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Desjardins Odyssey Visa Infinite Privilege review

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Advertiser Disclosure

Annual Fee
Interest Rate: Purchases
Interest Rate: Purchases
Balance Transfer
Balance Transfer
1.75 - 4% cashback
1.75 - 4% cashback
Signup Bonus
Signup Bonus

Informr score
The Desjardins Odyssey Visa Infinite Privilege currently has an Informr score of 8.8 out of 10. This score is based on our evaluation of 2 sources including reviews from users and the web's most trusted critics.

Am I eligible?

Desjardins Odyssey Visa Infinite Privilege is typically available to those with excellent credit scores (650 or greater).
To get this card, you must also:
Yes Be at least 18 years of age (AB, MB, ON, PE, QA, SK). 19 in all other provinces.
Yes Be a permanent or temporary resident of Canada
Yes Have a minimum personal income of $200000.

Note: This information is only intended as a guide. The final decision is up to the bank and your application could still be rejected even if you can answer 'Yes' to all the minimum criteria above. Always consider your options and your financial situation before you apply for a credit card.

What the Critics Are Saying...


The Desjardins Odyssey Visa Infinite Privilege card is a credit card for people who travel frequently. It has a low annual fee and a low starting interest rate and comes with a variety of VIP benefits, including comprehensive travel insurance. Travellers who hold the Desjardins Odyssey Visa Infinite...

- Bennett O'Brien, Finder

This flexible reward card comes with big rewards, perks, benefits, and insurance (plus, even more if you’re a Desjardins member), with a permanently low interest rate that will you help you save.

- creditcardGenius


Interest Rates
Regular APR Interest Rate 11.9%
Balance Transfer Interest Rate
Cash Advance Interest Rate 12.9%
Rates & Fees
Annual Fee $395.00

$295 for members

Balance Transfer Fee
Cash Advance Fee $0.00
Foreign Transaction Fee 2.5%

Transactions made in a foreign currency will be converted and posted to your account in Canadian currency.

Over Limit Fee $0.00
Late Payment Fee $0.00
Sign up bonus No
All Purchases 1.75% cash back
Restaurants 4% cash back
Gas No
Groceries 3% cash back
Hotels No
Travel 3% cash back (on first $25000 spent)
Pharmacy No
Bills No
Additional Details
  • 4% cash back on Public Transportation
  • 4% cash back on Entertainment purchases
Features & Benefits
Additional Card Holders

$95/year per card, free for members

Travel Accident Insurance Yes
Car Rental Insurance Yes
Car Rental Discount Yes
Extended Warranty Yes
Purchase Protection Yes
Zero Liability Yes
No Foreign Transaction Fees No
Emergency Assistance Yes
Concierge Service Yes
Price Protection No
Fraud Protection Yes
Free Credit Scores No
Wireless Payments Paywave, Apple Pay, Google Pay
Virtual Cards No
Additional Benefits
  • Access to the Desjardins Odyssey Lounge at Montreal-Trudeau airport
  • Visa Infinite Privilege benefits
  • Get up to 25% off your Hertz car rental and up to 10% off at Thrifty and Dollar
  • Mobile Device Insurance
  • Trip Cancellation or Interruption Coverage
  • Baggage Insurance
  • Desjardins Identity Protection
Minimum Security Deposit $0
Minimum Age

18 years in AB, MB, ON, PE, QA, SK. 19 years in all other provinces.

Minimum Personal Income $200,000 per year
Temporary Residents No
Additional comments
Terms & Conditions Official Terms & Conditions
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