Am I eligible?
To get this card, you must also:
Note: This information is only intended as a guide. The final decision is up to the bank and your application could still be rejected even if you can answer 'Yes' to all the minimum criteria above. Always consider your options and your financial situation before you apply for a credit card.
What the Critics Are Saying...
- Rebecca Lake, MyBankTrackerThe U.S. Bank Business Select Rewards Credit Card might be something you're interested in if you want flexibility with rewards. This card is also good if you'd rather avoid an annual fee. On the other hand, this card may not suit your business needs if you're looking for a bigger introductory bonus....
- Emily Sherman, CreditCards.comIf you do most of your business spending in one place, the U.S. Bank Business Edge Select Rewards card is a great way to maximize your rewards by earning 3x points on a bonus category of your choice.
- FinderIf you’re a small business owner looking for a rewards card with no annual fee, take a look at U.S. Bank Business Edge Select Rewards Card. It’s not the strongest rewards card out there, but you can choose from among three categories of spending to earn 3x points on your purchases, including an auto...
- Brian Martucci, Money CrashersDesigned for light-spending business owners who want to maximize the value of their earned rewards and aren’t particularly concerned about value-added perks or benefits.
- Hilary Tran, Bank Deal GuyYou can get 3 points per dollar in any category you choose, whether it be day-to-day, automotive, or travel expenses.
Details
| Interest Rates | |
|---|---|
| Regular APR Interest Rate |
11.99% ‐ 22.99% (Variable) (0% for the first 9 months) This APR will vary with the market based on the Prime Rate. |
| Balance Transfer Interest Rate |
11.99% ‐ 22.99% (Variable) This APR will vary with the market based on the Prime Rate. |
| Cash Advance Interest Rate |
23.99% (Variable) This APR will vary with the market based on the Prime Rate. |
| Rates & Fees | |
| Annual Fee | $0.00 |
| Balance Transfer Fee |
3% Minimum of $5 |
| Cash Advance Fee |
5% Minimum of $10 |
| Foreign Transaction Fee |
2% Of each transaction in U.S. dollars. 3% Of each transaction in foreign currencies. |
| Over Limit Fee |
$39.00 |
| Late Payment Fee |
$39.00 Maximum |
| Promotions | |
| Sign up bonus |
20000 points after spending $1,000 On purchases within the first 3 months. |
| Rewards | |
| All Purchases | 1 point per $ spent |
| Restaurants | No |
| Gas | No |
| Groceries | No |
| Hotels | No |
| Travel | No |
| Pharmacy | No |
| Bills | No |
| Additional Details |
Earn 3 points per $1 spent on 1 of the 3 categories below. Categories you can choose from include:
|
| Features & Benefits | |
| Additional Card Holders | Yes |
| Travel Accident Insurance | No |
| Car Rental Insurance | No |
| Car Rental Discount | No |
| Extended Warranty | No |
| Purchase Protection | No |
| Zero Liability | Yes |
| No Foreign Transaction Fees | No |
| Emergency Assistance | No |
| Concierge Service | No |
| Price Protection | No |
| Fraud Protection | Yes |
| Free Credit Scores | No |
| Wireless Payments | No |
| Virtual Cards | No |
| Additional Benefits |
Chip technology |
| Eligibility | |
| Minimum Security Deposit | $0 |
| Minimum Age | 18 |
| Minimum Personal Income | |
| Temporary Residents | No |
| More | |
| Additional comments | - |
| Terms & Conditions | Official Terms & Conditions |
| Suggest a correction |
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