Find & Compare Mobile Phones

How to Choose the Best Mobile Phone

Mobile phones… they’ve changed everything.

Being able to keep up with social media, stream your favorite music or movies, and juggle all of the tasks of a hectic modern existence with a single device is handy.

But they can also be expensive. And, unless you’re up-to-date on the latest tech trends, choosing from the seemingly endless number of mobiles on the market is intimidating.

So how do you know what’s best for you?

From mobile models and operating systems to network considerations, this guide will highlight everything you need to know.

If you need a new plan to go with your mobile, considering your network and mobile options together might help to uncover ways to save and avoid any incompatibilities between your new mobile and network.

Since plans and mobiles are tied together in many ways, we’re listing those considerations first. If you choose a mobile before considering the plan, you could find that all your research was done in vain when the network you’re choosing doesn’t offer the mobile you have in mind or, worse still, the mobile is not compatible with their network and won’t work at all.

Let’s look at the important considerations...

Phone Compatibility Between Networks

Mobiles use a range of frequencies to connect your mobile to the network and provide service. If you're looking for a new mobile (and you're not shopping at your network's store) you'll want to be sure your options are compatible .

If you have your eye on a specific model or brand , check that it will work with the networks you’re considering. Each network uses a specific set of frequencies.

If the mobile you are interested in doesn’t support the right frequencies, you could find service is unreliable or it might not connect at all.

This is particularly relevant in US markets where CDMA networks are still in operation.

Ensuring Great Coverage with Your New Phone

Without coverage, many of your phone’s features won’t work.

Always check out the coverage maps for the network you’re intending to use to ensure adequate coverage in areas you frequent.

Each network offers their own maps, but you can also use the OpenSignal service to see maps created using reports from other people’s mobiles.

Their data comes from users who install an app. It then measures signals for a realistic look at what you can expect instead of an estimate from networks.

Look near your home, along your route to work, near your kids' school, and other commonly visited locations.

In addition to coverage maps, be sure to ask friends or family about their experience. Most maps are estimations, but real-world experience gives you guaranteed information.

A little research ahead of time can avoid a lot of frustration later.

Consider Costs to Use the Phone, Not Just Purchase Price

New mobiles are nice but costs add up fast.

Data overages, fees for extra lines, taxes, and mobile financing or lease payments will all add to your tariff.

Knowing how much data you'll need and how many lines you will need highlights which mobiles you can afford without causing undue stress.

While your choice of mobile will impact how much much it costs to get your mobile service running, the plan required to make the most of the mobile will impact your finances for months -- if not years.

If you’re looking for the best plans for your needs, our comparison tool makes it easy to see how different options line up without having to dig through network sites or open a bunch of tabs.

We also have a cell plan buyer’s guide if you’re looking for more guidance into the various choices available.

Phones run an operating system -- just like a desktop or laptop computer. The operating system decides what apps are available, where you’ll get them, and how certain features work.

At a high level, most operating systems offer similar features these days -- including calling, messaging, a camera, email, security features, and more.

However, each operating system presents these features in a different way.

iOS

Apple’s iOS is the most consistent choice. Whether you’re picking up the latest iPhone or even a two-year-old iPad, they’ll function in a similar way. They also have one of the largest app stores around. 

This means that Apple’s mobiles are easier to use. Once you’ve learned how it works, you should find the software on any iPhone or iPad feels familiar. And, if you’re a Mac user, you’ll also find tight integration between your mobile and computer.

Android

Android mobiles come with a variety of different software versions and interfaces -- typically known as skins. Even different models by the same manufacturer can feature different software. However, most offer similar features once you know where to look. 

While Android offers more customization options, this isn’t always a good thing. If you’re new to smartphones or upgrade mobiles often, all those options and changes might feel intimidating. There’s also less integration between mobile devices and computers in the Android market.

Mobile Operating System Safety and Security

Mobile security is mostly about how often the mobile receives updates and how long it will receive updates after you buy it. 

After all, if someone discovers a new security issue tomorrow, it doesn’t matter how secure your software is today. What matters is how fast the issue is fixed.

On Apple devices, this isn’t much of a concern.

