Note: This information is only intended as a guide. The final decision is up to the bank and your application could still be rejected even if you can answer 'Yes' to all the minimum criteria above. Always consider your options and your financial situation before you apply for a credit card.
|Regular APR Interest Rate||10.9%|
|Balance Transfer Interest Rate||10.9%|
|Cash Advance Interest Rate||10.9%|
|Rates & Fees|
$295 for members
|Balance Transfer Fee||$0.00|
|Cash Advance Fee||$0.00|
|Foreign Transaction Fee||
Transactions made in a foreign currency will be converted and posted to your account in Canadian currency.
|Over Limit Fee||$0.00|
|Late Payment Fee||$0.00|
|Sign up bonus||No|
|All Purchases||1.75% cash back|
|Restaurants||4% cash back|
|Groceries||3% cash back|
|Travel||3% cash back|
|Features & Benefits|
|Additional Card Holders||
$95/year per card, free for members
|Travel Accident Insurance||Yes|
|Car Rental Insurance||Yes|
|Car Rental Discount||Yes|
|No Foreign Transaction Fees||No|
|Free Credit Scores||No|
|Wireless Payments||Paywave, Apple Pay, Google Pay|
|Minimum Security Deposit||$0|
18 years in AB, MB, ON, PE, QA, SK. 19 years in all other provinces.
|Minimum Personal Income||$200,000 per year|
|Terms & Conditions||Official Terms & Conditions|
|Suggest a correction|
Disclaimer: All products, logos, images and trademarks are the property of their respective owners. Content is not provided or commissioned by any company mentioned. Any views, analyses, or recommendations expressed here are those of the author's alone, and may not have been reviewed, approved or otherwise endorsed by any company mentioned.
Information in this article is believed to be accurate at the time it was written, but terms and conditions may change at any time. All information is presented without warranty or guarantee. Please verify all terms and conditions of any credit card prior to applying.
The Informr is an independent, advertising supported website and may receive compensation for sponsorships or when you click on certain affiliated links.
Help inform others by sharing your experience with Desjardins Odyssey Visa Infinite Privilege