Am I eligible?
To get this card, you must also:
Note: This information is only intended as a guide. The final decision is up to the bank and your application could still be rejected even if you can answer 'Yes' to all the minimum criteria above. Always consider your options and your financial situation before you apply for a credit card.
What the Critics Are Saying...
- Miranda Marquit, InvestopediaThe U.S. Bank Harley-Davidson Visa Secured card lets you earn rewards on purchases while building or rebuilding your credit. It has no annual fee, and each time you use the card you’ll be entered in a sweepstakes to win a Harley-Davidson motorcycle.
- Kelli Pate, CreditCards.comChopper enthusiasts stand to benefit the most from the Harley Davidson Secured Visa credit card, which rewards cardholders with one point per dollar and the chance to win a motorcycle with every purchase.
- Kelly Dilworth, Fernando Flores, The BalanceDesigned for Harley fans who are new to credit or bouncing back from past credit mistakes, the low commitment Harley-Davidson Visa Secured card, issued by U.S. Bank, offers a unique alternative to no frills cards for credit builders. Unlike most secured cards, it offers modest rewards you can use to...
- Christina Majaski, Wise BreadBest for Harley-Davidson fans in the process of establishing or rebuilding credit, and are diligent in paying their balances in full each month. Although the card offers a number of perks and has no annual fee, these perks lose a significant amount of value if you are paying a high APR.
- FinderIf you’re looking to build your credit and improve your overall financial health, a secured credit card can get you there — especially one that reports to the three credit bureaus. The no-annual-fee Harley-Davidson Visa Secured Card comes with rewards toward merchandise, unlike similar secured cards...
Details
| Interest Rates | |
|---|---|
| Regular APR Interest Rate |
28.24% (Variable) This APR will vary with the market based on the Prime Rate. |
| Balance Transfer Interest Rate |
28.24% (Variable) This APR will vary with the market based on the Prime Rate. |
| Cash Advance Interest Rate |
29.99% (Variable) This APR will vary with the market based on the Prime Rate. |
| Rates & Fees | |
| Annual Fee | $0.00 |
| Balance Transfer Fee |
3% Minimum of $5 |
| Cash Advance Fee |
5% Minimum of $10 |
| Foreign Transaction Fee |
2% Of each transaction in U.S. dollars. 3% Of each transaction in foreign currencies. |
| Over Limit Fee | $0.00 |
| Late Payment Fee |
$41.00 Maximum |
| Promotions | |
| Sign up bonus | No |
| Rewards | |
| All Purchases | 1 point per $1 spent |
| Restaurants | No |
| Gas | No |
| Groceries | No |
| Hotels | No |
| Travel | No |
| Pharmacy | No |
| Bills | No |
| Additional Details |
|
| Features & Benefits | |
| Additional Card Holders | Yes |
| Travel Accident Insurance | No |
| Car Rental Insurance | Yes |
| Car Rental Discount | No |
| Extended Warranty | No |
| Purchase Protection | No |
| Zero Liability | Yes |
| No Foreign Transaction Fees | No |
| Emergency Assistance | Yes |
| Concierge Service | No |
| Price Protection | No |
| Fraud Protection | Yes |
| Free Credit Scores | Yes |
| Wireless Payments | No |
| Virtual Cards | No |
| Additional Benefits |
Emergency Cash and Card Replacement |
| Eligibility | |
| Minimum Security Deposit | $300 |
| Minimum Age | 18 |
| Minimum Personal Income | |
| Temporary Residents | No |
| More | |
| Additional comments | - |
| Terms & Conditions | Official Terms & Conditions |
| Suggest a correction |
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Information in this article is believed to be accurate at the time it was written, but terms and conditions may change at any time. All information is presented without warranty or guarantee. Please verify all terms and conditions of any credit card prior to applying.
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