However, most Android mobiles don’t get software updates as often. This is often worse with network-locked mobiles as the network might add additional delays. 

That’s bad because fewer updates mean more opportunities for bugs and security issues to go unfixed.

If choosing an Android mobile, we recommend choosing an unlocked option from a manufacturer known for quick updates. Better still, Google’s Pixel series and mobiles in the Android One program receive updates as they release with no delays for a guaranteed period of time.

App Availability

Comparing apps on iOS to apps on Android is a matter of quality versus quantity.

While both platforms will have a range of common apps -- such as social media platforms, art and design apps, chat apps, and games -- they also have a few exclusives that might impact your decision.

While iOS has many of the games and “fun” apps of Android, it’s better positioned for productivity and professional-grade art and design apps. 

Apple has strict requirements to get apps on their store. This means that, in most cases, if an app is available on the iTunes App Store, it is safe and reliable.

The Google Play store, in contrast, has more lenient requirements and less screening. While they catch most of the malware that is submitted to their store, they allow apps of questionable quality through more often.

If you need to use a specific app (or you’re curious about the options available) you can always browse the iTunes App Store or Google Play Store from your computer before deciding.

Phone Selection & Pricing

When it comes to mobile selection, Android wins hands down. 

Apple typically offers a series of top-end mobiles and then keeps a few generations of older models available at lower prices. 

Android, on the other hand, has multiple manufacturers using their software. Even if only looking at the top-end models, there are more options on Android than Apple.

Add in the army of mid-range and budget options and the lead increases even more.

The sheer difference in selection means that Android offers a greater range of prices as well.

In general, top-end Android and Apple devices have similar prices.

Older Apple devices might compete with some mid-range Android devices in price.

But if you’re looking for a budget-friendly option, Android is going to give you more options.

With a rough idea of what you need in a mobile and how much it’ll cost to keep service running for it, it’s time to figure out which mobiles you’re interested in.

Do you want a fast smartphone with an awesome camera? 

A basic mobile for emergencies that doesn’t cost an arm and a leg? 

A mobile that’s cool enough for the kids but affordable enough to replace?

There is no mobile that is perfect for everyone.  

So think about how you plan to use it and what you want it to do. Note what’s important to you. 

This upfront consideration can help narrow your options and ensure you start off on the right foot.

The consideration that will most impact your options is whether you want a basic mobile or a smartphone.

While smartphones are handy, they’re also pricey. 

If any of the following describes your needs, basic mobiles are likely a better fit:

• You’re only looking for a mobile for emergency use
• You would prefer to stick to voice calls 
• You don’t want the distractions of modern technology sitting in your pocket

If you decide on a basic mobile, most of this section won’t apply. You can skip to “Paying for Your Phone” for more details or consult our list of the best non-smartphones for ideal picks based on your intended usage and budget.

However, if any of the following describes your needs, a smartphone is likely the best option:

• You want instant access to your email
• You love to take photos or record videos 
• You want access to streaming media services -- such as Netflix or Spotify -- on the go
• You prefer to use text messaging to communicate

Consider the following when deciding the best smartphone for your needs...

1. Screen Size & Resolution

Whether you’re checking email and using your mobile as a mobile office or plan to play the latest games and treat your mobile like a portable entertainment hub, the screen is what you’ll interact with most.

A high-quality screen is essential to a good mobile experience.

But what makes one screen better than another?

Choosing the Proper Screen Size

Phones get bigger each year. 

These days, it’s not uncommon to see top-end models touting screens hovering in the 6-inch range. 

While this is great for watching videos, it’s not always ideal for making calls or using your mobile with one hand.

Smaller mobiles are lighter and easier to hold but text is often cramped on the screen and keyboards can be a pain to use.

It’s all about balance.

We recommend mobiles smaller than 4.5-inches if you’re in need of something portable and plan to use your smartphone primarily for voice calls and other basic needs.

Medium-sized mobiles between 4.5- and 6-inches strike a nice balance of portability and ease of use. They’re also great for gaming or media consumption.

Phones larger than 6-inches get tricky. Voice calls might be awkward without a Bluetooth headset or wireless speaker . 

And, while a larger screen might be great for gaming or watching movies, it’s less likely to fit in your pocket comfortably or allow you easy one-handed use.

