Am I eligible?
To get this card, you must also:
Note: This information is only intended as a guide. The final decision is up to the bank and your application could still be rejected even if you can answer 'Yes' to all the minimum criteria above. Always consider your options and your financial situation before you apply for a credit card.
What the Critics Are Saying...
- Kalleigh MacCormack, MoneyGeniusThe HSBC Travel Rewards Mastercard shines when it comes to having no fee, decent return on your spending, and a handful of travel insurance inclusions. You'll even get a good welcome bonus to kick start your points bank right out of the gate. The major downside of this card is that your points are w...
Details
| Interest Rates | |
|---|---|
| Regular APR Interest Rate | 20.99% |
| Balance Transfer Interest Rate |
22.99% 21.99% if you reside in Quebec |
| Cash Advance Interest Rate |
22.99% 21.99% if you reside in Quebec |
| Rates & Fees | |
| Annual Fee | $0.00 |
| Balance Transfer Fee |
5% Maximum |
| Cash Advance Fee |
$2.00
|
| Foreign Transaction Fee | 2.5% |
| Over Limit Fee |
$29.00 The fee does not apply in Quebec |
| Late Payment Fee | $0.00 |
| Promotions | |
| Sign up bonus | No |
| Rewards | |
| All Purchases | 1 point per $1 spent |
| Restaurants | No |
| Gas |
2 points per $1 spent And daily transportation purchases (subway, train, taxi, etc.) |
| Groceries | No |
| Hotels | 3 points per $1 spent |
| Travel |
3 points per $1 spent (car rentals, vacations, flights, etc.) |
| Pharmacy | No |
| Bills | No |
| Features & Benefits | |
| Additional Card Holders | Yes |
| Travel Accident Insurance | No |
| Car Rental Insurance | No |
| Car Rental Discount | No |
| Extended Warranty | Yes |
| Purchase Protection | Yes |
| Zero Liability | Yes |
| No Foreign Transaction Fees | No |
| Emergency Assistance | No |
| Concierge Service | No |
| Price Protection | No |
| Fraud Protection | Yes |
| Free Credit Scores | No |
| Wireless Payments | Apple Pay, Google Pay |
| Virtual Cards | No |
| Additional Benefits |
|
| Eligibility | |
| Minimum Security Deposit | $0 |
| Minimum Age |
18 years in AB, MB, ON, PE, QA, SK. 19 years in all other provinces. |
| Minimum Personal Income | |
| Temporary Residents | No |
| More | |
| Additional comments | - |
| Terms & Conditions | Official Terms & Conditions |
| Suggest a correction |
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