Am I eligible?
To get this card, you must also:
Note: This information is only intended as a guide. The final decision is up to the bank and your application could still be rejected even if you can answer 'Yes' to all the minimum criteria above. Always consider your options and your financial situation before you apply for a credit card.
What the Critics Are Saying...
- FinderIf you’re looking for a no-annual-fee travel credit card by U.S. Bank, this could be the right choice. You also get a long intro APR period on balance transfers and high redemption value on travel purchases.
- Brian Martucci, Money CrashersIt’s certainly not the most generous travel rewards credit card in the world, or even in U.S. Bank’s lineup. However, it costs nothing to keep in your wallet, isn’t too hard to qualify for, and has enough useful features to keep things interesting.
- Caroline Lupini, RewardExpertThe U.S. Bank FlexPerks Select+ American Express may not be the most rewarding card available, but it’s not bad for a no annual fee card. It offers a 10,000 points sign-up bonus, and each point can be worth as much as two cents each when redeemed for award flights.
- Christina Majaski, Wise BreadBest for those who prefer the simplicity and convenience of a flat-rate rewards credit card, but do not spend more than $120,000 per calendar year with the card.
- Anthony Nguyen, Bank Deal GuyWith the U.S. Bank FlexPerks Select+ American Express Card, you are not restricted to the amount of points that you can earn. Additionally, your convenience, this card offers rewards programs that don’t include rotating categories or binds you to only certain spending categories. There’s also no ann...
Details
| Interest Rates | |
|---|---|
| Regular APR Interest Rate |
15.49% ‐ 25.49% (Variable) This APR will vary with the market based on the Prime Rate. |
| Balance Transfer Interest Rate |
15.49% ‐ 25.49% (Variable) (0% for the first 9 months) This APR will vary with the market based on the Prime Rate. |
| Cash Advance Interest Rate |
25.49% (Variable) This APR will vary with the market based on the Prime Rate. |
| Rates & Fees | |
| Annual Fee | $0.00 |
| Balance Transfer Fee |
3% Minimum of $5 |
| Cash Advance Fee |
4% Minimum of $10 |
| Foreign Transaction Fee |
2% Of each transaction in U.S. dollars. 3% Of each transaction in a foreign currency. |
| Over Limit Fee | $0.00 |
| Late Payment Fee |
$40.00 Maximum |
| Promotions | |
| Sign up bonus |
10000 points after spending $1,000 On purchases within the first 4 months. |
| Rewards | |
| All Purchases | 1 point per $1 spent |
| Restaurants | No |
| Gas | No |
| Groceries | No |
| Hotels | No |
| Travel | No |
| Pharmacy | No |
| Bills | No |
| Features & Benefits | |
| Additional Card Holders | Yes |
| Travel Accident Insurance | Yes |
| Car Rental Insurance | Yes |
| Car Rental Discount | No |
| Extended Warranty | Yes |
| Purchase Protection | Yes |
| Zero Liability | Yes |
| No Foreign Transaction Fees | No |
| Emergency Assistance | Yes |
| Concierge Service | No |
| Price Protection | No |
| Fraud Protection | Yes |
| Free Credit Scores | No |
| Wireless Payments | No |
| Virtual Cards | No |
| Eligibility | |
| Minimum Security Deposit | $0 |
| Minimum Age | 18 |
| Minimum Personal Income | |
| Temporary Residents | No |
| More | |
| Additional comments | - |
| Terms & Conditions | Official Terms & Conditions |
| Suggest a correction |
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Information in this article is believed to be accurate at the time it was written, but terms and conditions may change at any time. All information is presented without warranty or guarantee. Please verify all terms and conditions of any credit card prior to applying.
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