Am I eligible?
To get this card, you must also:
Note: This information is only intended as a guide. The final decision is up to the bank and your application could still be rejected even if you can answer 'Yes' to all the minimum criteria above. Always consider your options and your financial situation before you apply for a credit card.
What the Critics Are Saying...
- Holly Johnson, CnetThe U.S. Bank Altitude® Reserve Visa Infinite® Card* requires a hefty $400 annual fee, yet its numerous travel perks and the flexibility of its rewards make it easy to extract value. Not only does the card offer up to $325 in statement credits toward eligible travel and dining purchases each year (i...
- Jason Stauffer, CNBCThe U.S. Bank Altitude® Reserve Visa Infinite® Card is a solid all-around travel credit card with valuable perks and a healthy welcome bonus. But if you’re interested in transferrable rewards or unlimited lounge access, you’ll need a card such as the Capital One Venture X Rewards Credit Card or Chas...
- William Charles, Doctor Of CreditI personally don’t think this card will be worth keeping after the first year for the majority of people, unless you can really make use of the 3x categories. What’s really interesting for me and a lot of other people is the ability to get 3x points on mobile wallet purchases. This could be amazing...
- Ben Walker, FinanceBuzzThe U.S. Bank Altitude Reserve Visa Infinite Card is an excellent choice for frequent travelers who have an existing relationship with U.S. Bank. This card offers premium travel benefits like Priority Pass membership, TSA PreCheck or Global Entry fee credit, in-flight Wi-Fi credits, and more. In add...
- Valencia Patrice Higuera, MyBankTrackerThe perks more than justify the annual fee. But at the same time, don’t ignore the fact that this card has a higher APR. So it might not be the right fit if you carry a balance from month-to-month. You could end up paying hundreds in interest charges.
Details
| Interest Rates | |
|---|---|
| Regular APR Interest Rate |
22.24% ‐ 29.24% (Variable) This APR will vary with the market based on the Prime Rate. |
| Balance Transfer Interest Rate |
22.24% ‐ 29.24% (Variable) This APR will vary with the market based on the Prime Rate. |
| Cash Advance Interest Rate |
29.99% (Variable) This APR will vary with the market based on the Prime Rate. |
| Rates & Fees | |
| Annual Fee | $400.00 |
| Balance Transfer Fee |
3% Minimum of $5 |
| Cash Advance Fee |
5% Minimum of $10 |
| Foreign Transaction Fee | $0.00 |
| Over Limit Fee | $0.00 |
| Late Payment Fee |
$41.00 Maximum |
| Promotions | |
| Sign up bonus |
50000 points after spending $4,500 On purchases within the first 3 months. |
| Rewards | |
| All Purchases | 1 point per $1 spent |
| Restaurants | No |
| Gas | No |
| Groceries | No |
| Hotels |
5 points per $ spent On prepaid hotels booked directly in the Altitude Rewards Center. |
| Travel |
3 points per $1 spent On eligible net travel purchases |
| Pharmacy | No |
| Bills | No |
| Additional Details |
|
| Features & Benefits | |
| Additional Card Holders |
$75 per year for each card |
| Travel Accident Insurance | Yes |
| Car Rental Insurance | Yes |
| Car Rental Discount | Yes |
| Extended Warranty | Yes |
| Purchase Protection | No |
| Zero Liability | Yes |
| No Foreign Transaction Fees | Yes |
| Emergency Assistance | No |
| Concierge Service | Yes |
| Price Protection | No |
| Fraud Protection | Yes |
| Free Credit Scores | No |
| Wireless Payments | Apple Pay, Samsung Pay, Google Pay |
| Virtual Cards | No |
| Additional Benefits |
|
| Eligibility | |
| Minimum Security Deposit | $0 |
| Minimum Age | 18 |
| Minimum Personal Income | |
| Temporary Residents | No |
| More | |
| Additional comments | - |
| Terms & Conditions | Official Terms & Conditions |
| Suggest a correction |
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