Am I eligible?
To get this card, you must also:
Note: This information is only intended as a guide. The final decision is up to the bank and your application could still be rejected even if you can answer 'Yes' to all the minimum criteria above. Always consider your options and your financial situation before you apply for a credit card.
What the Critics Are Saying...
- Mitchell Strohm, InvestopediaThe HSBC Premier World Elite Mastercard has respectable rewards, attractive benefits, and a competitive one-time offer. Even its $395 annual fee, its biggest drawback (other than its hefty HSBC Premier requirements), is justified by half for frequent travelers by the card’s twin $100 statement credi...
- Kliment Dukovski, FinderConsider the HSBC Premier World Elite Mastercard® credit card if you’re looking for a premium travel credit card. It comes with a generous signup bonus, accelerated points on travel purchases and dining, plus you get annual travel credit and Uber and Lyft credit.
- Hilary Tran, Bank Deal GuyApply for the HSBC Premier World Elite Mastercard to earn 50,000 Rewards Program Bonus Points worth $750 in air travel, after spending $4,000 or more in the first 3 months from account opening. With this card you also have many opportunities to earn points back when you travel or go dining.
Details
| Interest Rates | |
|---|---|
| Regular APR Interest Rate |
14.99% ‐ 18.99% (Variable) This APR will vary with the market based on the Prime Rate. |
| Balance Transfer Interest Rate |
14.99% ‐ 18.99% (Variable) This APR will vary with the market based on the Prime Rate. |
| Cash Advance Interest Rate |
24.99% (Variable) This APR will vary with the market based on the Prime Rate. |
| Rates & Fees | |
| Annual Fee | $395.00 |
| Balance Transfer Fee |
4% Minimum of $10 |
| Cash Advance Fee |
5% Minimum of $10 |
| Foreign Transaction Fee | $0.00 |
| Over Limit Fee | $0.00 |
| Late Payment Fee |
$39.00 Maximum |
| Promotions | |
| Sign up bonus |
50000 points after spending $4,000 On purchases within the first 3 months. |
| Rewards | |
| All Purchases | 1 point per $1 spent |
| Restaurants | 2 points per $1 spent |
| Gas | No |
| Groceries | No |
| Hotels | No |
| Travel |
3 points per $1 spent Includes airline, hotels, and car rentals |
| Pharmacy | No |
| Bills | No |
| Additional Details |
Transfer your points to air miles with participating airline partners. |
| Features & Benefits | |
| Additional Card Holders |
$65 per year for each card |
| Travel Accident Insurance | Yes |
| Car Rental Insurance | Yes |
| Car Rental Discount | No |
| Extended Warranty | No |
| Purchase Protection | No |
| Zero Liability | Yes |
| No Foreign Transaction Fees | Yes |
| Emergency Assistance | No |
| Concierge Service | Yes |
| Price Protection | No |
| Fraud Protection | Yes |
| Free Credit Scores | Yes |
| Wireless Payments | Apple Pay, Samsung Pay, Google Pay |
| Virtual Cards | No |
| Additional Benefits |
|
| Eligibility | |
| Minimum Security Deposit | $0 |
| Minimum Age | 18 |
| Minimum Personal Income | |
| Temporary Residents | No |
| More | |
| Additional comments | - |
| Terms & Conditions | Official Terms & Conditions |
| Suggest a correction |
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