HSBC Advance Mastercard® review

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Advertiser Disclosure

Interest Rate: Purchases
17.24% ‐ 21.24% (0% for the first 12 months)
Balance Transfer
17.24% ‐ 21.24% (0% for the first 12 months)
Rewards
1 - 2 points
Signup Bonus
25000 points (after spending $1,500)


8/10
Informr score
The HSBC Advance Mastercard® currently has an Informr score of 8 out of 10. This score is based on our evaluation of 2 sources including reviews from users and the web's most trusted critics.

Am I eligible?


HSBC Advance Mastercard® is typically available to those with excellent credit scores (650 or greater).
To get this card, you must also:
Yes Be a permanent or temporary resident of USA

Note: This information is only intended as a guide. The final decision is up to the bank and your application could still be rejected even if you can answer 'Yes' to all the minimum criteria above. Always consider your options and your financial situation before you apply for a credit card.

What the Critics Are Saying...


Finder

If you are an existing HSBC customer looking to earn accelerated rewards on dining and select entertainment purchases without paying an annual fee, the HSBC Advance Mastercard credit card could be worth considering. In addition to earning rewards on your purchases, you also get a long intro APR peri...

- Finder
Bank Deal Guy

If you’re planning on travelings or shopping often, be sure to check out this HSBC Advance Mastercard Credit Card as it provides an array of benefits for its user.

- Michelle Chuang, Bank Deal Guy

Details


Interest Rates
Regular APR Interest Rate 17.24% ‐ 21.24% (0% for the first 12 months)

This APR will vary with the market based on the Prime Rate.

Balance Transfer Interest Rate 17.24% ‐ 21.24% (0% for the first 12 months)

This APR will vary with the market based on the Prime Rate.

Cash Advance Interest Rate 27.24%

This APR will vary with the market based on the Prime Rate.

Rates & Fees
Annual Fee $45.00
  • Waived on the first year.
  • Or permanent $0 annual fee if you have a qualifying U.S. HSBC Advance or Premier checking account relationship.
Balance Transfer Fee 3%

Minimum of $10

Cash Advance Fee 3%

Minimum of $10

Foreign Transaction Fee $0.00


Over Limit Fee $0.00
Late Payment Fee $37.00

Maximum

Promotions
Sign up bonus 25000 points after spending $1,500

On purchases within the first 3 months.

Rewards
All Purchases 1 point per $1 spent
Restaurants 2 points per $1 spent

On dining and select entertainment purchases

Gas No
Groceries No
Hotels No
Travel No
Pharmacy No
Bills No
Features & Benefits
Additional Card Holders Yes
Travel Accident Insurance Yes
Car Rental Insurance Yes
Car Rental Discount No
Extended Warranty Yes
Purchase Protection Yes
Zero Liability Yes
No Foreign Transaction Fees Yes
Emergency Assistance No
Concierge Service Yes
Price Protection Yes
Fraud Protection Yes
Free Credit Scores No
Wireless Payments Apple Pay, Samsung Pay, Android Pay
Eligibility
Minimum Security Deposit $0
Minimum Age 18
Minimum Personal Income
Temporary Residents No
More
Additional comments
Terms & Conditions Official Terms & Conditions
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Information in this article is believed to be accurate at the time it was written, but terms and conditions may change at any time. All information is presented without warranty or guarantee. Please verify all terms and conditions of any credit card prior to applying.

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Critic Reviews


Finder

This can help you save money

If you are an existing HSBC customer looking to earn accelerated rewards on dining and select entertainment purchases without paying an annual fee, the HSBC Advance Mastercard credit card could be worth considering. In addition to earning rewards on your purchases, you also get a long intro APR period on purchases and balance transfers.

Read full review

If you are an existing HSBC customer looking to earn accelerated rewards on dining and select entertainment purchases without paying an annual fee, the HSBC Advance Mastercard credit card could be worth considering. In addition to earning rewards on your purchases, you also get a long intro APR period on purchases and balance transfers.

Read full review

Less

Bank Deal Guy

Offers a lot of shopping and travel benefits

from Bank Deal Guy

If you’re planning on travelings or shopping often, be sure to check out this HSBC Advance Mastercard Credit Card as it provides an array of benefits for its user.

Read full review

If you’re planning on travelings or shopping often, be sure to check out this HSBC Advance Mastercard Credit Card as it provides an array of benefits for its user.

Read full review

Less

User Reviews


Darn, there are no reviews yet for this credit card. Be the first to write a review.