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Mogo review

Informr score
Mogo currently has an Informr score of 8.5 out of 10. This score is based on our evaluation of 9 sources including reviews from users and the web's most trusted critics.

What the Critics Are Saying...


Mogo is a fantastic - and totally free - tool that most Canadians will find helpful for credit monitoring. They provide access to daily alerts that are often only available through a paid service, as well as just about everything you could expect from a no-cost credit monitoring service - and then s...

- TopConsumerReviews

If you have a history of problematic spending habits or high debt, tracking your credit score can inspire you to make changes and establish a better framework for financial success. Mogo is an alternative to standard banks, credit unions, and trust companies that also gives you access to Bitcoin and...

- Edwin Gan, Comparewise
Wealth Rocket
Wealth Rocket

When comparing Mogo credit to other credit monitoring services available in Canada, we conclude that Mogo is a good choice. The monthly credit alerts and free identity fraud protection are excellent tools to make use of, and the tips and tricks that Mogo offers will help you improve your credit scor...

- Jordann Brown, Wealth Rocket

For a no fee service, MogoAccount has a lot going for it. You'll get free access to your credit score, which is updated monthly, and 90 days of free credit monitoring. It's disappointing that the monitoring doesn't last longer, but it can still be a valuable tool while it lasts. MogoAccount loses a...

- Jon Macleod, MoneyGenius

Mogo offers a wide array of financial management services, financial products, and Canada’s only free identity fraud protection services.

- Christopher Liew, CFA, WealthAwesome


Free Trial Period 90 days
Starting Price (Monthly) $20
Equifax Report Yes
TransUnion Report No
Experian Report No
Monitoring Frequency (All 3 Bureaus) Monthly
Credit Score Model Equifax
Report Frequency Monthly
SSN Monitoring No
Identity Theft Monitoring Yes
Identity Theft Insurance Coverage Rate Type No
Dispute Assistance No
Lost Wallet Protection Yes
Change of Address Alerts No
Court Records Monitoring No
Credit Request Alerts No
Data Breach Alerts Yes
Medical ID Fraud Protection No
Credit Analysis Tools No
Educational Resources Yes
Text Alerts No
Phone Alerts Yes
Mobile App Android, iOS
Customer Support
24/7 Support No
Telephone Support No
Email Support Yes
Live Chat Support No

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