Am I eligible?
To get this card, you must also:
Note: This information is only intended as a guide. The final decision is up to the bank and your application could still be rejected even if you can answer 'Yes' to all the minimum criteria above. Always consider your options and your financial situation before you apply for a credit card.
What the Critics Are Saying...
- India Davis, BankrateThe American Express Business Gold Card is an affordable option for Amex travel rewards — and an even better choice if you spend mostly on everyday business expenses. Many small-business owners may find the excellent rewards rate, boosted redemption rate on select flights through the Amex portal and...
- Andy Shuman, CreditCards.comThe American Express Business Gold Card is a solid choice for a small-business owner who wants to earn and redeem points for business or family travel.
- Holly Johnson, CnetThe American Express® Business Gold Card is worth considering if your business spending matches the card’s eligible categories and you travel enough that you can get enough value out of the rewards and card benefits to make the annual fee worthwhile. However, if you’re looking for annual credits or...
- Holly Johnson, TimeIf you spend a lot of money in this card's 4x point categories each year, signing up for the American Express® Business Gold Card could help you maximize rewards over time. If you can take advantage of the statement credits this card offers every single month, it can also help make up for the card's...
- Dia Adams, Ben Nickel-D'Andrea, ForbesThe American Express® Business Gold Card is a solid choice for businesses that can maximize the bonus categories on everyday business expenses and value earning travel rewards in the form of Membership Rewards points. Just make sure you don’t assign value to the monthly credits this card offers unle...
Details
| Interest Rates | |
|---|---|
| Regular APR Interest Rate |
19.49% ‐ 27.49% (Variable)
|
| Balance Transfer Interest Rate |
Not available |
| Cash Advance Interest Rate |
Not available |
| Rates & Fees | |
| Annual Fee | $375.00 |
| Balance Transfer Fee | |
| Cash Advance Fee | |
| Foreign Transaction Fee | $0.00 |
| Over Limit Fee |
$0.00 |
| Late Payment Fee |
$39.00 Or 2.99% of any past due Pay in Full amount, whichever is greater. |
| Promotions | |
| Sign up bonus |
70000 points after spending $10,000 On purchases within the first 3 months |
| Rewards | |
| All Purchases | 1 point per $1 spent |
| Restaurants | No |
| Gas | No |
| Groceries | No |
| Hotels |
3 points per $1 spent On prepaid hotels and hotel packages booked on AmexTravel.com |
| Travel |
3 points per $1 spent On flights and prepaid flights booked on AmexTravel.com |
| Pharmacy | No |
| Bills | No |
| Additional Details |
Earn 4 points per $1 spent on the 2 categories where your business spent the most each billing cycle from 6 categories
|
| Features & Benefits | |
| Additional Card Holders | Yes |
| Travel Accident Insurance | No |
| Car Rental Insurance | Yes |
| Car Rental Discount | No |
| Extended Warranty | Yes |
| Purchase Protection | Yes |
| Zero Liability | No |
| No Foreign Transaction Fees | Yes |
| Emergency Assistance | Yes |
| Concierge Service | No |
| Price Protection | No |
| Fraud Protection | No |
| Free Credit Scores | No |
| Wireless Payments | No |
| Virtual Cards | No |
| Additional Benefits |
|
| Eligibility | |
| Minimum Security Deposit | $0 |
| Minimum Age | 18 |
| Minimum Personal Income | |
| Temporary Residents | No |
| More | |
| Additional comments | - |
| Terms & Conditions | Official Terms & Conditions |
| Suggest a correction |
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Information in this article is believed to be accurate at the time it was written, but terms and conditions may change at any time. All information is presented without warranty or guarantee. Please verify all terms and conditions of any credit card prior to applying.
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