NOTE: This credit card may no longer be available for new customers. See the latest credit cards here.

U.S. Bank Business Select Rewards Card review

Compare Compare  
Advertiser Disclosure

Interest Rate: Purchases
11.99% ‐ 22.99% (Variable) (0% for the first 9 months)
Balance Transfer
11.99% ‐ 22.99% (Variable)
1 point
Signup Bonus
20000 points (after spending $1,000)

Informr score
The U.S. Bank Business Select Rewards Card currently has an Informr score of 7.6 out of 10. This score is based on our evaluation of 8 sources including reviews from users and the web's most trusted critics.

Am I eligible?

U.S. Bank Business Select Rewards Card is typically available to those with excellent credit scores (650 or greater).
To get this card, you must also:
Yes Be a permanent or temporary resident of USA

Note: This information is only intended as a guide. The final decision is up to the bank and your application could still be rejected even if you can answer 'Yes' to all the minimum criteria above. Always consider your options and your financial situation before you apply for a credit card.

What the Critics Are Saying...


The U.S. Bank Business Select Rewards Credit Card might be something you're interested in if you want flexibility with rewards. This card is also good if you'd rather avoid an annual fee. On the other hand, this card may not suit your business needs if you're looking for a bigger introductory bonus....

- Rebecca Lake, MyBankTracker

If you do most of your business spending in one place, the U.S. Bank Business Edge Select Rewards card is a great way to maximize your rewards by earning 3x points on a bonus category of your choice.

- Emily Sherman,

If you’re a small business owner looking for a rewards card with no annual fee, take a look at U.S. Bank Business Edge Select Rewards Card. It’s not the strongest rewards card out there, but you can choose from among three categories of spending to earn 3x points on your purchases, including an auto...

- Finder
Money Crashers

Designed for light-spending business owners who want to maximize the value of their earned rewards and aren’t particularly concerned about value-added perks or benefits.

- Brian Martucci, Money Crashers
Bank Deal Guy

You can get 3 points per dollar in any category you choose, whether it be day-to-day, automotive, or travel expenses.

- Hilary Tran, Bank Deal Guy


Interest Rates
Regular APR Interest Rate 11.99% ‐ 22.99% (Variable) (0% for the first 9 months)

This APR will vary with the market based on the Prime Rate.

Balance Transfer Interest Rate 11.99% ‐ 22.99% (Variable)

This APR will vary with the market based on the Prime Rate.

Cash Advance Interest Rate 23.99% (Variable)

This APR will vary with the market based on the Prime Rate.

Rates & Fees
Annual Fee $0.00
Balance Transfer Fee 3%

Minimum of $5

Cash Advance Fee 5%

Minimum of $10

Foreign Transaction Fee 2%

Of each transaction in U.S. dollars.


Of each transaction in foreign currencies.

Over Limit Fee $39.00

Late Payment Fee $39.00


Sign up bonus 20000 points after spending $1,000

On purchases within the first 3 months.

All Purchases 1 point per $ spent
Restaurants No
Gas No
Groceries No
Hotels No
Travel No
Pharmacy No
Bills No
Additional Details

Earn 3 points per $1 spent on 1 of the 3 categories below.

Categories you can choose from include:

  • Day-to-day expenses, such as shipping, advertising, utilities, office supplies, telecom and professional services.
  • Automotive, such as gas, service, tires, tolls, dealerships, car washes and repairs.
  • Travel and entertainment, such as airlines, auto rental, hotels, restaurants and travel agencies.
Features & Benefits
Additional Card Holders Yes
Travel Accident Insurance No
Car Rental Insurance No
Car Rental Discount No
Extended Warranty No
Purchase Protection No
Zero Liability Yes
No Foreign Transaction Fees No
Emergency Assistance No
Concierge Service No
Price Protection No
Fraud Protection Yes
Free Credit Scores No
Wireless Payments No
Virtual Cards No
Additional Benefits

Chip technology

Minimum Security Deposit $0
Minimum Age 18
Minimum Personal Income
Temporary Residents No
Additional comments
Terms & Conditions Official Terms & Conditions
Suggest a correction

Disclaimer: All products, logos, images and trademarks are the property of their respective owners. Content is not provided or commissioned by any company mentioned. Any views, analyses, or recommendations expressed here are those of the author's alone, and may not have been reviewed, approved or otherwise endorsed by any company mentioned.

Information in this article is believed to be accurate at the time it was written, but terms and conditions may change at any time. All information is presented without warranty or guarantee. Please verify all terms and conditions of any credit card prior to applying.

The Informr is an independent, advertising supported website and may receive compensation for sponsorships or when you click on certain affiliated links.

Use this card?

Help inform others by sharing your experience with U.S. Bank Business Select Rewards Card

Rate It: