Note: This information is only intended as a guide. The final decision is up to the bank and your application could still be rejected even if you can answer 'Yes' to all the minimum criteria above. Always consider your options and your financial situation before you apply for a credit card.
- Simon Ikuseru, WalletBliss
The Scotia Momentum Visa Infinite Card has positioned itself as one of the best credit cards in Canada with competitive cashback, comprehensive insurance, and exclusive benefits. If these are some of the features you need in a credit card, then you can’t make the wrong choice with this card. But if...
- Rachel Cribby, Wealth Rocket
It’s clear as day why the Scotia Momentum Visa Infinite card is highly regarded as one of the best credit cards in Canada. With high cashback potential and a healthy offering of customer perks, this card is hard to beat. This fact is especially true if you or your household spends the majority of yo...
- Victor, Yore Oyster
The Scotiabank Momentum Visa Infinite Card provides valuable benefits to cardholders, especially those who often spend more on groceries and recurring bills. Although it earns points from other purchases, the earn rate you can get is lower. Moreover, it's an excellent credit card with solid insuranc...
- Clay Jarvis, NerdWallet
The Scotia Momentum Visa Infinite Card is a cash-back credit card that offers a few perks usually associated with travel rewards cards. Cardholders earn cash back on every purchase, while the Visa Infinite program provides access to exclusive hotel, dining and wine experiences.
- Miguel R. Quiñones, AwardWallet
For Canadian residents interested in a credit card that allows you to maximize cash back earnings, the Momentum Infinite is an excellent product, especially if you tend to spend a lot on grocery stores and gas stations. The Visa Infinite benefits provided alone can make the annual fee worth it and w...
|Regular APR Interest Rate||20.99%|
|Balance Transfer Interest Rate||22.99%|
|Cash Advance Interest Rate||22.99%|
|Rates & Fees|
Waived on the first year
|Balance Transfer Fee||$5.00|
|Cash Advance Fee||
|Foreign Transaction Fee||
Transactions made in a foreign currency will be converted and posted to your account in Canadian currency.
|Over Limit Fee||$29.00|
|Late Payment Fee||$0.00|
|Sign up bonus||
Earn 10% cash back on all purchases for the first 3 months (up to $2,000 in total purchases)
|All Purchases||1% cash back|
|Gas||2% cash back|
4% cash back
Includes grocery stores and supermarkets.
4% cash back
On recurring bill payments
|Features & Benefits|
|Additional Card Holders||
|Travel Accident Insurance||Yes|
|Car Rental Insurance||Yes|
|Car Rental Discount||Yes|
|No Foreign Transaction Fees||No|
|Free Credit Scores||No|
|Wireless Payments||Paywave, Apple Pay|
|Minimum Security Deposit||$0|
18 years in AB, MB, ON, PE, QA, SK. 19 years in all other provinces.
|Minimum Personal Income||
$60,000 per year
|Terms & Conditions||Official Terms & Conditions|
|Suggest a correction|
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