If you’re unsure what size is right for you, we recommend heading to your local electronics store and handling a few mobiles. 

This will help you determine what looks good and feels right in your hands.

The Balance Between Screen Size and Screen Resolution

Screen resolution and screen size combine to determine how detailed your screen will look. Specifications often list this as a pixels-per-inch (PPI).

The PPI measurement compares the resolution to the screen size to show how many dots are in an inch of screen space. 

For example, if you have a large screen with a lower resolution, you’ll notice rougher edges on text and a lack of detail in images and video. But if you have a smaller screen with the same resolution, the lack of detail isn’t as obvious.

With that said, there’s also a limit to the amount of detail you can see -- even on a larger mobile. And, because of this, some experts argue that 4K mobiles are overkill and often not worth the price -- both in increased costs and performance loss.

We find that a PPI around 350 provides an adequate level of detail.

While a PPI higher than 420 offers improved detail, it’s harder to notice the difference as the number increases further.

Similarly, dropping below 300 PPI, you’ll notice an immediate lack of detail in images, videos and games. You might also find that text is blurry and hard to read.

The exception to this is if you plan to use your mobile with a VR headset. Since the mobile stays so close to your eyes -- and lenses magnify the image -- you'll want the highest resolution you can get.

Most standalone VR headsets use two small screens between 1440 and 1600 pixels each and roughly a couple inches wide. So they're pushing PPI measurements that most mobiles can't match.

Still, most forums recommend starting at at least 450 PPI and if you can push closer to 550 or 600 you'll notice a difference.

Why Some Screens Seem Bigger Than Others But Are Listed as the Same Size

Recently, mobile manufacturers have experimented with different resolutions.

The idea behind these changes is that having a mobile that is slimmer across and taller is easier to use with one hand and provides a better experience when streaming media or using two apps side-by-side.

However, this has created confusion… 

The different resolutions available mean that a 5.8-inch screen running at 1280-by-720 pixels (720p) and a 5.8-inch screen running at 2960-by-1440 pixels are different sizes. 

It’s kind of like the difference between a 28-inch tube TV from the 1990s and a 28-inch flat panel TV you’ll find in stores today. The sheer size of the TVs’ bodies aside, the screens themselves are a very different shape.

As the trend toward longer mobiles becomes the norm, these differences will disappear.

Until then, a visual comparison and checking specs for the physical dimension of the mobile (not the screen) are the best ways to see how screen size impacts the overall size of the mobile.

2. Screen Types

If you’ve looked at mobile specifications or checked mobile reviews, you’ve seen a range of screen types mentioned. While the type of screen will change how the image looks, the quality of the screen is often the most important consideration.

Budget mobiles often feature dimmer, duller screens than their pricier competitors -- even if they use the same screen type.

However, there are a few defining characteristics of each screen type to keep in mind:

• TFT: These are found mostly in budget devices. TFT (Thin Film Transistor) displays have reduced viewing angles. This can cause distortion when viewing from an angle. A lack of contrast and brightness can also cause problems when trying to read the screen in bright sunlight.
• IPS: These offer improved colour and contrast over TFT displays as well as improved viewing angles. A good IPS (In-Plane Switching) screen can compete with the best screens out there. A poor one won’t offer much more than a TFT panel.
• AMOLED or OLED: Typically used in high-end devices, AMOLED (Active Matrix Organic Light-Emitting Diode) and OLED (Organic Light-Emitting Diode) screens offer exceptional brightness and contrast with wide viewing angles. However, they are more expensive. They also have a tendency to make colours very punchy. So if colour accuracy is a concern, choose a model with colour profiles that you can adjust to your liking.

3. Understanding Phone Frequencies & Network Options

When looking at connectivity and network options, you’re likely to run into a huge list of numbers and acronyms. 

Let’s go through some of the main ones…

GSM and CDMA are network communications types. They determine how your mobile identifies itself when trying to connect to a mobile network.

Unless you’re shopping for a mobile in the US, you’ll want to avoid CDMA. All mobile networks in the UK, Canada, and other parts of the world use GSM. 

