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U.S. Bank FlexPerks® Select+ American Express® Card review

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Advertiser Disclosure

Interest Rate: Purchases
15.49% ‐ 25.49% (Variable)
Balance Transfer
15.49% ‐ 25.49% (Variable) (0% for the first 9 months)
1 point
Signup Bonus
10000 points (after spending $1,000)

Informr score
The U.S. Bank FlexPerks® Select+ American Express® Card currently has an Informr score of 6.4 out of 10. This score is based on our evaluation of 5 sources including reviews from users and the web's most trusted critics.

Am I eligible?

U.S. Bank FlexPerks® Select+ American Express® Card is typically available to those with good credit scores (650 or greater).
To get this card, you must also:
Yes Be a permanent or temporary resident of USA

Note: This information is only intended as a guide. The final decision is up to the bank and your application could still be rejected even if you can answer 'Yes' to all the minimum criteria above. Always consider your options and your financial situation before you apply for a credit card.

What the Critics Are Saying...


If you’re looking for a no-annual-fee travel credit card by U.S. Bank, this could be the right choice. You also get a long intro APR period on balance transfers and high redemption value on travel purchases.

- Finder
Money Crashers

It’s certainly not the most generous travel rewards credit card in the world, or even in U.S. Bank’s lineup. However, it costs nothing to keep in your wallet, isn’t too hard to qualify for, and has enough useful features to keep things interesting.

- Brian Martucci, Money Crashers

The U.S. Bank FlexPerks Select+ American Express may not be the most rewarding card available, but it’s not bad for a no annual fee card. It offers a 10,000 points sign-up bonus, and each point can be worth as much as two cents each when redeemed for award flights.

- Caroline Lupini, RewardExpert
Wise Bread

Best for those who prefer the simplicity and convenience of a flat-rate rewards credit card, but do not spend more than $120,000 per calendar year with the card.

- Christina Majaski, Wise Bread
Bank Deal Guy

With the U.S. Bank FlexPerks Select+ American Express Card, you are not restricted to the amount of points that you can earn. Additionally, your convenience, this card offers rewards programs that don’t include rotating categories or binds you to only certain spending categories. There’s also no ann...

- Anthony Nguyen, Bank Deal Guy


Interest Rates
Regular APR Interest Rate 15.49% ‐ 25.49% (Variable)

This APR will vary with the market based on the Prime Rate.

Balance Transfer Interest Rate 15.49% ‐ 25.49% (Variable) (0% for the first 9 months)

This APR will vary with the market based on the Prime Rate.

Cash Advance Interest Rate 25.49% (Variable)

This APR will vary with the market based on the Prime Rate.

Rates & Fees
Annual Fee $0.00
Balance Transfer Fee 3%

Minimum of $5

Cash Advance Fee 4%

Minimum of $10

Foreign Transaction Fee 2%

Of each transaction in U.S. dollars.


Of each transaction in a foreign currency.

Over Limit Fee $0.00
Late Payment Fee $40.00


Sign up bonus 10000 points after spending $1,000

On purchases within the first 4 months.

All Purchases 1 point per $1 spent
Restaurants No
Gas No
Groceries No
Hotels No
Travel No
Pharmacy No
Bills No
Features & Benefits
Additional Card Holders Yes
Travel Accident Insurance Yes
Car Rental Insurance Yes
Car Rental Discount No
Extended Warranty Yes
Purchase Protection Yes
Zero Liability Yes
No Foreign Transaction Fees No
Emergency Assistance Yes
Concierge Service No
Price Protection No
Fraud Protection Yes
Free Credit Scores No
Wireless Payments No
Virtual Cards No
Minimum Security Deposit $0
Minimum Age 18
Minimum Personal Income
Temporary Residents No
Additional comments
Terms & Conditions Official Terms & Conditions
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Information in this article is believed to be accurate at the time it was written, but terms and conditions may change at any time. All information is presented without warranty or guarantee. Please verify all terms and conditions of any credit card prior to applying.

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