Am I eligible?
To get this card, you must also:
Note: This information is only intended as a guide. The final decision is up to the bank and your application could still be rejected even if you can answer 'Yes' to all the minimum criteria above. Always consider your options and your financial situation before you apply for a credit card.
What the Critics Are Saying...
- Claire Tsosie, NerdWalletFor loyalists who rarely let a day pass without a run to Starbucks, the card's perks are well worth the annual fee. But casual customers should probably pass.
- Brett Holzhauer, CNBCThe Starbucks credit card is worth considering if you frequently visit Starbucks locations. The flexible value of the Stars you earn can help you save, sometimes even significantly, on your coffee bill. However, because a Starbucks drink can be anywhere from $3-7, someone who is on a budget would li...
- Lindsay Vansomeren, Katrina Munichiello, The BalanceYou might be a good fit for the Starbucks Rewards Visa Card (issued by Chase) if you’re a pot-a-day coffee drinker. It’ll take someone with that sort of drive to put up with this card’s clunky rewards system. But for those who do, the card offers amped up rewards-earning possibilities with every per...
- Ben Schlappig, One Mile at a TimeIf you are a frequent Starbucks customer I don’t think you’ll lose anything by getting this card, since the Barista Picks should justify the annual fee on an ongoing basis. However, beyond that there just aren’t many exciting perks to this card, and there are better cards in terms of the rewards for...
- Miranda Marquit, InvestopediaThe Starbucks Rewards Visa is a fine card for loyal Starbucks customers who want to redeem their rewards for free drinks and other items. In general, however, the card is mediocre, with limited redemption options and a $49 annual fee.
Details
| Interest Rates | |
|---|---|
| Regular APR Interest Rate |
17.49% ‐ 24.49% (Variable) This APR will vary with the market based on the Prime Rate. |
| Balance Transfer Interest Rate |
17.49% ‐ 24.49% (Variable) This APR will vary with the market based on the Prime Rate. |
| Cash Advance Interest Rate |
26.49% (Variable) This APR will vary with the market based on the Prime Rate. |
| Rates & Fees | |
| Annual Fee | $49.00 |
| Balance Transfer Fee |
5% Minimum of $5 |
| Cash Advance Fee |
5% Minimum of $10 |
| Foreign Transaction Fee |
3% Of each transaction in U.S. dollars. |
| Over Limit Fee | $0.00 |
| Late Payment Fee |
$40.00 Maximum |
| Promotions | |
| Sign up bonus |
|
| Rewards | |
| All Purchases | No |
| Restaurants | No |
| Gas | No |
| Groceries | No |
| Hotels | No |
| Travel | No |
| Pharmacy | No |
| Bills | No |
| Additional Details |
|
| Features & Benefits | |
| Additional Card Holders | Yes |
| Travel Accident Insurance | No |
| Car Rental Insurance | Yes |
| Car Rental Discount | No |
| Extended Warranty | Yes |
| Purchase Protection | Yes |
| Zero Liability | No |
| No Foreign Transaction Fees | No |
| Emergency Assistance | Yes |
| Concierge Service | No |
| Price Protection | Yes |
| Fraud Protection | No |
| Free Credit Scores | No |
| Wireless Payments | No |
| Virtual Cards | No |
| Additional Benefits |
|
| Eligibility | |
| Minimum Security Deposit | $0 |
| Minimum Age | 18 |
| Minimum Personal Income | |
| Temporary Residents | No |
| More | |
| Additional comments | - |
| Terms & Conditions | Official Terms & Conditions |
| Suggest a correction |
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Information in this article is believed to be accurate at the time it was written, but terms and conditions may change at any time. All information is presented without warranty or guarantee. Please verify all terms and conditions of any credit card prior to applying.
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