Even then, the few networks still using CDMA in the US are slowly moving away from it. CDMA might no longer be valid in a few years.

3G , 4G , LTE , and 5G refer to network speeds and the frequencies your network uses to transmit data.

• 3G is good for basic emails or picture messages, but not much more. 
• 4G and LTE are the current fastest standards seeing widespread use. These allow you to stream video, use HD voice or VoLTE features where supported, and download at broadband speeds.
• 5G is the next generation of mobile network. While a few networks are testing it, 5G is not yet available in most locations. However, once it is, it is likely to change the mobile landscape forever. Offering speeds of one gigabit-per-second or more, there’s a good chance that your phone’s 5G connection will be faster than your home Internet connection. In fact, some experts believe it might replace it.

You’ll want to find a mobile that matches the network types available by your network. Buying a 3G mobile to use on a 4G network doesn’t mean it will just run slower -- it means it won’t connect at all.

If you’re unsure which networks a mobile supports, you can consult Frequency Check or Will My Phone Work to get answers in a few clicks.

4. Storage

The internal storage on your mobile is where you will install apps, store photos and videos, store text and multimedia messages, and download files.

It’s no different than the hard drive on your computer or laptop.

When deciding how much storage you need, consider that you won’t have access to the full amount of storage listed in the phone’s specifications. 

This is because the phone’s operating system and any apps the manufacturer or network install by default will take up space. To make matters worse, you can’t uninstall these apps on some mobiles. So you cannot count on being able to reclaim the space these apps use.

If your mobile has a slot for a microSD card , you won’t need to worry as much about storage because it can be expanded affordably. 

For mobiles without memory card support -- such as Apple’s iPhones -- you’re stuck with what you buy. Consider how you plan to use your mobile before deciding on the right amount of storage for you.

• For most users, 16GB provides just enough room for an assortment of apps and games, some music, and the occasional photo or video recording.
• When possible, we recommend 32GB or more of storage. This will allow you to add media and apps to your mobile with much more freedom.
• If you plan to store a large amount of video or music on your mobile or play multiple 3D games, opting for 64GB of storage or more is even better. However, for many users, this is overkill.

If your mobile doesn't support a microSD card, we'd recommend no less than 32GB just to be sure you're never stuck wishing you had purchased a mobile with more storage.

5. Battery Life and Charging Speeds

Most mobile specification sheets list a battery capacity in mAh.

But this number doesn’t tell you what to expect in terms of battery life. 

And even if manufacturers provide an estimate of battery hours, it will only be accurate using the same mobile settings, apps, and network conditions the manufacturer used during their testing.

Screen size, screen resolution, the processor used, your signal strength, and how you use your mobile will all impact battery life.

Despite all the improvements in other areas, there are still mobiles today that won’t last a day on a charge if you use them heavily. 

For all-day use, most modern mobiles require a battery capacity of at least 2,700mAh. 

If you plan to use your mobile often, choosing a model with fast charging will help speed up charge times significantly for times when you need a charge in a hurry.

It seems each brand comes out with a special name for their own type of fast charging. But they all work similarly…

The mobile and charger communicate to send more power to battery when the charge is low. As the charge gets higher, the charger slows down how fast it charges your mobile again until the battery’s charge is full.

This doesn’t just help provide hours of use in as little as 30 minutes of charging -- it’s also better for the battery. 

With fast charge mobiles, you can expect a full charge in 1 to 1.5 hours in most cases. But you’ll need a special charger -- either provided with the mobile or purchased separately -- to get the fastest charging times. 

If you plan to use your mobile a lot, a mobile with fast charging will ensure speedy top offs when you need them.

6. Cameras

Not long ago, choosing a good camera mobile was all about megapixels (MP).

While this still serves as a decent baseline to weed out bad options, there are more factors to consider these days. 

Manufacturers have improved mobile camera quality greatly. Some high-end mobiles offer image quality that rivals entry-level dSLRs -- though they still don’t have the flexibility of swappable lenses and other advanced options you’d find with a dedicated camera.

Most mobiles include two cameras:

• A rear camera for high-quality images
• A front-camera for video chats and lower-quality selfies

The baseline consideration for an acceptable rear mobile camera is around 8MP. 

