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9.1/10
Informr score
CreditWise currently has an Informr score of 9.1 out of 10. This score is based on our evaluation of 6 sources including reviews from users and the web's most trusted critics.

What the Critics Are Saying...


Best Wallet Hacks
Best Wallet Hacks

It's an extremely useful tool for monitoring your credit. If you are already a Capital One customer, I don't see a reason why you wouldn't set this up. A no brainer. If you aren't a customer, I can understand you not wanting to set up another account with another financial institution but I think it...

- Jim Wang, Best Wallet Hacks
MoneysMyLife
MoneysMyLife

CreditWise is a free credit monitoring service by Capital One, but you don’t have to be a Capital One customer to take advantage of it. It’s an easy and low-cost way to stay on top of changes to your credit file, with dark web and Social Security Number monitoring and a credit score simulator.

- Diana Mason, MoneysMyLife
Select
Select

CreditWise is a great free credit monitoring service that can help you keep track of changes to your Experian and TransUnion credit reports. However, if you want more comprehensive  coverage, consider alternative paid services that monitor all three credit bureaus and provide identity insurance cove...

- Alexandria White, Select
The College Investor
The College Investor

A great credit score can keep your financing costs low (which is important if you plan to take out a mortgage in the future), and it can reduce your costs on car and homeowner’s insurance. It will also help you avoid annoying costs like having to pay security deposits for utilities when you move. Us...

- Robert Farrington, The College Investor
MoneysMyLife
MoneysMyLife

If you want an easy way to stay on top of changes to your credit file, along with other great features, you’ll want to keep reading for everything you need to know about CreditWise. Use the CreditWise credit score simulator to help you gauge how certain actions – like closing a credit card or paying...

- Diana Mason, MoneysMyLife

Details


Information
Free Trial Period Lifetime
Starting Price (Monthly) $0.00
Pricing Visit Site
Features
Equifax Report No
TransUnion Report Yes
Experian Report Yes
Monitoring Frequency (All 3 Bureaus) Weekly
Credit Score Model VantageScore
Report Frequency 7 Days
SSN Monitoring Yes
Identity Theft Monitoring Yes
Identity Theft Insurance Coverage Rate Type No
Dispute Assistance No
Lost Wallet Protection No
Change of Address Alerts No
Court Records Monitoring No
Credit Request Alerts Yes
Data Breach Alerts No
Medical ID Fraud Protection No
Credit Analysis Tools No
Educational Resources No
Text Alerts No
Phone Alerts No
Mobile App Android, iOS
Customer Support
24/7 Support No
Telephone Support No
Email Support Yes
Live Chat Support No

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