Am I eligible?
To get this card, you must also:
Note: This information is only intended as a guide. The final decision is up to the bank and your application could still be rejected even if you can answer 'Yes' to all the minimum criteria above. Always consider your options and your financial situation before you apply for a credit card.
What the Critics Are Saying...
- Chauncey Crail, ForbesThis card may not float your boat, but it might not sink it entirely. Navy Federal’s website says that the card is available for those with average or better credit, and we find the card to be decent for those with average credit, but less appealing to those who can qualify for a card with richer re...
- Brian Martucci, Money CrashersWith a relatively low APR and a solid rewards program redeemable for cash back, award travel, merchandise, it’s a great choice for folks seeking a greater variety of credit card rewards. With accelerated earnings on restaurant spending and gas station purchases, it’s comparable to popular credit car...
- Ben Luthi, InvestopediaThe Navy Federal GO REWARDS card has many good features, and it could be a solid option for members of the credit union with just average credit. That said, if you qualify for this card, you might get a lot more value from its sister card, the Navy Federal More Rewards American Express Card. Regardl...
- Robin Saks Frankel, BankrateIf your credit is just good and not excellent, you could benefit from the low APR and satisfactory rewards structure of this card.
- Kelly Dilworth, CreditCards.comOne of the best rewards cards available for on-the-go cardholders who plan to carry a balance, the NFCU Go Rewards card offers a solid spending bonus on gas and restaurant purchases and a reasonably priced APR.
Details
| Interest Rates | |
|---|---|
| Regular APR Interest Rate |
14.24% ‐ 18% (Variable) (1.99% for the first 12 months) This APR will vary with the market based on the Prime Rate. |
| Balance Transfer Interest Rate |
14.24% ‐ 18% (Variable) This APR will vary with the market based on the Prime Rate. |
| Cash Advance Interest Rate |
16.24% ‐ 20% (Variable) This APR will vary with the market based on the Prime Rate. |
| Rates & Fees | |
| Annual Fee | $0.00 |
| Balance Transfer Fee | $0.00 |
| Cash Advance Fee | $0.00 |
| Foreign Transaction Fee | $0.00 |
| Over Limit Fee | $0.00 |
| Late Payment Fee |
$20.00 Maximum |
| Promotions | |
| Sign up bonus | No |
| Rewards | |
| All Purchases | 1 point per $1 spent |
| Restaurants | 3 points per $1 spent |
| Gas | 2 points per $1 spent |
| Groceries | No |
| Hotels | No |
| Travel | No |
| Pharmacy | No |
| Bills | No |
| Features & Benefits | |
| Additional Card Holders | Yes |
| Travel Accident Insurance | No |
| Car Rental Insurance | Yes |
| Car Rental Discount | No |
| Extended Warranty | Yes |
| Purchase Protection | Yes |
| Zero Liability | Yes |
| No Foreign Transaction Fees | Yes |
| Emergency Assistance | No |
| Concierge Service | Yes |
| Price Protection | Yes |
| Fraud Protection | Yes |
| Free Credit Scores | Yes |
| Wireless Payments | No |
| Virtual Cards | No |
| Additional Benefits |
|
| Eligibility | |
| Minimum Security Deposit | $0 |
| Minimum Age | 18 |
| Minimum Personal Income | |
| Temporary Residents | No |
| More | |
| Additional comments | - |
| Terms & Conditions | Official Terms & Conditions |
| Suggest a correction |
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