5MP is acceptable for front-facing lenses if you’re only planning on the occasional selfie or video chat.

But megapixels only give a basic idea of what to expect...

Other considerations include:

• Dual Lens Cameras: These often offer advanced features, such as zoom or bokeh effects, that you won’t find with the competition.
• Aperture Size: While this is a complex topic that could be its own guide, in general smaller numbers will mean better low light performance. However, it can also result in a lack of depth in shots.
• Sensor Size: Sensor sizes are most often labelled in fractions. Common sensor sizes include 1/3.2-inches, 1/3-inches and 1/1.2-inches. The larger the sensor, the more detail the camera can capture.
• Pixel Size: The larger the pixel size (measured in microns) the better the low-light performance.
• Optical Image Stabilization: This uses a mechanism to help stabilize the lens and reduce the number of fuzzy shots you snap.
• Phase-Detection or Laser-Assisted Autofocus: Both features drastically speed up how fast your mobile can focus. This makes it easier to capture those magic moments before they’re gone.
• Telephoto Lenses: These lenses allow you to use optical zoom instead of relying on digital zooming. This means better details and clearer shots.
• Dedicated Image Processors: While still rare, some recent flagship mobiles have added image processors to their mobile cameras to provide faster performance and improved image quality.

If you’re looking for a true camera-centric look at how mobile models compare, DxOMark covers everything else you might need to know.

Mobile Video Recording

Video recording on mobiles has seen as many improvements in recent years as photography. But it still is a mobile feature that cannot compete with high-end video cameras or action cameras.

Still, if you’re looking to film your vacations or catch cute clips of the kids, phone’s are easy-to-use and more than capable of producing high-quality video for sharing with friends and family.

If you’re planning to share your videos online, you’ll want a mobile that records 720p video at 60 frames per second (FPS) minimum. 1080p is even better for viewing on larger screens.

4K video is trickier...

While many mobiles can record 4K video, they only record at 30 FPS. 

This might be great for calm scenes or family videos, but any high-action shots are likely to appear blurry or experience minor stuttering.

If you’re planning to shoot slow-motion videos, choose a mobile capable of filming at 240 FPS or higher and plan to pick up a tripod or mobile mount. Without one, you’ll end up with a blurry mess.

7. Processor Speeds, Memory, & Performance

Today’s mobiles are more powerful than ever. 

This makes the processor consideration less important -- especially when comparing options in the higher price ranges. They’re all going to be more than fast enough for the average user and many are more than enough for most power users.

But if you’re looking at the entry-level and mid-range mobiles, you’ll want to keep a few things in mind.

When it comes to processor cores, a quad-core option is good enough for casual use.

If you plan on gaming, editing video, multitasking, or using your mobile for more than basic communications, an octa-core processor offers noticeable improvements in most cases.

But how can you tell how much better one processor is than another?

This gets tricky…

In the early days, you could compare the GHz for each processor -- a rating that measures processing power.

However, with the later generations, processors are doing more with the same processing power. So this number isn't always accurate.

Not to mention, many quad- and octa-core processors are using multiple cores at different speeds in the same chip.

If you’re looking to compare two specific processors, these Android and iPhone comparison charts make it simple.

However, as general trends go, newer processors of a similar speed will always offer improved performance and power usage over older processors.

In most cases, it pays off to buy something just above what you need. 

You can count on a bit of future-proofing while getting a great balance of performance and value.  

How Memory Impacts Performance

Processors are only one part -- though arguably the largest part -- of mobile performance.

Memory plays an important part in keeping your mobile zipping along.

And no, we’re not talking about storage memory. 

There’s another type of memory -- RAM -- that functions like your phone’s short term memory. 

It’s also faster than the internal storage, so anything stored in it loads quicker than it would from internal storage or off a microSD card.

More RAM means you can switch between apps faster when multitasking and generally keep things running smoothly for longer.

We’d recommend a minimum of 2GB of RAM for casual, day-to-day uses.

If you multitask at all or play games, 3 to 4GB will show noticeable improvements in response times and loading speeds.

Models with 6 to 8GB of RAM are more than most people need. But if you have the budget, it provides a level of future-proofing as apps continue to get larger and their memory requirements grow.

