliated with the military and looking for a card that will help you improve your credit, the USAA Secured Card Visa Platinum® could be an ideal solution — if you use it responsibly and keep your credit utilization ratio low and make your monthly payments on time.
- Christina Majaski, Wise BreadThis card is one of the best secured cards available for service members because of the card and servicemember benefits that USAA provides. Additionally, it doesn't charge foreign transaction fees, making it a solid choice for military personnel who travel often.
Details
| Interest Rates | |
|---|---|
| Regular APR Interest Rate |
11.9% ‐ 21.9% This APR will vary with the market based on the Prime Rate. |
| Balance Transfer Interest Rate |
11.9% ‐ 21.9% This APR will vary with the market based on the Prime Rate. |
| Cash Advance Interest Rate |
11.9% ‐ 21.9% This APR will vary with the market based on the Prime Rate. |
| Rates & Fees | |
| Annual Fee | $35.00 |
| Balance Transfer Fee |
3% Maximum of $200 |
| Cash Advance Fee |
3% Maximum of $200 |
| Foreign Transaction Fee | $0.00 |
| Over Limit Fee | $0.00 |
| Late Payment Fee |
$35.00 Maximum |
| Promotions | |
| Sign up bonus | No |
| Rewards | |
| All Purchases | No |
| Restaurants | No |
| Gas | No |
| Groceries | No |
| Hotels | No |
| Travel | No |
| Pharmacy | No |
| Bills | No |
| Features & Benefits | |
| Additional Card Holders | Yes |
| Travel Accident Insurance | Yes |
| Car Rental Insurance | Yes |
| Car Rental Discount | No |
| Extended Warranty | Yes |
| Purchase Protection | No |
| Zero Liability | Yes |
| No Foreign Transaction Fees | Yes |
| Emergency Assistance | No |
| Concierge Service | No |
| Price Protection | Yes |
| Fraud Protection | Yes |
| Free Credit Scores | No |
| Wireless Payments | Apple Pay, Samsung Pay, Google Pay |
| Virtual Cards | No |
| Additional Benefits |
Baggage Delay Insurance |
| Eligibility | |
| Minimum Security Deposit |
$250 |
| Minimum Age | 18 |
| Minimum Personal Income | |
| Temporary Residents | No |
| More | |
| Additional comments | - |
| Terms & Conditions | Official Terms & Conditions |
| Suggest a correction |
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Information in this article is believed to be accurate at the time it was written, but terms and conditions may change at any time. All information is presented without warranty or guarantee. Please verify all terms and conditions of any credit card prior to applying.
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