Am I eligible?
To get this card, you must also:
Note: This information is only intended as a guide. The final decision is up to the bank and your application could still be rejected even if you can answer 'Yes' to all the minimum criteria above. Always consider your options and your financial situation before you apply for a credit card.
What the Critics Are Saying...
- Mitchell Strohm, InvestopediaIf you’re an HSBC Advance or Premier banking or investment customer, the HSBC Advance Mastercard might be worth acquiring for its solid, though hardly exceptional, first-year bonus earnings on travel and entertainment—assuming those are big spending categories for you. The card might also be worthwh...
- FinderIf you are an existing HSBC customer looking to earn accelerated rewards on dining and select entertainment purchases without paying an annual fee, the HSBC Advance Mastercard credit card could be worth considering. In addition to earning rewards on your purchases, you also get a long intro APR peri...
- Michelle Chuang, Bank Deal GuyIf you’re planning on travelings or shopping often, be sure to check out this HSBC Advance Mastercard Credit Card as it provides an array of benefits for its user.
Details
| Interest Rates | |
|---|---|
| Regular APR Interest Rate |
14.99% ‐ 18.99% (Variable) (0% for the first 12 months) This APR will vary with the market based on the Prime Rate. |
| Balance Transfer Interest Rate |
14.99% ‐ 18.99% (Variable) (0% for the first 12 months) This APR will vary with the market based on the Prime Rate. |
| Cash Advance Interest Rate |
24.99% (Variable) This APR will vary with the market based on the Prime Rate. |
| Rates & Fees | |
| Annual Fee |
$45.00
|
| Balance Transfer Fee |
4% Minimum of $10 |
| Cash Advance Fee |
5% Minimum of $10 |
| Foreign Transaction Fee |
$0.00 |
| Over Limit Fee | $0.00 |
| Late Payment Fee |
$39.00 Maximum |
| Promotions | |
| Sign up bonus |
3 Points on dining and select entertainment purchases plus 2 Points on all other purchases in the first 12 months from Account opening, up to the first $25,000 in purchases. |
| Rewards | |
| All Purchases | 1 point per $1 spent |
| Restaurants | 2 points per $1 spent |
| Gas | No |
| Groceries | No |
| Hotels | No |
| Travel | No |
| Pharmacy | No |
| Bills | No |
| Additional Details |
2 points per $1 spent on Entertainment purchases |
| Features & Benefits | |
| Additional Card Holders | Yes |
| Travel Accident Insurance | Yes |
| Car Rental Insurance | Yes |
| Car Rental Discount | No |
| Extended Warranty | Yes |
| Purchase Protection | Yes |
| Zero Liability | Yes |
| No Foreign Transaction Fees | Yes |
| Emergency Assistance | No |
| Concierge Service | Yes |
| Price Protection | Yes |
| Fraud Protection | Yes |
| Free Credit Scores | Yes |
| Wireless Payments | Apple Pay, Samsung Pay, Google Pay |
| Virtual Cards | No |
| Additional Benefits |
|
| Eligibility | |
| Minimum Security Deposit | $0 |
| Minimum Age | 18 |
| Minimum Personal Income | |
| Temporary Residents | No |
| More | |
| Additional comments | - |
| Terms & Conditions | Official Terms & Conditions |
| Suggest a correction |
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