8. Fingerprint Scanners & Facial Recognition

Your smartphone is home to an endless trove of personal information.

Everything from social media accounts and bank accounts to pictures and voicemails are all just a few taps away.

This makes securing the information on your mobile essential.

In a world that is increasingly connected and digital, allowing this information to fall into the wrong hands is a major headache in the least and a catastrophe at worst.

Phones offer several ways to prevent unwanted access to your apps and information.

Nearly every mobile offers storage encryption and a basic password-, PIN-, or gesture-based locking feature.

But newer mobiles also offer extra options that can help improve security while also providing convenience.

Fingerprint Scanners

Fingerprint scanners rest on the front or back of the mobile and allow you to verify your identity with a quick press of the finger. In most cases, you can store 4 or 5 fingerprints to allow unlocking with multiple fingers. This means you don’t have to remember which finger you scanned or how you placed it on the scanner when you saved your fingerprint.

While fingerprint scanners had issues in their early years, they’re all fairly reliable these days. They’re also secure enough to be trusted by mobile payment and banking apps.

Facial Recognition

Some manufacturers are also using facial recognition to provide an even easier way to identify yourself and unlock your mobile.

Many use the front-facing camera to capture an image and compare it to a profile saved on your mobile.

And while this works, its raised security concerns with some experts because it’s only based off a flat image with little data.

In some weaker camera-based facial recognition systems, researchers could trick the systems into unlocking using photos.

This doesn’t account for issues with unlocking in dimly lit places or from angles different from the one you used when you set up camera-based facial recognition.

However, advanced sensor-based systems, such as Apple’s Face ID and Samsung’s Iris Recognition, use additional sensors to help capture 3D images of your face or tiny details about your eyes and other facial features.

This solves most of the concerns of the weaker camera-based solutions. The camera collects data about your face from multiple angles and sensors map the contours of your facial features. 

This means that whether you grow a beard, cut your hair, or need to unlock your mobile in the dark, the system still works. More importantly, it means that it is harder for others to trick.

Experts consider these sensor-based types of visual identification more secure in most cases than the simpler camera-based ones.  

9. Waterproof Phones

As mobiles have increased in price over the past decade, they’ve moved from a pricey-but-convenient part of life to expensive -- some might even say luxury -- items.

With that has come a demand for more durability.

No one wants a rogue splash or a dip in the sink to cost them hundreds -- if not thousands -- of dollars.

In response, manufacturers have released water-resistant and waterproof mobiles. 

If this appeals to you, look for mobiles with an IP rating.

Common ratings include:

• IP67: Protection from dust and 1m of immersion in water for up to 30 minutes
  
• IP68: Protection from dust and immersion beyond 1m

However, Wired points out an interesting fact:

“Somewhat confusingly, just because a device has been rated at level 8 for waterproofing, does not mean it has passed tests for the levels below it. For example, while the iPhone 7 has an iP67 rating meaning it can withstand brief submersion, it hasn't been rated to survive a jet of water (levels 5 and 6). So while it would survive being dropped in the bath, Apple admits the mobile should not be taken into the shower. Liquid damage is not covered under warranty.”

So always treat ratings as a protective measure, not a guarantee.

Avoid pushing the boundaries of these protections if you can or you might find yourself with a hefty replacement fee on your hands.

10. Near-Field Communication (NFC)

This is one of those features you might not use often -- if at all -- but when you want to use it and it’s not there you’ll notice.

NFC allows your mobile to send information by tapping it to or placing it near an NFC-enabled receiver.

How would you use a feature like that?

While you can use it to send photos, contacts, and other bits of information between mobiles and mobile accessories, the primary use for NFC is mobile payments.

If you plan to use mobile payment services, such as Google Pay , Samsung Pay , or Apple Pay , be sure the phone’s you’re considering support NFC.

Once you know what plan and mobile best suits your needs, all that’s left is figuring out the best way to pay for it.

More importantly, you need to look at how the various options available might impact the final cost you pay for your mobile.

While deals from networks often look awesome upfront -- especially in the face of ever-increasing mobile prices -- they might not be as good as they appear when you break things down.

