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Informr score
Credit Sesame currently has an Informr score of 8.3 out of 10. This score is based on our evaluation of 20 sources including reviews from users and the web's most trusted critics.

What the Critics Are Saying...


Credit Sesame offers a lot of tools and credit information for free. It has three premium membership plans for information from all three credit reporting bureaus. The free plan only includes a TransUnion credit report.

- ConsumerAffairs

Not only did Credit Sesame give us monthly credit updates from all three bureaus, we also got identity theft insurance. If our identities were stolen, we could've gotten reimbursed for up to $1 million.

- Aliza Vigderman, Gabe Turner,
Well Kept Wallet
Well Kept Wallet

Credit Sesame believes that by helping consumers with every aspect of their financial planning – whether it be investing, borrowing, and credit monitoring, it can offer a full-service financial package to a wide variety of consumers who are in all sorts of different stages of financial planning.

- Deacon Hayes, Well Kept Wallet

Because Credit Sesame is a free service, you don’t have anything to lose by signing up and giving it a try. You’ll be able to monitor your credit score and report easily, access information that will help with your borrowing decisions and get $50,000 of free identity theft insurance. But if you want...

- Tony Jay, MoneysMyLife

Credit Sesame’s basic identity and credit monitoring services are 100% free, while offering huge benefits such as $1 million in complimentary fraud insurance, live identity restoration assistance, and daily credit monitoring alerts.

- Investopedia


Free Trial Period Lifetime
Starting Price (Monthly) $9.95
Pricing Visit Site
Equifax Report Yes
TransUnion Report Yes
Experian Report Yes
Monitoring Frequency (All 3 Bureaus) Daily
Credit Score Model VantageScore
Report Frequency Monthly
SSN Monitoring Yes
Identity Theft Monitoring Yes
Identity Theft Insurance Coverage Rate Type $50000 to 1 million
Dispute Assistance

Pro and Platinum plans

Lost Wallet Protection Yes
Change of Address Alerts Yes
Court Records Monitoring No
Credit Request Alerts No
Data Breach Alerts No
Medical ID Fraud Protection Yes
Credit Analysis Tools Yes
Educational Resources Yes
Text Alerts Yes
Phone Alerts Yes
Mobile App Android, iOS
Customer Support
24/7 Support Yes
Telephone Support No
Email Support Yes
Live Chat Support No

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