U.S. Bank Business Select Rewards Card review

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Advertiser Disclosure

Interest Rate: Purchases
13.99% ‐ 24.99% (Variable) (0% for the first 9 months)
Balance Transfer
13.99% ‐ 24.99% (Variable)
Rewards
1 point
Signup Bonus
20000 points (after spending $1,000)


8.1/10
Informr score
The U.S. Bank Business Select Rewards Card currently has an Informr score of 8.1 out of 10. This score is based on our evaluation of 7 sources including reviews from users and the web's most trusted critics.

Am I eligible?


U.S. Bank Business Select Rewards Card is typically available to those with excellent credit scores (650 or greater).
To get this card, you must also:
Yes Be a permanent or temporary resident of USA

Note: This information is only intended as a guide. The final decision is up to the bank and your application could still be rejected even if you can answer 'Yes' to all the minimum criteria above. Always consider your options and your financial situation before you apply for a credit card.

What the Critics Are Saying...


CreditCards.com

If you do most of your business spending in one place, the U.S. Bank Business Edge Select Rewards card is a great way to maximize your rewards by earning 3x points on a bonus category of your choice.

- Emily Sherman, CreditCards.com
Finder

If you’re a small business owner looking for a rewards card with no annual fee, take a look at U.S. Bank Business Edge Select Rewards Card. It’s not the strongest rewards card out there, but you can choose from among three categories of spending to earn 3x points on your purchases, including an auto...

- Finder
Money Crashers

Designed for light-spending business owners who want to maximize the value of their earned rewards and aren’t particularly concerned about value-added perks or benefits.

- Brian Martucci, Money Crashers
Bank Deal Guy

You can get 3 points per dollar in any category you choose, whether it be day-to-day, automotive, or travel expenses.

- Hilary Tran, Bank Deal Guy
Credit Cards Explained

Having flexibility with your credit card is important. The U.S. Bank Business Edge Select Rewards card gives you the freedom to choose the types of purchases you want to earn bonus points on. That helps make this a card that most business owners would want to carry in their wallet.

- Sean Bryant, Credit Cards Explained

Details


Interest Rates
Regular APR Interest Rate 13.99% ‐ 24.99% (Variable) (0% for the first 9 months)

This APR will vary with the market based on the Prime Rate.

Balance Transfer Interest Rate 13.99% ‐ 24.99% (Variable)

This APR will vary with the market based on the Prime Rate.

Cash Advance Interest Rate 25.99% (Variable)

This APR will vary with the market based on the Prime Rate.

Rates & Fees
Annual Fee $0.00
Balance Transfer Fee 3%

Minimum of $5

Cash Advance Fee 5%

Minimum of $10

Foreign Transaction Fee 2%

Of each transaction in U.S. dollars.


3%

Of each transaction in foreign currencies.

Over Limit Fee $39.00


Late Payment Fee $39.00

Maximum

Promotions
Sign up bonus 20000 points after spending $1,000

On purchases within the first 3 months.

Rewards
All Purchases 1 point per $ spent
Restaurants No
Gas No
Groceries No
Hotels No
Travel No
Pharmacy No
Bills No
Additional Details

Earn 3 points per $1 spent on 1 of the 3 categories below.


Categories you can choose from include:

  • Day-to-day expenses, such as shipping, advertising, utilities, office supplies, telecom and professional services.
  • Automotive, such as gas, service, tires, tolls, dealerships, car washes and repairs.
  • Travel and entertainment, such as airlines, auto rental, hotels, restaurants and travel agencies.
Features & Benefits
Additional Card Holders Yes
Travel Accident Insurance No
Car Rental Insurance No
Car Rental Discount No
Extended Warranty No
Purchase Protection No
Zero Liability Yes
No Foreign Transaction Fees No
Emergency Assistance No
Concierge Service No
Price Protection No
Fraud Protection Yes
Free Credit Scores No
Wireless Payments No
Additional Benefits

Save up to 15% on business purchases.