Financing and Leasing or Paying Upfront

Networks used to offer steep mobile discounts in exchange for a multi-year service contract. It allowed you to score a good deal on a mobile and ensured they’d recoup the cost as you completed the terms of your agreement.

These days, networks often prefer to finance or lease mobiles. Part of your monthly tariff is for your mobile financing or lease, while the rest is for your monthly mobile service.

With financing , the mobile is yours to keep once you’ve paid off the balance.

With leasing , you pay a certain amount each month -- often for one or two years. At the end of your lease, you can return the mobile to the network for a discount on a new lease or arrange to pay the remaining balance on your mobile and keep it.

But whether you lease or finance your new mobile, you must keep it in like-new or gently-used condition or risk having to pay hefty fees to replace it.

Given how fragile smartphones can be, this might be a risky proposition.

Subsidies and Discounts

If a network offers subsidies and mobile discounts, be sure to read the fine print and understand what the terms of your discount might be.

This includes rebates and cashback deals on mobiles.

Many require you to submit paperwork by specific deadlines or apply the rebate to a prepaid visa card after a period of time.

You’ll still be on the hook for the fees upfront and may need to wait months before seeing your refund.

Understanding the terms of your deal will avoid any unexpected surprises.

Unlocked vs. Locked Phones

The full price of a newer mobile might make you cringe.

But buying an unlocked mobile outright comes with a number of benefits that aren’t immediately obvious, including:

• The ability to freely switch networks
• No interest payments adding to the cost of the mobile
• Access to cheaper SIM-only plans
• The ability to use other SIMs while travelling to avoid roaming fees
• Increased resale value
• Less bloatware and potentially faster updates

Many of these benefits can help you recoup any savings you might find at your network.

If you travel often, this might only take a few months as using a SIM from your destination is likely substantially cheaper than the roaming rates offered by your network at home.

Besides paying for your mobile upfront, there are a few options many buyers don’t consider when searching for ways to save on their next mobile purchase or upgrade.

Let’s look at some simple ways to save big…

The Value of Refurbished Phones

While the overall value of a refurbished mobile will depend on how well it’s refurbished, a mobile refurbished by a reputable service -- or better yet the manufacturer themself -- can offer exceptional value and savings.

If you’re buying from an online auction site or classified, you’ll need to research the seller and item in question.

However, the market for used and refurbished mobiles is huge these days. So there’s no shortage of reputable options for finding a reliable mobile at a fraction of the retail price.

Used Phones Provide Even More Options for Savings

If you're willing to do a little research and know where to look, used mobiles are a great way to get more mobile for your money .

This is especially true when new models are released. People that upgrade because they want the latest model the moment the manufacturer releases it often flood the market with gently-used mobiles that function like new -- but at a fraction of the price.

If you are replacing your mobile or upgrading, you can also make some spare cash with your old devices. Consult our comprehensive guide on selling your used mobile for maximum profit .

Timing Your Purchase or Upgrade for Maximum Savings

Like any consumer product, mobile prices -- even on the same model -- vary throughout the year.

If you can find a good sale -- or can wait for a newer model release to buy the mobile you have in mind -- you can save big.

Common times for mobile sales include:

• The back to school season
• The winter holiday season
• Graduation time

If you have a specific model of mobile in mind, checking for previous mobile releases might show when the manufacturer typically releases their new mobiles.

Many companies release mobiles on a schedule with a new model coming out every 6 months to a year.

When they release the new model, they’ll often slash the prices on old stock to clear out room to store and sell their new mobiles.

Times for price drops vary between a few months before to a few months after the release of the new model.

While it might take a little research and some patience, the pay off is often worth it.

With all the options available, choosing the perfect mobile for your needs might seem complex.

Not to fear.

By understanding what to look for and what you need, the process is much easier.

With everything in this guide, you have the information and tools you need to make an informed decision.

If you’re like more help deciding, be sure to check out our mobile comparison tool.

It allows you to filter through the best mobiles for you by features, size, manufacturer, size, price, and more.

We've checked out reviews on from experts and advisors around the web for every mobile listed on our site to see what they think of the mobiles and how the mobiles worked for them.

In short, we did the research so you don't have to.