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9/10
Informr score
CreditWise currently has an Informr score of 9 out of 10. This score is based on our evaluation of 7 sources including reviews from users and the web's most trusted critics.

What the Critics Are Saying...


GOBankingRates
GOBankingRates

CreditWise is best for you if you need to keep a watchful eye on your credit report while not impacting it. It is also a great tool if you want to keep costs low as it comes with no fee to use. You can learn a lot about your personal finances and how to improve your credit.

- Caitlyn Moorhead, GOBankingRates
MoneysMyLife
MoneysMyLife

CreditWise is an excellent, free credit monitoring service that helps you keep track of changes to your Experian and TransUnion credit reports. The service comes with a credit score simulator and other educational features so you can keep your credit score moving in a positive direction.

- Diana Mason, MoneysMyLife
Best Wallet Hacks
Best Wallet Hacks

It's an extremely useful tool for monitoring your credit. If you are already a Capital One customer, I don't see a reason why you wouldn't set this up. A no brainer. If you aren't a customer, I can understand you not wanting to set up another account with another financial institution but I think it...

- Jim Wang, Best Wallet Hacks
MoneysMyLife
MoneysMyLife

CreditWise is a free credit monitoring service by Capital One, but you don’t have to be a Capital One customer to take advantage of it. It’s an easy and low-cost way to stay on top of changes to your credit file, with dark web and Social Security Number monitoring and a credit score simulator.

- Diana Mason, MoneysMyLife
The College Investor
The College Investor

A great credit score can keep your financing costs low (which is important if you plan to take out a mortgage in the future), and it can reduce your costs on car and homeowner’s insurance. It will also help you avoid annoying costs like having to pay security deposits for utilities when you move. Us...

- Robert Farrington, The College Investor

Details


Information
Free Trial Period Lifetime
Starting Price (Monthly) $0.00
Pricing Visit Site
Features
Equifax Report No
TransUnion Report Yes
Experian Report Yes
Monitoring Frequency (All 3 Bureaus) Weekly
Credit Score Model VantageScore
Report Frequency 7 Days
SSN Monitoring Yes
Identity Theft Monitoring Yes
Identity Theft Insurance Coverage Rate Type No
Dispute Assistance No
Lost Wallet Protection No
Change of Address Alerts No
Court Records Monitoring No
Credit Request Alerts Yes
Data Breach Alerts No
Medical ID Fraud Protection No
Credit Analysis Tools No
Educational Resources No
Text Alerts No
Phone Alerts No
Mobile App Android, iOS
Customer Support
24/7 Support No
Telephone Support No
Email Support Yes
Live Chat Support No

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