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HSBC Premier World Elite Mastercard® review

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Advertiser Disclosure

Interest Rate: Purchases
14.99% ‐ 18.99% (Variable)
Balance Transfer
14.99% ‐ 18.99% (Variable)
1 - 3 points
Signup Bonus
50000 points (after spending $4,000)

Informr score
The HSBC Premier World Elite Mastercard® currently has an Informr score of 8.5 out of 10. This score is based on our evaluation of 3 sources including reviews from users and the web's most trusted critics.

Am I eligible?

HSBC Premier World Elite Mastercard® is typically available to those with excellent credit scores (650 or greater).
To get this card, you must also:
Yes Be a permanent or temporary resident of USA

Note: This information is only intended as a guide. The final decision is up to the bank and your application could still be rejected even if you can answer 'Yes' to all the minimum criteria above. Always consider your options and your financial situation before you apply for a credit card.

What the Critics Are Saying...


The HSBC Premier World Elite Mastercard has respectable rewards, attractive benefits, and a competitive one-time offer. Even its $395 annual fee, its biggest drawback (other than its hefty HSBC Premier requirements), is justified by half for frequent travelers by the card’s twin $100 statement credi...

- Mitchell Strohm, Investopedia

Consider the HSBC Premier World Elite Mastercard® credit card if you’re looking for a premium travel credit card. It comes with a generous signup bonus, accelerated points on travel purchases and dining, plus you get annual travel credit and Uber and Lyft credit.

- Kliment Dukovski, Finder
Bank Deal Guy

Apply for the HSBC Premier World Elite Mastercard to earn 50,000 Rewards Program Bonus Points worth $750 in air travel, after spending $4,000 or more in the first 3 months from account opening. With this card you also have many opportunities to earn points back when you travel or go dining.

- Hilary Tran, Bank Deal Guy


Interest Rates
Regular APR Interest Rate 14.99% ‐ 18.99% (Variable)

This APR will vary with the market based on the Prime Rate.

Balance Transfer Interest Rate 14.99% ‐ 18.99% (Variable)

This APR will vary with the market based on the Prime Rate.

Cash Advance Interest Rate 24.99% (Variable)

This APR will vary with the market based on the Prime Rate.

Rates & Fees
Annual Fee $395.00
Balance Transfer Fee 4%

Minimum of $10

Cash Advance Fee 5%

Minimum of $10

Foreign Transaction Fee $0.00
Over Limit Fee $0.00
Late Payment Fee $39.00


Sign up bonus 50000 points after spending $4,000

On purchases within the first 3 months.

All Purchases 1 point per $1 spent
Restaurants 2 points per $1 spent
Gas No
Groceries No
Hotels No
Travel 3 points per $1 spent

Includes airline, hotels, and car rentals

Pharmacy No
Bills No
Additional Details

Transfer your points to air miles with participating airline partners.

Features & Benefits
Additional Card Holders Yes

$65 per year for each card

Travel Accident Insurance Yes
Car Rental Insurance Yes
Car Rental Discount No
Extended Warranty No
Purchase Protection No
Zero Liability Yes
No Foreign Transaction Fees Yes
Emergency Assistance No
Concierge Service Yes
Price Protection No
Fraud Protection Yes
Free Credit Scores Yes
Wireless Payments Apple Pay, Samsung Pay, Google Pay
Virtual Cards No
Additional Benefits
  • $100 Annual Air Travel Credit to reimburse ticket purchases, seat upgrades, baggage fees or in-flight purchases.
  • Complimentary membership to over 850 airport lounges, plus up to 15% off airport retailers.
  • 10% discount when you book your hotel or vacation home stay through Expedia, Agoda or onefinestay.
  • Up to $100 Global Entry® Application Fee Statement Credit or up to $85 TSA Pre✓ credit to reimburse the application fee.
  • Mastercard Travel & Lifestyle Services™
  • Unlimited Boingo Wi-Fi access.
  • Trip Cancellation & Trip Interruption Insurance
  • Hotel and Motel Burglary Insurance
  • Lost or damaged baggage coverage.
  • Baggage Delay Insurance
  • Complimentary ShopRunner membership for unlimited, free 2-day shipping and free return shipping at over 140 online stores.
  • $100 Annual Statement Credits for rides with Uber and Lyft.
  • Earn $5 in Fandago rewards for every 2 movie tickets purchased
  • Receive 5% boxed cash rewards on eligible purchases
  • Priceless Cities
  • Priceless Golf
  • Mastercard ID Theft Protection
  • Cell Phone Protection
Minimum Security Deposit $0
Minimum Age 18
Minimum Personal Income
Temporary Residents No
Additional comments
Terms & Conditions Official Terms & Conditions
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