Am I eligible?
To get this card, you must also:
Note: This information is only intended as a guide. The final decision is up to the bank and your application could still be rejected even if you can answer 'Yes' to all the minimum criteria above. Always consider your options and your financial situation before you apply for a credit card.
What the Critics Are Saying...
- Emily Sherman, CreditCards.comIf you do most of your business spending in one place, the U.S. Bank Business Edge Select Rewards card is a great way to maximize your rewards by earning 3x points on a bonus category of your choice.
- FinderIf you’re a small business owner looking for a rewards card with no annual fee, take a look at U.S. Bank Business Edge Select Rewards Card. It’s not the strongest rewards card out there, but you can choose from among three categories of spending to earn 3x points on your purchases, including an auto...
- Brian Martucci, Money CrashersDesigned for light-spending business owners who want to maximize the value of their earned rewards and aren’t particularly concerned about value-added perks or benefits.
- Hilary Tran, Bank Deal GuyYou can get 3 points per dollar in any category you choose, whether it be day-to-day, automotive, or travel expenses.
- Sean Bryant, Credit Cards ExplainedHaving flexibility with your credit card is important. The U.S. Bank Business Edge Select Rewards card gives you the freedom to choose the types of purchases you want to earn bonus points on. That helps make this a card that most business owners would want to carry in their wallet.
Details
| Interest Rates | |
|---|---|
| Regular APR Interest Rate |
14.24% ‐ 25.24% (Variable) (0% for the first 9 months) This APR will vary with the market based on the Prime Rate. |
| Balance Transfer Interest Rate |
14.24% ‐ 25.24% (Variable) This APR will vary with the market based on the Prime Rate. |
| Cash Advance Interest Rate |
26.24% (Variable) This APR will vary with the market based on the Prime Rate. |
| Rates & Fees | |
| Annual Fee | $0.00 |
| Balance Transfer Fee |
3% Minimum of $5 |
| Cash Advance Fee |
4% Minimum of $10 |
| Foreign Transaction Fee |
2% Of each transaction in U.S. dollars. 3% Of each transaction in foreign currencies. |
| Over Limit Fee |
$39.00 Maximum |
| Late Payment Fee |
$39.00 Maximum |
| Promotions | |
| Sign up bonus |
20000 points after spending $1,000 On purchases within the first 3 months. |
| Rewards | |
| All Purchases | 1 point per $ spent |
| Restaurants | No |
| Gas | No |
| Groceries | No |
| Hotels | No |
| Travel | No |
| Pharmacy | No |
| Bills | No |
| Additional Details |
Earn 3 points per $1 spent on 1 of the 3 categories below. Categories you can choose from include:
|
| Features & Benefits | |
| Additional Card Holders | Yes |
| Travel Accident Insurance | No |
| Car Rental Insurance | No |
| Car Rental Discount | No |
| Extended Warranty | No |
| Purchase Protection | No |
| Zero Liability | Yes |
| No Foreign Transaction Fees | No |
| Emergency Assistance | No |
| Concierge Service | No |
| Price Protection | No |
| Fraud Protection | Yes |
| Free Credit Scores | No |
| Wireless Payments | No |
| Additional Benefits |
Save up to 15% on business purchases. |
| Eligibility | |
| Minimum Security Deposit | $0 |
| Minimum Age | 18 |
| Minimum Personal Income | |
| Temporary Residents | No |
| More | |
| Additional comments | |
| Terms & Conditions | Official Terms & Conditions |
| Suggest a correction |
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Information in this article is believed to be accurate at the time it was written, but terms and conditions may change at any time. All information is presented without warranty or guarantee. Please verify all terms and conditions of any credit card prior to applying.
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Critic Reviews
Customizable cash back bonus category
If you do most of your business spending in one place, the U.S. Bank Business Edge Select Rewards card is a great way to maximize your rewards by earning 3x points on a bonus category of your choice.
If you do most of your business spending in one place, the U.S. Bank Business Edge Select Rewards card is a great way to maximize your rewards by earning 3x points on a bonus category of your choice.
Flexible rewards card for small businesses with no annual fees
If you’re a small business owner looking for a rewards card with no annual fee, take a look at U.S. Bank Business Edge Select Rewards Card. It’s not the strongest rewards card out there, but you can choose from among three categories of spending to earn 3x points on your purchases, including...More
If you’re a small business owner looking for a rewards card with no annual fee, take a look at U.S. Bank Business Edge Select Rewards Card. It’s not the strongest rewards card out there, but you can choose from among three categories of spending to earn 3x points on your purchases, including an automotive category that includes gas, dealerships, car washes and more.
Not the most generous business credit card
Designed for light-spending business owners who want to maximize the value of their earned rewards and aren’t particularly concerned about value-added perks or benefits.
Designed for light-spending business owners who want to maximize the value of their earned rewards and aren’t particularly concerned about value-added perks or benefits.
Convenient and reliable credit card
You can get 3 points per dollar in any category you choose, whether it be day-to-day, automotive, or travel expenses.
You can get 3 points per dollar in any category you choose, whether it be day-to-day, automotive, or travel expenses.
A card that will reward you for the purchases that you make most frequently
Having flexibility with your credit card is important. The U.S. Bank Business Edge Select Rewards card gives you the freedom to choose the types of purchases you want to earn bonus points on. That helps make this a card that most business owners would want to carry in their wallet.
Having flexibility with your credit card is important. The U.S. Bank Business Edge Select Rewards card gives you the freedom to choose the types of purchases you want to earn bonus points on. That helps make this a card that most business owners would want to carry in their wallet.
A rewards business credit card that gives you control on the rewards you earn
It's a business card that could be a good choice for you if you do most of your spending in one of these three categories: day-to-day expenses, automotive or travel and entertainment, as it gives you 3 points for each dollar spent (on net purchases) in the chosen category and 1 point per dollar on all other net purchases.
It's a business card that could be a good choice for you if you do most of your spending in one of these three categories: day-to-day expenses, automotive or travel and entertainment, as it gives you 3 points for each dollar spent (on net purchases) in the chosen category and 1 point per dollar on all other net purchases.
Business best option
US Bank Business Edge™ Select Rewards was designed to have no annual fee and flexible for any business to use to earn their max points based on their spending habits! You can use this card however you like by having the power to choose which spending category will earn you 3X points per $1 spent.
US Bank Business Edge™ Select Rewards was designed to have no annual fee and flexible for any business to use to earn their max points based on their spending habits! You can use this card however you like by having the power to choose which spending category will earn you 3X points per $1 spent.