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ManulifeMONEY+ Visa Infinite review

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Advertiser Disclosure

Annual Fee
Interest Rate: Purchases
Interest Rate: Purchases
Balance Transfer
22.99% (1.99% for the first 6 months)
Balance Transfer
22.99% (1.99% for the first 6 months)
1 - 3% cashback
1 - 3% cashback
Signup Bonus
Signup Bonus

Am I eligible?

ManulifeMONEY+ Visa Infinite is typically available to those with good credit scores (650 or greater).
To get this card, you must also:
Yes Be at least 18 years of age (AB, MB, ON, PE, QA, SK). 19 in all other provinces.
Yes Be a permanent or temporary resident of Canada
Yes Have a minimum personal income of $60000.

Note: This information is only intended as a guide. The final decision is up to the bank and your application could still be rejected even if you can answer 'Yes' to all the minimum criteria above. Always consider your options and your financial situation before you apply for a credit card.

What the Critics Are Saying...


If you’re a Manulife Bank customer and you want to earn a decent return on cash back for daily purchases, the ManulifeMONEY+ Visa Infinite card could be a good fit for you. This card comes with a generous welcome bonus and comprehensive travel insurance, but you’ll have to pay an annual fee to keep...

- Claire Horwood, Finder


Interest Rates
Regular APR Interest Rate 20.99%
Balance Transfer Interest Rate 22.99% (1.99% for the first 6 months)
Cash Advance Interest Rate 22.99%
Rates & Fees
Annual Fee $139.00

Waived on the first year

Balance Transfer Fee 3%
Cash Advance Fee $3.50
Foreign Transaction Fee 2.5%
Over Limit Fee $29.00
Late Payment Fee $0.00
Sign up bonus No
All Purchases 1% cash back
Restaurants No
Gas No
Groceries 3% cash back
Hotels 2% cash back

Including AirBnb

Travel 2% cash back

Including flights and cruises

Pharmacy No
Bills No
Features & Benefits
Additional Card Holders

$50 for each authorized user

Travel Accident Insurance Yes
Car Rental Insurance Yes
Car Rental Discount No
Extended Warranty Yes
Purchase Protection Yes
Zero Liability Yes
No Foreign Transaction Fees No
Emergency Assistance No
Concierge Service Yes
Price Protection No
Fraud Protection Yes
Free Credit Scores No
Wireless Payments Apple Pay, Samsung Pay, Google Pay
Virtual Cards No
Additional Benefits
  • Emergency medical insurance
  • Trip interruption insurance
  • Flight & baggage delay insurance
  • Manulife One Unlimited Daily Banking fee waived for the first year you’re an active cardholder. After that, waive your Manulife One Unlimited Daily Banking fee when you spend $20,000 a year on your card
Minimum Security Deposit $0
Minimum Age

18 years in AB, MB, ON, PE, QA, SK. 19 years in all other provinces.

Minimum Personal Income $60,000 per year
Temporary Residents No
Additional comments -
Terms & Conditions Official Terms & Conditions
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Information in this article is believed to be accurate at the time it was written, but terms and conditions may change at any time. All information is presented without warranty or guarantee. Please verify all terms and conditions of any credit card prior to applying.

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