HSBC Premier World Elite Mastercard review

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Advertiser Disclosure

Interest Rate: Purchases
17.24% ‐ 21.24%
Balance Transfer
17.24% ‐ 21.24%
Rewards
1 - 3 points
Signup Bonus
50000 points (after spending $4,000)


8.8/10
Informr score
The HSBC Premier World Elite Mastercard currently has an Informr score of 8.8 out of 10. This score is based on our evaluation of 2 sources including reviews from users and the web's most trusted critics.

Am I eligible?


HSBC Premier World Elite Mastercard is typically available to those with excellent credit scores (650 or greater).
To get this card, you must also:
Yes Be a permanent or temporary resident of USA

Note: This information is only intended as a guide. The final decision is up to the bank and your application could still be rejected even if you can answer 'Yes' to all the minimum criteria above. Always consider your options and your financial situation before you apply for a credit card.

What the Critics Are Saying...


Finder

Consider the HSBC Premier World Elite Mastercard® credit card if you’re looking for a premium travel credit card. It comes with a generous signup bonus, accelerated points on travel purchases and dining, plus you get annual travel credit and Uber and Lyft credit.

- Kliment Dukovski, Finder
Bank Deal Guy

Apply for the HSBC Premier World Elite Mastercard to earn 50,000 Rewards Program Bonus Points worth $750 in air travel, after spending $4,000 or more in the first 3 months from account opening. With this card you also have many opportunities to earn points back when you travel or go dining.

- Hilary Tran, Bank Deal Guy

Details


Interest Rates
Regular APR Interest Rate 17.24% ‐ 21.24%

This APR will vary with the market based on the Prime Rate.

Balance Transfer Interest Rate 17.24% ‐ 21.24%

This APR will vary with the market based on the Prime Rate.

Cash Advance Interest Rate 27.24%

This APR will vary with the market based on the Prime Rate.

Rates & Fees
Annual Fee $395.00
Balance Transfer Fee 3%

Minimum of $5

Cash Advance Fee 3%

Minimum of $5

Foreign Transaction Fee $0.00
Over Limit Fee $0.00
Late Payment Fee $37.00

Maximum

Promotions
Sign up bonus 50000 points after spending $4,000

On purchases within the first 3 months.

Rewards
All Purchases 1 point per $1 spent
Restaurants 2 points per $1 spent
Gas No
Groceries No
Hotels No
Travel 3 points per $1 spent
Pharmacy No
Bills No
Additional Details

Transfer your points to air miles with participating airline partners.

Features & Benefits
Additional Card Holders Yes

$65 per year for each card

Travel Accident Insurance Yes
Car Rental Insurance Yes
Car Rental Discount No
Extended Warranty Yes
Purchase Protection Yes
Zero Liability Yes
No Foreign Transaction Fees Yes
Emergency Assistance No
Concierge Service Yes
Price Protection Yes
Fraud Protection Yes
Free Credit Scores No
Wireless Payments Apple Pay, Samsung Pay, Android Pay
Additional Benefits
  • Complimentary ShopRunner membership for unlimited, free 2-day shipping and free return shipping at over 140 online stores.
  • $100 Annual Air Travel Credit to reimburse ticket purchases, seat upgrades, baggage fees or in-flight purchases.
  • 10% discount when you book your hotel or vacation home stay through Expedia, Agoda or onefinestay.
  • Complimentary membership to over 850 airport lounges, plus up to 15% off airport retailers.
  • $100 Annual Statement Credits for rides with Uber and Lyft.
  • $85 TSA Pre✓ credit to reimburse the application fee.
  • Trip Cancellation & Trip Interruption Insurance
  • Lost or damaged baggage coverage.
  • Unlimited Boingo Wi-Fi access.
Eligibility
Minimum Security Deposit $0
Minimum Age 18
Minimum Personal Income
Temporary Residents No
More
Additional comments
Terms & Conditions Official Terms & Conditions
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Information in this article is believed to be accurate at the time it was written, but terms and conditions may change at any time. All information is presented without warranty or guarantee. Please verify all terms and conditions of any credit card prior to applying.

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Critic Reviews


Finder

A good fit for those who often travel Internationally

from Finder

Consider the HSBC Premier World Elite Mastercard® credit card if you’re looking for a premium travel credit card. It comes with a generous signup bonus, accelerated points on travel purchases and dining, plus you get annual travel credit and Uber and Lyft credit.

Read full review

Consider the HSBC Premier World Elite Mastercard® credit card if you’re looking for a premium travel credit card. It comes with a generous signup bonus, accelerated points on travel purchases and dining, plus you get annual travel credit and Uber and Lyft credit.

Read full review

Less

Bank Deal Guy

Offers good rewards

from Bank Deal Guy

Apply for the HSBC Premier World Elite Mastercard to earn 50,000 Rewards Program Bonus Points worth $750 in air travel, after spending $4,000 or more in the first 3 months from account opening. With this card you also have many opportunities to earn points back when you travel or go dining.

Read full review

Apply for the HSBC Premier World Elite Mastercard to earn 50,000 Rewards Program Bonus Points worth $750 in air travel, after spending $4,000 or more in the first 3 months from account opening. With this card you also have many opportunities to earn points back when you travel or go dining.

Read full review

Less

User Reviews


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