Note: This information is only intended as a guide. The final decision is up to the bank and your application could still be rejected even if you can answer 'Yes' to all the minimum criteria above. Always consider your options and your financial situation before you apply for a credit card.
- John S Kiernan, WalletHubIf you shop at REI and have good or excellent credit, waste no time in adding the REI Credit Card to your payment arsenal. The REI Credit Card gives you another 5% back on REI purchases, in addition to honoring your first one with a $100 gift card. Beyond that, you’ll earn the market average of 1% c...
- Kate Van Pelt, MoneyUnder30I love REI. I want all of the Patagonia down jackets, Merrell hiking boots, and brightly colored dog treats and toys. So when I found out REI had a credit card designed uniquely for fans like myself, I couldn’t help but bite. I’ve had this credit card for a few years now, and it certainly has a lot...
- Steven Dashiell, FinderLike many of the quality store cards on the market, the REI Co-op World Elite Mastercard® can prove useful for frequent shoppers of the brand who plan to turn their rewards into further REI purchases.
- Daniel Gillaspia, UponArrivingI’m not always the biggest fan of co-branded retail credit cards. But in this case, I really do like the REI credit card. It offers a great way to save more at REI when those dividends roll around and has some other interesting perks to it as well. I think it is a fantastic card to pair with an Amer...
- T.L. Rob, RewardExpertIf you don’t shop at REI often, another card is probably a better bet. If you are a heavy REI shopper and spend a good chunk of change there, this could be a great addition to your wallet.
Interest Rates | |
---|---|
Regular APR Interest Rate |
19.24% ‐ 30.24% (Variable) This APR will vary with the market based on the Prime Rate. |
Balance Transfer Interest Rate |
19.24% ‐ 30.24% (Variable) This APR will vary with the market based on the Prime Rate. |
Cash Advance Interest Rate |
30.24% (Variable) This APR will vary with the market based on the Prime Rate. |
Rates & Fees | |
Annual Fee | $0.00 |
Balance Transfer Fee | 3% |
Cash Advance Fee |
3% Minimum of $3 |
Foreign Transaction Fee | 0% |
Over Limit Fee | $0.00 |
Late Payment Fee |
$40.00 Maximum |
Promotions | |
Sign up bonus |
Get a $100 REI gift card upon approval and first purchase within 60 days. |
Rewards | |
All Purchases | 1.5% cash back |
Restaurants | No |
Gas | No |
Groceries | No |
Hotels | No |
Travel | No |
Pharmacy | No |
Bills | No |
Additional Details |
|
Features & Benefits | |
Additional Card Holders | Yes |
Travel Accident Insurance | No |
Car Rental Insurance | No |
Car Rental Discount | No |
Extended Warranty | No |
Purchase Protection | No |
Zero Liability | Yes |
No Foreign Transaction Fees | Yes |
Emergency Assistance | Yes |
Concierge Service | Yes |
Price Protection | No |
Fraud Protection | Yes |
Free Credit Scores | No |
Wireless Payments | Apple Pay, Samsung Pay, Google Pay |
Virtual Cards | Yes |
Additional Benefits |
|
Eligibility | |
Minimum Security Deposit | $0 |
Minimum Age | 18 |
Minimum Personal Income | |
Temporary Residents | No |
More | |
Additional comments | - |
Terms & Conditions | Official Terms & Conditions |
Suggest a correction |
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