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What the Critics Are Saying...


Equifax provides you with an overall credit score, expressed as a number between 0-1000. It also gives you a credit rating between poor and excellent. This gives an indication of your credit worthiness and how likely you are to be accepted for credit products in the future. As well as the credit sco...

- Laura Mossman, MoneyToTheMasses
Best Company
Best Company

Equifax offers several plan options, a mobile app, educational content, triple-bureau reports, and FICO scores. However, the company's refresh rate is poor and security issues have occurred in the past.

- Best Company
Business Insider
Business Insider

Equifax did not respond to Business Insider's request for more information on the compensation. Equifax, the credit-monitoring agency, experienced a software breach in 2017 that left the personal information of nearly 147 million people exposed.

- Rebecca Aydin, Business Insider


Free Trial Period 7 days
Starting Price (Monthly) $9.95
Pricing Visit Site
Equifax Report Yes
TransUnion Report Yes
Experian Report Yes
Monitoring Frequency (All 3 Bureaus) Daily
Credit Score Model VantageScore
Report Frequency Anually
SSN Monitoring Yes
Identity Theft Monitoring Yes
Identity Theft Insurance Coverage Rate Type Up to $1 Million
Dispute Assistance No
Lost Wallet Protection Yes
Change of Address Alerts No
Court Records Monitoring No
Credit Request Alerts No
Data Breach Alerts No
Medical ID Fraud Protection No
Credit Analysis Tools No
Educational Resources Yes
Text Alerts No
Phone Alerts No
Mobile App No
Customer Support
24/7 Support No
Telephone Support


Email Support No
Live Chat Support No

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