Am I eligible?
To get this card, you must also:
Note: This information is only intended as a guide. The final decision is up to the bank and your application could still be rejected even if you can answer 'Yes' to all the minimum criteria above. Always consider your options and your financial situation before you apply for a credit card.
What the Critics Are Saying...
- Ashley Onadele, AwardWalletThe Spark Miles Select is a practical starter business credit card. With no annual fee and an easy earning structure, you'll be on your way to making your business expenses work for you. And with numerous redemption options, you have no lack of choice in how to use your rewards. You won't get top-fl...
- Stella Shon, The Points GuyThe Capital One Spark Miles Select for Business is a unique card with the ability to earn transferable rewards without paying an annual fee. That alone makes this card worthwhile for business owners who don’t have enough expenses to justify paying the annual fee on a card with a slightly better earn...
- Brett Holzhauer, MoneyGeekThe Capital One® Spark® Miles Select for Business is best for small businesses looking for a no-annual-fee rewards card with a simple rewards program and generous travel benefits.
- Kelly Dilworth, CreditCards.comThis no annual fee business card offers a simpler way to earn free or reduced cost travel than you’ll find with more traditional travel cards: Instead of earning bonuses on certain types of purchases, you’ll earn the same 1.5 miles on every purchase. Depending on how often you and your employees use...
- Jennifer Doss, CardRatings.comThe best applicant for the Capital One® Spark® Miles Select for Business credit card is someone who wants flexibility with how they use their credit card (and earn rewards), but who doesn't use their card quite enough to offset the cost of an annual fee. This card is also a great option for any smal...
Details
| Interest Rates | |
|---|---|
| Regular APR Interest Rate |
18.49% ‐ 24.49% (Variable) This APR will vary with the market based on the Prime Rate. |
| Balance Transfer Interest Rate |
18.49% ‐ 24.49% (Variable) This APR will vary with the market based on the Prime Rate. |
| Cash Advance Interest Rate |
32.24% (Variable) This APR will vary with the market based on the Prime Rate. |
| Rates & Fees | |
| Annual Fee | $0.00 |
| Balance Transfer Fee | $0.00 |
| Cash Advance Fee |
3% Minimum of $3 |
| Foreign Transaction Fee | $0.00 |
| Over Limit Fee | $0.00 |
| Late Payment Fee |
$39.00 Maximum |
| Promotions | |
| Sign up bonus |
50000 miles after spending $4,500 On purchases within the first 3 months. |
| Rewards | |
| All Purchases | 1.5 miles for $1 spent |
| Restaurants | No |
| Gas | No |
| Groceries | No |
| Hotels | 5 miles for $1 spent |
| Travel | No |
| Pharmacy | No |
| Bills | No |
| Additional Details |
5 miles for $1 spent on rental car bookings through Capital One Travel |
| Features & Benefits | |
| Additional Card Holders | Yes |
| Travel Accident Insurance | Yes |
| Car Rental Insurance | Yes |
| Car Rental Discount | No |
| Extended Warranty | Yes |
| Purchase Protection | Yes |
| Zero Liability | Yes |
| No Foreign Transaction Fees | Yes |
| Emergency Assistance | Yes |
| Concierge Service | Yes |
| Price Protection | Yes |
| Fraud Protection | Yes |
| Free Credit Scores | No |
| Wireless Payments | No |
| Virtual Cards | Yes |
| Additional Benefits |
Lost Luggage Reimbursement |
| Eligibility | |
| Minimum Security Deposit | $0 |
| Minimum Age | 18 |
| Minimum Personal Income | |
| Temporary Residents | No |
| More | |
| Additional comments | - |
| Terms & Conditions | Official Terms & Conditions |
| Suggest a correction |
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