Am I eligible?
To get this card, you must also:
Note: This information is only intended as a guide. The final decision is up to the bank and your application could still be rejected even if you can answer 'Yes' to all the minimum criteria above. Always consider your options and your financial situation before you apply for a credit card.
What the Critics Are Saying...
- Karen Doyle, GOBankingRatesGet the Truly Simple credit card to get rid of those high-interest balances you can’t seem to get ahead of. But here’s a tip: Make sure you don’t rack up more charges. Once you get those balances paid off, keep paying off your card every month. Keep in mind that you won’t be getting cash back or rew...
- John S Kiernan, WalletHubTruly Simple’s top perks are its 0% introductory APR, which lasts for the first 18 months your account is open, and its lack of an annual fee. Both features compare favorably to most other offers.
- Sean Bryant, Credit Cards ExplainedThe Truly Simple® Credit Card from Fifth Third Bank is a great option for anyone looking for a balance transfer card. Not only does it come with no annual fee, but you will receive an introductory 0% APR for the first 15 months.
- FinderThe Truly Simple® Credit Card from Fifth Third Bank could be a good pick if you want a no-annual-fee card with a strong promotional interest rate. You won’t find any rewards, if that’s what you’re looking for, and there’s no signup bonus. However, it does have one of the lowest APRs after the intro...
- Brian Martucci, Money CrashersTruly Simple is a very strong choice for new cardholders seeking to finance purchases or transfer balances at low cost, and for long-term cardholders who appreciate its Mastercard-backed benefits.
Details
| Interest Rates | |
|---|---|
| Regular APR Interest Rate |
14.99% ‐ 25.99% (Variable) (0% for the first 18 months) This APR will vary with the market based on the Prime Rate. |
| Balance Transfer Interest Rate |
14.99% ‐ 25.99% (Variable) (0% for the first 18 months) This APR will vary with the market based on the Prime Rate. |
| Cash Advance Interest Rate |
27.99% (Variable) This APR will vary with the market based on the Prime Rate. |
| Rates & Fees | |
| Annual Fee | $0.00 |
| Balance Transfer Fee |
4% Minimum of $5 |
| Cash Advance Fee |
5% Minimum of $10 |
| Foreign Transaction Fee |
3% Of each transaction in U.S. dollars. |
| Over Limit Fee | $0.00 |
| Late Payment Fee |
$40.00 Maximum |
| Promotions | |
| Sign up bonus | No |
| Rewards | |
| All Purchases | No |
| Restaurants | No |
| Gas | No |
| Groceries | No |
| Hotels | No |
| Travel | No |
| Pharmacy | No |
| Bills | No |
| Features & Benefits | |
| Additional Card Holders | Yes |
| Travel Accident Insurance | No |
| Car Rental Insurance | No |
| Car Rental Discount | No |
| Extended Warranty | Yes |
| Purchase Protection | No |
| Zero Liability | Yes |
| No Foreign Transaction Fees | No |
| Emergency Assistance | No |
| Concierge Service | No |
| Price Protection | Yes |
| Fraud Protection | Yes |
| Free Credit Scores | No |
| Wireless Payments | Apple Pay, Samsung Pay, Google Pay |
| Virtual Cards | No |
| Additional Benefits |
|
| Eligibility | |
| Minimum Security Deposit | $0 |
| Minimum Age | 18 |
| Minimum Personal Income | |
| Temporary Residents | No |
| More | |
| Additional comments | - |
| Terms & Conditions | Official Terms & Conditions |
| Suggest a correction |
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Information in this article is believed to be accurate at the time it was written, but terms and conditions may change at any time. All information is presented without warranty or guarantee. Please verify all terms and conditions of any credit card prior to applying.
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