Am I eligible?
To get this card, you must also:
Note: This information is only intended as a guide. The final decision is up to the bank and your application could still be rejected even if you can answer 'Yes' to all the minimum criteria above. Always consider your options and your financial situation before you apply for a credit card.
What the Critics Are Saying...
- Kat Tretina, FinanceBuzzThe Chase Freedom Card is one of the most popular rewards credit cards available. Offering a high rate of rewards in certain categories each quarter, this card can help you quickly earn a lot of cash back. But just because the Chase Freedom is one of the best credit cards for earning cash back, does...
- Brian Martucci, Money CrashersAn ideal card for frugal to moderate spenders who don’t anticipate regularly exceeding the $1,500 spending cap for the 5% categories, want to transfer high-interest balances from existing credit cards, and occasionally make a late payment. It’s not as useful for heavy spenders, nor for cardholders w...
- Zina Kumok, HighYaThe Chase Freedom card has remained one of the most popular cash back cards on the market for a reason. It has a decent cash back rate, easy sign-up bonus, and no annual fee. You certainly couldn’t go wrong choosing this card over the Chase Freedom Unlimited. The only thing that might trip up the av...
- Brendan Harkness, Credit Card InsiderA great card for people who spend a significant amount of money in the 5% reward categories. If you’re already making those purchases, why not get rewarded for them? If you don’t spend in the 5% categories very often, you obviously won’t get very much out of this card. So your shopping habits should...
- John S Kiernan, WalletHubInstead of freeing you from budgetary concerns, this card requires hands-on account maintenance to live up to its potential and, even then, would provide less value than numerous other available credit cards for people with excellent credit.
Details
| Interest Rates | |
|---|---|
| Regular APR Interest Rate |
14.99% ‐ 23.74% (Variable) (0% for the first 15 months) This APR will vary with the market based on the Prime Rate. |
| Balance Transfer Interest Rate |
14.99% ‐ 23.74% (Variable) (0% for the first 15 months) This APR will vary with the market based on the Prime Rate. |
| Cash Advance Interest Rate |
24.99% (Variable) This APR will vary with the market based on the Prime Rate. |
| Rates & Fees | |
| Annual Fee | $0.00 |
| Balance Transfer Fee |
5% Minimum of $5 |
| Cash Advance Fee |
5% Minimum of $10 |
| Foreign Transaction Fee |
3% of each transaction in U.S. dollars. |
| Over Limit Fee | $0.00 |
| Late Payment Fee |
$39.00 Maximum |
| Promotions | |
| Sign up bonus |
$200 after spending $500
|
| Rewards | |
| All Purchases | 1% cash back |
| Restaurants | No |
| Gas | No |
| Groceries |
5% cash back On purchase made at Whole Foods Market |
| Hotels | No |
| Travel | No |
| Pharmacy | No |
| Bills | No |
| Additional Details |
|
| Features & Benefits | |
| Additional Card Holders | Yes |
| Travel Accident Insurance | No |
| Car Rental Insurance | Yes |
| Car Rental Discount | No |
| Extended Warranty | Yes |
| Purchase Protection | Yes |
| Zero Liability | Yes |
| No Foreign Transaction Fees | No |
| Emergency Assistance | No |
| Concierge Service | No |
| Price Protection | No |
| Fraud Protection | Yes |
| Free Credit Scores | No |
| Wireless Payments | Apple Pay, Samsung Pay, Google Pay |
| Virtual Cards | No |
| Additional Benefits |
Get a complimentary 3 months of DashPass, DoorDash's subscription service. After that, you are automatically enrolled in DashPass at 50% off for the next 9 months. |
| Eligibility | |
| Minimum Security Deposit | $0 |
| Minimum Age | 18 |
| Minimum Personal Income | |
| Temporary Residents | No |
| More | |
| Additional comments | - |
| Terms & Conditions | Official Terms & Conditions |
| Suggest a correction |
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Information in this article is believed to be accurate at the time it was written, but terms and conditions may change at any time. All information is presented without warranty or guarantee. Please verify all terms and conditions of any credit card prior to applying.
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