Am I eligible?
To get this card, you must also:
Note: This information is only intended as a guide. The final decision is up to the bank and your application could still be rejected even if you can answer 'Yes' to all the minimum criteria above. Always consider your options and your financial situation before you apply for a credit card.
What the Critics Are Saying...
- Kelli Bamforth, CreditCards.comChopper enthusiasts stand to benefit the most from the Harley Davidson Secured Visa credit card, which rewards cardholders with one point per dollar and the chance to win a motorcycle with every purchase.
- FinderIf you’re looking to build your credit and improve your overall financial health, a secured credit card can get you there — especially one that reports to the three credit bureaus. The no-annual-fee Harley-Davidson Visa Secured Card comes with rewards toward merchandise, unlike similar secured cards...
- Christina Majaski, Wise BreadBest for Harley-Davidson fans in the process of establishing or rebuilding credit, and are diligent in paying their balances in full each month. Although the card offers a number of perks and has no annual fee, these perks lose a significant amount of value if you are paying a high APR.
- Robert Harrow, ValuePenguinThe Harley-Davidson Visa Signature Card is a decent credit card for motorcycle fans. It provides good rewards in popular categories, including gas stations, restaurants, bars, hotels, and Harley-Davidson dealerships. However, all the points this card awards are only redeemable for Harley-Davidson gi...
- J.R. Duren, HighYaWe think it’s pretty clear that this card will work best for someone who loves the Harley-Davidson brand and wants a credit card that can earn them rewards they can use to buy Harley gear or give Harley gift cards out for gifts.
Details
| Interest Rates | |
|---|---|
| Regular APR Interest Rate |
24.74% (Variable) This APR will vary with the market based on the Prime Rate. |
| Balance Transfer Interest Rate |
24.74% (Variable) This APR will vary with the market based on the Prime Rate. |
| Cash Advance Interest Rate |
25.74% (Variable) This APR will vary with the market based on the Prime Rate. |
| Rates & Fees | |
| Annual Fee | $0.00 |
| Balance Transfer Fee |
3% Minimum of $5 |
| Cash Advance Fee |
3% Minimum of $10 |
| Foreign Transaction Fee |
2% Of each transaction in U.S. dollars. 3% Of each transaction in foreign currencies. |
| Over Limit Fee | $0.00 |
| Late Payment Fee |
$38.00 Maximum |
| Promotions | |
| Sign up bonus | No |
| Rewards | |
| All Purchases | 1 point per $1 spent |
| Restaurants | No |
| Gas | No |
| Groceries | No |
| Hotels | No |
| Travel | No |
| Pharmacy | No |
| Bills | No |
| Additional Details |
You could win a new motorcycle with the H-D Visa Free Ride Sweepstakes. |
| Features & Benefits | |
| Additional Card Holders | Yes |
| Travel Accident Insurance | No |
| Car Rental Insurance | Yes |
| Car Rental Discount | No |
| Extended Warranty | No |
| Purchase Protection | No |
| Zero Liability | Yes |
| No Foreign Transaction Fees | No |
| Emergency Assistance | Yes |
| Concierge Service | No |
| Price Protection | No |
| Fraud Protection | Yes |
| Free Credit Scores | Yes |
| Wireless Payments | No |
| Additional Benefits |
Emergency Cash and Card Replacement |
| Eligibility | |
| Minimum Security Deposit | $300 |
| Minimum Age | 18 |
| Minimum Personal Income | |
| Temporary Residents | No |
| More | |
| Additional comments | |
| Terms & Conditions | Official Terms & Conditions |
| Suggest a correction |
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Information in this article is believed to be accurate at the time it was written, but terms and conditions may change at any time. All information is presented without warranty or guarantee. Please verify all terms and conditions of any credit card prior to applying.
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Critic Reviews
A little light on benefits
Chopper enthusiasts stand to benefit the most from the Harley Davidson Secured Visa credit card, which rewards cardholders with one point per dollar and the chance to win a motorcycle with every purchase.
Chopper enthusiasts stand to benefit the most from the Harley Davidson Secured Visa credit card, which rewards cardholders with one point per dollar and the chance to win a motorcycle with every purchase.
Rewards your everyday spending as you improve your overall creditworthiness
If you’re looking to build your credit and improve your overall financial health, a secured credit card can get you there — especially one that reports to the three credit bureaus. The no-annual-fee Harley-Davidson Visa Secured Card comes with rewards toward merchandise, unlike similar secured cards. Just watch out for a high APR and fees.
Read full reviewIf you’re looking to build your credit and improve your overall financial health, a secured credit card can get you there — especially one that reports to the three credit bureaus. The no-annual-fee Harley-Davidson Visa Secured Card comes with rewards toward merchandise, unlike similar secured cards. Just watch out for a high APR and fees.
Read full review
For riders only
Best for Harley-Davidson fans in the process of establishing or rebuilding credit, and are diligent in paying their balances in full each month. Although the card offers a number of perks and has no annual fee, these perks lose a significant amount of value if you are paying a high APR.
Best for Harley-Davidson fans in the process of establishing or rebuilding credit, and are diligent in paying their balances in full each month. Although the card offers a number of perks and has no annual fee, these perks lose a significant amount of value if you are paying a high APR.
A pretty good credit card for Harley-Davidson fans
The Harley-Davidson Visa Signature Card is a decent credit card for motorcycle fans. It provides good rewards in popular categories, including gas stations, restaurants, bars, hotels, and Harley-Davidson dealerships. However, all the points this card awards are only redeemable for Harley-Davidson gift cards.
The Harley-Davidson Visa Signature Card is a decent credit card for motorcycle fans. It provides good rewards in popular categories, including gas stations, restaurants, bars, hotels, and Harley-Davidson dealerships. However, all the points this card awards are only redeemable for Harley-Davidson gift cards.
A great starter credit card for consumers who have low or no credit scores
We think it’s pretty clear that this card will work best for someone who loves the Harley-Davidson brand and wants a credit card that can earn them rewards they can use to buy Harley gear or give Harley gift cards out for gifts.
We think it’s pretty clear that this card will work best for someone who loves the Harley-Davidson brand and wants a credit card that can earn them rewards they can use to buy Harley gear or give Harley gift cards out for gifts.