Am I eligible?
To get this card, you must also:
Note: This information is only intended as a guide. The final decision is up to the bank and your application could still be rejected even if you can answer 'Yes' to all the minimum criteria above. Always consider your options and your financial situation before you apply for a credit card.
What the Critics Are Saying...
- Brian Martucci, Money CrashersA no-frills product that’s great for business owners looking to catch a break on interest charges or capture an easy $200 by spending at least $500 within 60 days of account opening. Plus, with no annual fee, there’s no financial downside to keeping it around for occasional use (provided you pay off...
- Kelly Dilworth, CreditCards.comThis bare bones business card offers a relatively low interest rate for cardholders with excellent credit and an appealing sign-up bonus; however, it doesn’t offer a rewards program.
- FinderIf you’re running a small business and want a credit card with competitive APR on purchases and with no annual fees, then Platinum Visa Business Credit Card is a credit card worth considering.
- Denise Bay, Get.comEasy-to-use card with business features and 0% intro APR on purchases for your first 7 billing cycles.
- Hilary Tran, Bank Deal GuyYou can receive $200 statement credit when you spend $500 within the first 60 days of opening a new card. Some things to keep in mind about this card is that it doesn’t offer any cash back opportunities, and it charges foreign transaction fees.
Details
| Interest Rates | |
|---|---|
| Regular APR Interest Rate |
11.49% ‐ 22.49% (0% for the first 7 months) This APR will vary with the market based on the Prime Rate. |
| Balance Transfer Interest Rate |
11.49% ‐ 22.49% This APR will vary with the market based on the Prime Rate. |
| Cash Advance Interest Rate |
26.49% This APR will vary with the market based on the Prime Rate. |
| Rates & Fees | |
| Annual Fee | $0.00 |
| Balance Transfer Fee |
4% Minimum of $10 |
| Cash Advance Fee |
4% Minimum of $10 |
| Foreign Transaction Fee |
3% Of each transaction in U.S. dollars. |
| Over Limit Fee | $0.00 |
| Late Payment Fee |
$49.00 Maximum |
| Promotions | |
| Sign up bonus |
$200 after spending $500 On purchases within the first 2 months. |
| Rewards | |
| All Purchases | No |
| Restaurants | No |
| Gas | No |
| Groceries | No |
| Hotels | No |
| Travel | No |
| Pharmacy | No |
| Bills | No |
| Features & Benefits | |
| Additional Card Holders | Yes |
| Travel Accident Insurance | Yes |
| Car Rental Insurance | Yes |
| Car Rental Discount | No |
| Extended Warranty | No |
| Purchase Protection | No |
| Zero Liability | Yes |
| No Foreign Transaction Fees | No |
| Emergency Assistance | Yes |
| Concierge Service | No |
| Price Protection | No |
| Fraud Protection | Yes |
| Free Credit Scores | No |
| Wireless Payments | No |
| Additional Benefits |
|
| Eligibility | |
| Minimum Security Deposit | $0 |
| Minimum Age | 18 |
| Minimum Personal Income | |
| Temporary Residents | No |
| More | |
| Additional comments | |
| Terms & Conditions | Official Terms & Conditions |
| Suggest a correction |
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Critic Reviews
A great card to hold temporarily
A no-frills product that’s great for business owners looking to catch a break on interest charges or capture an easy $200 by spending at least $500 within 60 days of account opening. Plus, with no annual fee, there’s no financial downside to keeping it around for occasional use (provided you pay off your balance in full each month).
A no-frills product that’s great for business owners looking to catch a break on interest charges or capture an easy $200 by spending at least $500 within 60 days of account opening. Plus, with no annual fee, there’s no financial downside to keeping it around for occasional use (provided you pay off your balance in full each month).
Some business-friendly benefits
This bare bones business card offers a relatively low interest rate for cardholders with excellent credit and an appealing sign-up bonus; however, it doesn’t offer a rewards program.
This bare bones business card offers a relatively low interest rate for cardholders with excellent credit and an appealing sign-up bonus; however, it doesn’t offer a rewards program.
One of the lowest APR available for small business credit cards
If you’re running a small business and want a credit card with competitive APR on purchases and with no annual fees, then Platinum Visa Business Credit Card is a credit card worth considering.
If you’re running a small business and want a credit card with competitive APR on purchases and with no annual fees, then Platinum Visa Business Credit Card is a credit card worth considering.
A basic business credit card that offers an amazing
Easy-to-use card with business features and 0% intro APR on purchases for your first 7 billing cycles.
Easy-to-use card with business features and 0% intro APR on purchases for your first 7 billing cycles.
A nice, low maintenance card for your business
You can receive $200 statement credit when you spend $500 within the first 60 days of opening a new card. Some things to keep in mind about this card is that it doesn’t offer any cash back opportunities, and it charges foreign transaction fees.
You can receive $200 statement credit when you spend $500 within the first 60 days of opening a new card. Some things to keep in mind about this card is that it doesn’t offer any cash back opportunities, and it charges foreign transaction fees.