Note: This information is only intended as a guide. The final decision is up to the bank and your application could still be rejected even if you can answer 'Yes' to all the minimum criteria above. Always consider your options and your financial situation before you apply for a credit card.
|Regular APR Interest Rate||20.99%|
|Balance Transfer Interest Rate||22.99%|
|Cash Advance Interest Rate||22.99%|
|Rates & Fees|
Waived on the first year
|Balance Transfer Fee||$5.00|
|Cash Advance Fee||
|Foreign Transaction Fee||
Transactions made in a foreign currency will be converted and posted to your account in Canadian currency.
|Over Limit Fee||$29.00|
|Late Payment Fee||$0.00|
|Sign up bonus||
Earn 10% cash back on all purchases for the first 3 months (up to $2,000 in total purchases)
|All Purchases||1% cash back|
|Gas||2% cash back|
4% cash back
Includes grocery stores and supermarkets.
4% cash back
On recurring bill payments
|Features & Benefits|
|Additional Card Holders||
|Travel Accident Insurance||Yes|
|Car Rental Insurance||Yes|
|Car Rental Discount||Yes|
|No Foreign Transaction Fees||No|
|Free Credit Scores||No|
|Wireless Payments||Paywave, Apple Pay|
|Minimum Security Deposit||$0|
18 years in AB, MB, ON, PE, QA, SK. 19 years in all other provinces.
|Minimum Personal Income||
$60,000 per year
|Terms & Conditions||Official Terms & Conditions|
|Suggest a correction|
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