BBVA Compass ClearPoints Credit Card review

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Advertiser Disclosure

Interest Rate: Purchases
13.49% ‐ 31.49% (0% for the first 13 months)
Balance Transfer
13.49% ‐ 31.49% (0% for the first 13 months)
Rewards
1 point
Signup Bonus
$100 after spending $1,500


7.6/10
Informr score
The BBVA Compass ClearPoints Credit Card currently has an Informr score of 7.6 out of 10. This score is based on our evaluation of 2 sources including reviews from users and the web's most trusted critics.

Am I eligible?


BBVA Compass ClearPoints Credit Card is typically available to those with excellent credit scores (650 or greater).
To get this card, you must also:
Yes Be a permanent or temporary resident of USA

Note: This information is only intended as a guide. The final decision is up to the bank and your application could still be rejected even if you can answer 'Yes' to all the minimum criteria above. Always consider your options and your financial situation before you apply for a credit card.

What the Critics Are Saying...


CreditCards.com

For cardholders with excellent credit, the BBVA Compass ClearPoints card is more affordable than the average low interest rate card and offers a long introductory period on balance transfers and new purchases, though also a higher-than-average balance transfer fee.

- Kelly Dilworth, CreditCards.com
Money Crashers

An entry-level rewards credit card designed for cardholders whose less-than-perfect credit puts more generous cash back products out of reach – at least, for the time being. The potentially low APR, $100 sign-up bonus, and lack of an annual fee reduce the downside to applying for and keeping this ca...

- Brian Martucci, Money Crashers

Details


Interest Rates
Regular APR Interest Rate 13.49% ‐ 31.49% (0% for the first 13 months)

This APR will vary with the market based on the Prime Rate.

Balance Transfer Interest Rate 13.49% ‐ 31.49% (0% for the first 13 months)

This APR will vary with the market based on the Prime Rate.

Cash Advance Interest Rate 24.49% ‐ 31.49%

This APR will vary with the market based on the Prime Rate.

Rates & Fees
Annual Fee $0.00
Balance Transfer Fee 4%

Minimum of $10

Cash Advance Fee 4%

Minimum of $10

Foreign Transaction Fee 3%

Of each transaction in U.S. dollars.

Over Limit Fee $0.00


Late Payment Fee $37.00

Maximum

Promotions
Sign up bonus $100 after spending $1,500

On purchases within the first 3 months.

Rewards
All Purchases 1 point per $1 spent
Restaurants No
Gas No
Groceries No
Hotels No
Travel No
Pharmacy No
Bills No
Additional Details
  • 2x points on Qualifying Purchases in categories you select.
  • 3x points on Qualifying Purchases in categories you select.
Features & Benefits
Additional Card Holders Yes
Travel Accident Insurance No
Car Rental Insurance No
Car Rental Discount No
Extended Warranty No
Purchase Protection No
Zero Liability Yes
No Foreign Transaction Fees No
Emergency Assistance No
Concierge Service No
Price Protection No
Fraud Protection Yes
Free Credit Scores No
Wireless Payments No
Eligibility
Minimum Security Deposit $0
Minimum Age 18
Minimum Personal Income
Temporary Residents No
More
Additional comments
Terms & Conditions Official Terms & Conditions
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Information in this article is believed to be accurate at the time it was written, but terms and conditions may change at any time. All information is presented without warranty or guarantee. Please verify all terms and conditions of any credit card prior to applying.

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Critic Reviews


CreditCards.com

A low rate rewards card with minimal penalties

from CreditCards.com

For cardholders with excellent credit, the BBVA Compass ClearPoints card is more affordable than the average low interest rate card and offers a long introductory period on balance transfers and new purchases, though also a higher-than-average balance transfer fee.

Read full review

For cardholders with excellent credit, the BBVA Compass ClearPoints card is more affordable than the average low interest rate card and offers a long introductory period on balance transfers and new purchases, though also a higher-than-average balance transfer fee.

Read full review

Less

Money Crashers

Not the most generous rewards card around

from Money Crashers

An entry-level rewards credit card designed for cardholders whose less-than-perfect credit puts more generous cash back products out of reach – at least, for the time being. The potentially low APR, $100 sign-up bonus, and lack of an annual fee reduce the downside to applying for and keeping this card.

Read full review

An entry-level rewards credit card designed for cardholders whose less-than-perfect credit puts more generous cash back products out of reach – at least, for the time being. The potentially low APR, $100 sign-up bonus, and lack of an annual fee reduce the downside to applying for and keeping this card.

Read full review

Less

User Reviews


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