Eligibility
Minimum Security Deposit $0
Minimum Age 18
Minimum Personal Income
Temporary Residents No
More
Additional comments
Terms & Conditions Official Terms & Conditions
Suggest a correction

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Information in this article is believed to be accurate at the time it was written, but terms and conditions may change at any time. All information is presented without warranty or guarantee. Please verify all terms and conditions of any credit card prior to applying.

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Critic Reviews


CreditCards.com

Customizable cash back bonus category

from CreditCards.com

If you do most of your business spending in one place, the U.S. Bank Business Edge Select Rewards card is a great way to maximize your rewards by earning 3x points on a bonus category of your choice.

Read full review

If you do most of your business spending in one place, the U.S. Bank Business Edge Select Rewards card is a great way to maximize your rewards by earning 3x points on a bonus category of your choice.

Read full review

Less

Finder

Flexible rewards card for small businesses with no annual fees

If you’re a small business owner looking for a rewards card with no annual fee, take a look at U.S. Bank Business Edge Select Rewards Card. It’s not the strongest rewards card out there, but you can choose from among three categories of spending to earn 3x points on your purchases, including...More

If you’re a small business owner looking for a rewards card with no annual fee, take a look at U.S. Bank Business Edge Select Rewards Card. It’s not the strongest rewards card out there, but you can choose from among three categories of spending to earn 3x points on your purchases, including an automotive category that includes gas, dealerships, car washes and more.

Read full review

Less

Money Crashers

Not the most generous business credit card

from Money Crashers

Designed for light-spending business owners who want to maximize the value of their earned rewards and aren’t particularly concerned about value-added perks or benefits.

Read full review

Designed for light-spending business owners who want to maximize the value of their earned rewards and aren’t particularly concerned about value-added perks or benefits.

Read full review

Less

Bank Deal Guy

Convenient and reliable credit card

from Bank Deal Guy

You can get 3 points per dollar in any category you choose, whether it be day-to-day, automotive, or travel expenses.

Read full review

You can get 3 points per dollar in any category you choose, whether it be day-to-day, automotive, or travel expenses.

Read full review

Less

Credit Cards Explained

A card that will reward you for the purchases that you make most frequently

from Credit Cards Explained

Having flexibility with your credit card is important. The U.S. Bank Business Edge Select Rewards card gives you the freedom to choose the types of purchases you want to earn bonus points on. That helps make this a card that most business owners would want to carry in their wallet.

Read full review

Having flexibility with your credit card is important. The U.S. Bank Business Edge Select Rewards card gives you the freedom to choose the types of purchases you want to earn bonus points on. That helps make this a card that most business owners would want to carry in their wallet.

Read full review

Less

Get.com

A rewards business credit card that gives you control on the rewards you earn

from Get.com

It's a business card that could be a good choice for you if you do most of your spending in one of these three categories: day-to-day expenses, automotive or travel and entertainment, as it gives you 3 points for each dollar spent (on net purchases) in the chosen category and 1 point per dollar on all other net purchases.

Read full review

It's a business card that could be a good choice for you if you do most of your spending in one of these three categories: day-to-day expenses, automotive or travel and entertainment, as it gives you 3 points for each dollar spent (on net purchases) in the chosen category and 1 point per dollar on all other net purchases.

Read full review

Less

Hustler MoneyBlog

Business best option

from Hustler MoneyBlog

US Bank Business Edge™ Select Rewards was designed to have no annual fee and flexible for any business to use to earn their max points based on their spending habits! You can use this card however you like by having the power to choose which spending category will earn you 3X points per $1 spent.

Read full review

US Bank Business Edge™ Select Rewards was designed to have no annual fee and flexible for any business to use to earn their max points based on their spending habits! You can use this card however you like by having the power to choose which spending category will earn you 3X points per $1 spent.

Read full review

Less

User Reviews


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