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BMO® Air Miles® Mastercard® for students review

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Advertiser Disclosure

Annual Fee
Interest Rate: Purchases
Interest Rate: Purchases
Balance Transfer
Balance Transfer
1 - 3 Miles
1 - 3 Miles
Signup Bonus
800 miles (after spending $1,000)
Signup Bonus
800 miles (after spending $1,000)

Informr score
The BMO® Air Miles® Mastercard® for students currently has an Informr score of 7.2 out of 10. This score is based on our evaluation of 1 sources including reviews from users and the web's most trusted critics.

Am I eligible?

BMO® Air Miles® Mastercard® for students is typically available to those with good credit scores (650 or greater).
To get this card, you must also:
Yes Be at least 18 years of age (AB, MB, ON, PE, QA, SK). 19 in all other provinces.
Yes Be a permanent or temporary resident of Canada
Yes Have a minimum personal income of $15000.

Note: This information is only intended as a guide. The final decision is up to the bank and your application could still be rejected even if you can answer 'Yes' to all the minimum criteria above. Always consider your options and your financial situation before you apply for a credit card.

What the Critics Are Saying...


The Student BMO Air Miles Mastercard is a unique way for students to earn some extra Air Miles no matter where they’re shopping. So if you love collecting Air Miles, this is a great way to boost your earn rate. The fact you could get 800 bonus miles as a welcome bonus is just the cherry on top. The...

- MoneyGenius


Interest Rates
Regular APR Interest Rate 20.99%
Balance Transfer Interest Rate 22.99%

21.99% for Quebec residents

Cash Advance Interest Rate 22.99%

21.99% for Quebec residents

Rates & Fees
Annual Fee $0.00
Balance Transfer Fee 5%


Cash Advance Fee 1%

Minimum of $5

Foreign Transaction Fee 2.5%

Transactions made in a foreign currency will be converted and posted to your account in Canadian currency.

Over Limit Fee $29.00
Late Payment Fee $0.00
Sign up bonus 800 miles after spending $1,000

On purchases within the first 3 months. 

All Purchases 1 mile for $25 spent
Restaurants No
Gas 2 miles for $25 spent

At participating AIR MILES Partners

Groceries 2 miles for $25 spent

At participating AIR MILES Partners

Hotels No
Travel 3 miles for $25 spent

At participating AIR MILES Partners

Pharmacy 3 miles for $25 spent

At participating AIR MILES Partners

Bills No
Features & Benefits
Additional Card Holders Yes
Travel Accident Insurance No
Car Rental Insurance No
Car Rental Discount Yes
Extended Warranty Yes
Purchase Protection Yes
Zero Liability Yes
No Foreign Transaction Fees No
Emergency Assistance No
Concierge Service No
Price Protection No
Fraud Protection Yes
Free Credit Scores No
Wireless Payments Apple Pay
Virtual Cards No
Additional Benefits
  • Save up to 25% on rentals at participating National Car Rental and Alamo Rent a Car locations.
  • Grab a show with 15% off admission to Cirque du Soleil shows touring Canada, and 20% off resident shows in Las Vegas.
Minimum Security Deposit $0
Minimum Age

18 years in AB, MB, ON, PE, QA, SK. 19 years in all other provinces.

Minimum Personal Income $15,000 per year
Temporary Residents No
Additional comments -
Terms & Conditions Official Terms & Conditions
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